XYF vs UBFO
Comparison between X Financial (XYF, Company) and United Security Bancshares (CA) (UBFO, Company).
Both XYF and UBFO are from the Financial Services sector.
5-Year PerformanceUBFO has outperformed XYF, delivering a return of +11.4% compared to -4.2%
XYF vs UBFO - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
XYF vs UBFO - Historical Returns
Returns include dividend reinvestment.
XYF vs UBFO - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | XYF | UBFO |
|---|---|---|
| 2026 | -12.39% | +7.14% |
| 2025 | -31.04% | +8.06% |
| 2024 | +139.08% | +31.14% |
| 2023 | +27.81% | +23.54% |
| 2022 | -3.51% | -5.15% |
| 2021 | +55.15% | +25.87% |
| 2020 | -62.12% | -28.47% |
| 2019 | -60.19% | +15.83% |
| 2018 | -64.33% | -9.72% |
| 2017 | N/A | +46.02% |
| 2016 | N/A | +77.23% |
| 2015 | N/A | +2.42% |
| 2014 | N/A | +18.25% |
| 2013 | N/A | +104.92% |
| 2012 | N/A | +24.31% |
| 2011 | N/A | -37.63% |
| 2010 | N/A | -10.42% |
| 2009 | N/A | -59.48% |
| 2008 | N/A | -18.37% |
| 2007 | N/A | -36.37% |
| 2006 | N/A | +61.30% |
| 2005 | N/A | +22.90% |
| 2004 | N/A | -4.14% |
| 2003 | N/A | +61.57% |
| 2002 | N/A | +8.20% |
| 2001 | N/A | +0.50% |
| 2000 | N/A | -15.57% |
| 1999 | N/A | +8.53% |
XYF vs UBFO Drawdown Comparison
The maximum drawdown for XYF was -95.75%, occurring on Sep 24, 2020. This drawdown has not yet recovered.
The maximum drawdown for UBFO was -89.51%, occurring on Nov 23, 2011. Recovery took 2812 trading sessions.
The current XYF drawdown is -83.26%. The current UBFO drawdown is -7.89%.
| Rank | XYF | UBFO |
|---|---|---|
| #1 | -95.75% Sep 19, 2018 - Sep 24, 2020 | -89.51% Nov 9, 2006 - Jan 12, 2018 |
| #2 | N/A | -53.37% Jul 5, 2019 - Sep 16, 2024 |
| #3 | N/A | -27.98% Jan 9, 2004 - Jul 14, 2005 |
| #4 | N/A | -26.61% Nov 12, 1999 - Apr 1, 2003 |
| #5 | N/A | -24.64% Dec 13, 2024 - Nov 11, 2025 |
| #6 | N/A | -21.73% May 14, 2003 - Sep 3, 2003 |
| #7 | N/A | -18.09% May 19, 2006 - Oct 17, 2006 |
| #8 | N/A | -17.43% Jul 6, 2018 - Jun 28, 2019 |
| #9 | N/A | -12.50% Jan 17, 2018 - Jul 6, 2018 |
| #10 | N/A | -12.45% Feb 6, 2026 - Mar 18, 2026 |
| #11 | N/A | -10.49% Sep 17, 2003 - Oct 22, 2003 |
| #12 | N/A | -8.51% Apr 11, 2003 - Apr 29, 2003 |
| #13 | N/A | -8.37% Nov 3, 2003 - Dec 30, 2003 |
| #14 | N/A | -7.35% Sep 20, 2024 - Oct 18, 2024 |
| #15 | N/A | -6.98% Apr 1, 2003 - Apr 11, 2003 |
Correlation
Correlation between XYF and UBFO is 0.40 which considered as a weak positive correlation - the stocks show a slight tendency to move together.
Dividend Comparison (2000 - 2026)
XYF vs UBFO dividend yield comparison.
| Year | XYF | UBFO |
|---|---|---|
| 2026 | 5.86% | 0.00% |
| 2025 | 9.46% | 5.96% |
| 2024 | 4.08% | 4.75% |
| 2023 | 4.64% | 5.47% |
| 2022 | 0.00% | 4.51% |
| 2021 | 0.00% | 5.42% |
| 2020 | 0.00% | 6.24% |
| 2019 | 5.92% | 5.13% |
| 2018 | 0.00% | 3.65% |
| 2017 | 0.00% | 1.55% |
| 2016 | 0.00% | 12.90% |
| 2014 | 0.00% | 3.93% |
| 2013 | 0.00% | 3.09% |
| 2012 | 0.00% | 3.63% |
| 2011 | 0.00% | 6.01% |
| 2010 | 0.00% | 4.78% |
| 2009 | 0.00% | 6.13% |
| 2008 | 0.00% | 4.57% |
| 2007 | 0.00% | 3.29% |
| 2006 | 0.00% | 1.79% |
| 2005 | 0.00% | 2.29% |
| 2004 | 0.00% | 2.45% |
| 2003 | 0.00% | 2.07% |
| 2002 | 0.00% | 2.83% |
| 2001 | 0.00% | 2.62% |
| 2000 | 0.00% | 2.07% |
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