XYF vs SND

Comparison between X Financial (XYF, Company) and Smart Sand Inc (SND, Company).

XYF is from the Financial Services sector, while SND is from the Energy sector.

5-Year PerformanceSND has outperformed XYF, delivering a return of +14.2% compared to -9.5%

XYF vs SND - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XYF(COMPANY)	SND(COMPANY)
Market Cap	$188M	$189M
Max Drawdown	95.82%	97.14%
Sharpe Ratio	-1.59	1.60
5Y Beta	0.76	0.83
Industry	Credit Services	Oil & Gas Equipment & Services
P/E Ratio	0.90	8.51
Forward P/E	N/A	48.08
PEG Ratio	0.15	N/A
Dividend Yield	11.00%	N/A
5Y EPS CAGR	16.91%	-7.53%
Debt to Equity	5.23%	5.94%
Free Cash Flow Yield	N/A	14.94%

Market Cap

XYF

$188M

Winner

SND

$189M

Max Drawdown

Winner

XYF

95.82%

SND

97.14%

Sharpe Ratio

XYF

-1.59

Winner

SND

1.60

5Y Beta

Winner

XYF

0.76

SND

0.83

Industry

XYF

Credit Services

SND

Oil & Gas Equipment & Services

P/E Ratio

Winner

XYF

0.90

SND

8.51

Forward P/E

XYF

N/A

SND

48.08

PEG Ratio

XYF

0.15

SND

N/A

Dividend Yield

XYF

11.00%

SND

N/A

5Y EPS CAGR

Winner

XYF

16.91%

SND

-7.53%

Debt to Equity

Winner

XYF

5.23%

SND

5.94%

Free Cash Flow Yield

XYF

N/A

SND

14.94%

XYF vs SND - Historical Returns

Returns include dividend reinvestment.

Period	XYF	SND
1 month	+4.11%	-1.03%
3 months	+5.72%	+12.48%
6 months	-22.21%	+35.60%
1 year	-69.53%	+137.91%
5 years(CAGR)	-9.50%	+14.24%
10 years(CAGR)	N/A	-7.04%
Max(CAGR)	-20.55%	-7.04%

Winner

XYF

+4.11%

SND

-1.03%

XYF

+5.72%

Winner

SND

+12.48%

XYF

-22.21%

Winner

SND

+35.60%

XYF

-69.53%

Winner

SND

+137.91%

5Y(CAGR)

XYF

-9.50%

Winner

SND

+14.24%

10Y(CAGR)

XYF

N/A

SND

-7.04%

Max(CAGR)

XYF

-20.55%

Winner

SND

-7.04%

XYF vs SND - Annual Returns (2016 - 2026)

Returns include dividend reinvestment.

Year	XYF	SND
2026	-11.84%	+20.84%
2025	-31.04%	+82.44%
2024	+139.08%	+13.66%
2023	+27.81%	+12.21%
2022	-3.51%	-5.79%
2021	+55.15%	-7.77%
2020	-62.12%	-30.08%
2019	-60.19%	+6.78%
2018	-64.33%	-75.33%
2017	N/A	-48.51%
2016	N/A	+50.59%

XYF vs SND Drawdown Comparison

The maximum drawdown for XYF was -95.75%, occurring on Sep 24, 2020. This drawdown has not yet recovered.

The maximum drawdown for SND was -97.14%, occurring on Mar 18, 2020. This drawdown has not yet recovered.

The current XYF drawdown is -83.16%. The current SND drawdown is -74.06%.

Rank	XYF	SND
#1	-95.75% Sep 19, 2018 - Sep 24, 2020	-97.14% Feb 22, 2017 - Mar 18, 2020
#2	N/A	-12.26% Jan 19, 2017 - Feb 14, 2017
#3	N/A	-8.50% Jan 11, 2017 - Jan 19, 2017
#4	N/A	-6.99% Nov 9, 2016 - Nov 22, 2016
#5	N/A	-3.16% Dec 7, 2016 - Dec 15, 2016
#6	N/A	-2.33% Dec 21, 2016 - Dec 23, 2016
#7	N/A	-2.17% Nov 25, 2016 - Nov 30, 2016
#8	N/A	-1.57% Feb 14, 2017 - Feb 21, 2017
#9	N/A	-1.54% Nov 30, 2016 - Dec 5, 2016
#10	N/A	-1.09% Jan 4, 2017 - Jan 6, 2017
#11	N/A	-0.31% Dec 27, 2016 - Dec 29, 2016