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XYF vs CBFV

Comparison between X Financial (XYF, Company) and CB Financial Services Inc (CBFV, Company).

Both XYF and CBFV are from the Financial Services sector.

5-Year PerformanceCBFV has outperformed XYF, delivering a return of +15.4% compared to -9.5%

XYF vs CBFV - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
XYF
$188M
CBFV
$188M
Max Drawdown
XYF
95.82%
Winner
CBFV
54.24%
Sharpe Ratio
XYF
-1.59
Winner
CBFV
1.17
5Y Beta
XYF
0.76
Winner
CBFV
0.44
Industry
XYF
Credit Services
CBFV
Banks - Regional
P/E Ratio
Winner
XYF
0.90
CBFV
27.24
Forward P/E
XYF
N/A
CBFV
12.99
PEG Ratio
XYF
0.15
CBFV
N/A
Dividend Yield
Winner
XYF
11.00%
CBFV
2.78%
5Y Dividends CAGR
XYF
N/A
CBFV
6.74%
5Y EPS CAGR
XYF
16.91%
CBFV
N/A
Debt to Equity
XYF
5.23%
Winner
CBFV
0.00%
Free Cash Flow Yield
XYF
N/A
CBFV
8.55%

XYF vs CBFV - Historical Returns

Returns include dividend reinvestment.

1M
XYF
+4.11%
Winner
CBFV
+7.81%
3M
XYF
+5.72%
Winner
CBFV
+10.46%
6M
XYF
-22.21%
Winner
CBFV
+1.72%
1Y
XYF
-69.53%
Winner
CBFV
+38.72%
5Y(CAGR)
XYF
-9.50%
Winner
CBFV
+15.45%
10Y(CAGR)
XYF
N/A
CBFV
+9.42%
Max(CAGR)
XYF
-20.55%
Winner
CBFV
+9.52%

XYF vs CBFV - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

YearXYFCBFV
2026-11.84%+8.41%
2025-31.04%+27.12%
2024+139.08%+24.66%
2023+27.81%+15.32%
2022-3.51%-7.20%
2021+55.15%+28.25%
2020-62.12%-31.70%
2019-60.19%+27.72%
2018-64.33%-14.81%
2017N/A+18.98%
2016N/A+18.13%
2015N/A+19.97%
2014N/A+5.08%
2013N/A+8.44%
2012N/A-5.38%
2011N/A+23.95%
2010N/A+32.64%
2009N/A+21.24%
2008N/A-23.98%
2007N/A+9.21%
2006N/A+9.00%
2005N/A+19.13%
2004N/A-1.32%
2003N/A+22.27%
2002N/A+18.82%
2001N/A+13.29%

XYF vs CBFV Drawdown Comparison

The maximum drawdown for XYF was -95.75%, occurring on Sep 24, 2020. This drawdown has not yet recovered.

The maximum drawdown for CBFV was -50.76%, occurring on Jul 30, 2020. Recovery took 1575 trading sessions.

The current XYF drawdown is -83.16%. The current CBFV drawdown is -2.14%.

RankXYFCBFV
#1-95.75%
Sep 19, 2018 - Sep 24, 2020
-50.76%
Jun 13, 2018 - Sep 17, 2024
#2N/A-38.47%
Jan 27, 2006 - Aug 4, 2010
#3N/A-25.67%
Jun 26, 2002 - May 5, 2003
#4N/A-20.78%
Dec 6, 2024 - Jul 29, 2025
#5N/A-16.88%
Dec 31, 2015 - Aug 12, 2016
#6N/A-15.55%
Jul 15, 2003 - Jun 21, 2005
#7N/A-15.05%
Jan 8, 2013 - Aug 2, 2013
#8N/A-13.86%
Apr 20, 2012 - Jan 8, 2013
#9N/A-13.46%
Mar 17, 2017 - Aug 17, 2017
#10N/A-13.18%
Aug 2, 2013 - Jun 16, 2015
#11N/A-12.59%
Dec 12, 2011 - Apr 20, 2012
#12N/A-12.45%
Sep 30, 2010 - Jun 21, 2011
#13N/A-9.93%
Dec 19, 2025 - Jun 10, 2026
#14N/A-8.01%
Aug 17, 2017 - Oct 2, 2017
#15N/A-7.62%
Jan 26, 2018 - Apr 4, 2018

Correlation

Correlation between XYF and CBFV is 0.30 which considered as a very weak or no correlation - the stocks move independently of each other.

0.30
-101

Dividend Comparison (2001 - 2026)

XYF vs CBFV dividend yield comparison.

YearXYFCBFV
20265.83%1.51%
20259.46%2.93%
20244.08%3.50%
20234.64%4.20%
20220.00%4.48%
20210.00%3.99%
20200.00%4.80%
20195.92%3.19%
20180.00%3.59%
20170.00%2.93%
20160.00%3.40%
20150.00%3.71%
20140.00%4.22%
20130.00%4.25%
20120.00%4.42%
20110.00%3.95%
20100.00%4.26%
20090.00%5.13%
20080.00%5.46%
20070.00%3.57%
20060.00%3.14%
20050.00%2.78%
20040.00%2.79%
20030.00%2.60%
20020.00%3.02%
20010.00%3.00%

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