XYF vs TOYO

Comparison between X Financial (XYF, Company) and TOYO Co Ltd (TOYO, Company).

XYF is from the Financial Services sector, while TOYO is from the Technology sector.

XYF vs TOYO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XYF(COMPANY)	TOYO(COMPANY)
Market Cap	$185M	$185M
Max Drawdown	95.82%	70.81%
Sharpe Ratio	-1.80	0.81
5Y Beta	0.76	0.35
Industry	Credit Services	Solar
P/E Ratio	0.88	4.67
Forward P/E	N/A	2.24
PEG Ratio	0.14	N/A
Dividend Yield	12.10%	N/A
5Y EPS CAGR	16.91%	N/A
Debt to Equity	5.23%	4.92%
Free Cash Flow Yield	N/A	22.29%

Market Cap

Winner

XYF

$185M

TOYO

$185M

Max Drawdown

XYF

95.82%

Winner

TOYO

70.81%

Sharpe Ratio

XYF

-1.80

Winner

TOYO

0.81

5Y Beta

XYF

0.76

Winner

TOYO

0.35

Industry

XYF

Credit Services

TOYO

Solar

P/E Ratio

Winner

XYF

0.88

TOYO

4.67

Forward P/E

XYF

N/A

TOYO

2.24

PEG Ratio

XYF

0.14

TOYO

N/A

Dividend Yield

XYF

12.10%

TOYO

N/A

5Y EPS CAGR

XYF

16.91%

TOYO

N/A

Debt to Equity

XYF

5.23%

Winner

TOYO

4.92%

Free Cash Flow Yield

XYF

N/A

TOYO

22.29%

XYF vs TOYO - Historical Returns

Returns include dividend reinvestment.

Period	XYF	TOYO
1 month	-2.05%	-61.64%
3 months	+2.30%	-60.13%
6 months	-15.46%	-29.55%
1 year	-70.41%	+38.16%
5 years(CAGR)	-4.18%	N/A
Max(CAGR)	-20.39%	+7.92%

Winner

XYF

-2.05%

TOYO

-61.64%

Winner

XYF

+2.30%

TOYO

-60.13%

Winner

XYF

-15.46%

TOYO

-29.55%

XYF

-70.41%

Winner

TOYO

+38.16%

5Y(CAGR)

XYF

-4.18%

TOYO

N/A

Max(CAGR)

XYF

-20.39%

Winner

TOYO

+7.92%

XYF vs TOYO - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

Year	XYF	TOYO
2026	-12.39%	-16.78%
2025	-31.04%	+67.91%
2024	+139.08%	-20.28%
2023	+27.81%	N/A
2022	-3.51%	N/A
2021	+55.15%	N/A
2020	-62.12%	N/A
2019	-60.19%	N/A
2018	-64.33%	N/A

XYF vs TOYO Drawdown Comparison

The maximum drawdown for XYF was -95.75%, occurring on Sep 24, 2020. This drawdown has not yet recovered.

The maximum drawdown for TOYO was -70.81%, occurring on Jul 23, 2026. This drawdown has not yet recovered.

The current XYF drawdown is -83.26%. The current TOYO drawdown is -70.81%.

Rank	XYF	TOYO
#1	-95.75% Sep 19, 2018 - Sep 24, 2020	-70.81% Jun 4, 2026 - Jul 23, 2026
#2	N/A	-63.44% Jul 1, 2024 - Aug 9, 2024
#3	N/A	-58.42% Aug 12, 2024 - Aug 1, 2025
#4	N/A	-28.21% Feb 4, 2026 - Apr 8, 2026
#5	N/A	-27.73% Oct 15, 2025 - Feb 2, 2026
#6	N/A	-24.26% Aug 1, 2025 - Sep 3, 2025
#7	N/A	-21.48% Apr 22, 2026 - May 18, 2026
#8	N/A	-16.96% Sep 3, 2025 - Oct 6, 2025
#9	N/A	-10.73% May 28, 2026 - Jun 2, 2026
#10	N/A	-8.72% May 18, 2026 - May 26, 2026
#11	N/A	-2.33% Apr 14, 2026 - Apr 16, 2026
#12	N/A	-1.67% Jun 2, 2026 - Jun 4, 2026
#13	N/A	-0.56% Oct 9, 2025 - Oct 13, 2025
#14	N/A	-0.26% May 26, 2026 - May 28, 2026

Correlation

Correlation between XYF and TOYO is -0.34 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.34

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