XYF vs GLDG

Comparison between X Financial (XYF, Company) and GoldMining Inc (GLDG, Company).

XYF is from the Financial Services sector, while GLDG is from the Basic Materials sector.

5-Year PerformanceXYF has outperformed GLDG, delivering a return of -4.2% compared to -8.1%

XYF vs GLDG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XYF(COMPANY)	GLDG(COMPANY)
Market Cap	$185M	$184M
Max Drawdown	95.82%	81.97%
Sharpe Ratio	-1.80	0.39
5Y Beta	0.76	0.82
Industry	Credit Services	Gold
P/E Ratio	0.88	-11.68
PEG Ratio	0.14	N/A
Dividend Yield	12.10%	N/A
5Y EPS CAGR	16.91%	N/A
Debt to Equity	5.23%	0.11%
Free Cash Flow Yield	N/A	-14.27%

Market Cap

Winner

XYF

$185M

GLDG

$184M

Max Drawdown

XYF

95.82%

Winner

GLDG

81.97%

Sharpe Ratio

XYF

-1.80

Winner

GLDG

0.39

5Y Beta

Winner

XYF

0.76

GLDG

0.82

Industry

XYF

Credit Services

GLDG

Gold

P/E Ratio

XYF

0.88

Winner

GLDG

-11.68

PEG Ratio

XYF

0.14

GLDG

N/A

Dividend Yield

XYF

12.10%

GLDG

N/A

5Y EPS CAGR

XYF

16.91%

GLDG

N/A

Debt to Equity

XYF

5.23%

Winner

GLDG

0.11%

Free Cash Flow Yield

XYF

N/A

GLDG

-14.27%

XYF vs GLDG - Historical Returns

Returns include dividend reinvestment.

Period	XYF	GLDG
1 month	-2.05%	-6.51%
3 months	+2.30%	-31.78%
6 months	-15.46%	-56.19%
1 year	-70.41%	+2.12%
5 years(CAGR)	-4.18%	-8.11%
10 years(CAGR)	N/A	-8.39%
Max(CAGR)	-20.39%	-2.22%

Winner

XYF

-2.05%

GLDG

-6.51%

Winner

XYF

+2.30%

GLDG

-31.78%

Winner

XYF

-15.46%

GLDG

-56.19%

XYF

-70.41%

Winner

GLDG

+2.12%

5Y(CAGR)

Winner

XYF

-4.18%

GLDG

-8.11%

10Y(CAGR)

XYF

N/A

GLDG

-8.39%

Max(CAGR)

XYF

-20.39%

Winner

GLDG

-2.22%

XYF vs GLDG - Annual Returns (2011 - 2026)

Returns include dividend reinvestment.

Year	XYF	GLDG
2026	-12.39%	-33.42%
2025	-31.04%	+50.08%
2024	+139.08%	-14.78%
2023	+27.81%	-9.80%
2022	-3.51%	-17.52%
2021	+55.15%	-48.50%
2020	-62.12%	+105.66%
2019	-60.19%	+73.88%
2018	-64.33%	-47.71%
2017	N/A	-31.58%
2016	N/A	+363.86%
2015	N/A	-27.41%
2014	N/A	+1.79%
2013	N/A	-59.99%
2012	N/A	-7.26%
2011	N/A	-0.94%

XYF vs GLDG Drawdown Comparison

The maximum drawdown for XYF was -95.75%, occurring on Sep 24, 2020. This drawdown has not yet recovered.

The maximum drawdown for GLDG was -81.97%, occurring on Jan 20, 2016. Recovery took 1054 trading sessions.

The current XYF drawdown is -83.26%. The current GLDG drawdown is -71.30%.

Rank	XYF	GLDG
#1	-95.75% Sep 19, 2018 - Sep 24, 2020	-81.97% Mar 22, 2012 - Jun 10, 2016
#2	N/A	-77.95% Sep 22, 2016 - Aug 20, 2020
#3	N/A	-75.24% Sep 1, 2020 - Jun 20, 2025
#4	N/A	-32.76% Jul 6, 2016 - Sep 20, 2016
#5	N/A	-29.37% Jul 27, 2011 - Feb 10, 2012
#6	N/A	-13.86% Jun 15, 2016 - Jun 29, 2016
#7	N/A	-10.52% Aug 21, 2020 - Aug 31, 2020
#8	N/A	-10.40% Feb 10, 2012 - Mar 22, 2012
#9	N/A	-0.73% Jul 5, 2011 - Jul 11, 2011

Correlation

Correlation between XYF and GLDG is -0.47 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.47

-101