XYF vs ONEW

Comparison between X Financial (XYF, Company) and Onewater Marine Inc - Class A (ONEW, Company).

XYF is from the Financial Services sector, while ONEW is from the Consumer Cyclical sector.

5-Year PerformanceXYF has outperformed ONEW, delivering a return of -9.5% compared to -22.0%

XYF vs ONEW - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XYF(COMPANY)	ONEW(COMPANY)
Market Cap	$188M	$188M
Max Drawdown	95.82%	86.30%
Sharpe Ratio	-1.59	-0.13
5Y Beta	0.76	1.66
Industry	Credit Services	Specialty Retail
P/E Ratio	0.90	-1.51
PEG Ratio	0.15	-0.00
Dividend Yield	11.00%	N/A
5Y EPS CAGR	16.91%	N/A
Debt to Equity	5.23%	353.25%
Free Cash Flow Yield	N/A	35.82%

Market Cap

XYF

$188M

Winner

ONEW

$188M

Max Drawdown

XYF

95.82%

Winner

ONEW

86.30%

Sharpe Ratio

XYF

-1.59

Winner

ONEW

-0.13

5Y Beta

Winner

XYF

0.76

ONEW

1.66

Industry

XYF

Credit Services

ONEW

Specialty Retail

P/E Ratio

XYF

0.90

Winner

ONEW

-1.51

PEG Ratio

XYF

0.15

Winner

ONEW

-0.00

Dividend Yield

XYF

11.00%

ONEW

N/A

5Y EPS CAGR

XYF

16.91%

ONEW

N/A

Debt to Equity

Winner

XYF

5.23%

ONEW

353.25%

Free Cash Flow Yield

XYF

N/A

ONEW

35.82%

XYF vs ONEW - Historical Returns

Returns include dividend reinvestment.

Period	XYF	ONEW
1 month	+4.11%	+9.57%
3 months	+5.72%	+35.69%
6 months	-22.21%	+7.29%
1 year	-69.53%	-17.90%
5 years(CAGR)	-9.50%	-22.02%
Max(CAGR)	-20.55%	-3.80%

XYF

+4.11%

Winner

ONEW

+9.57%

XYF

+5.72%

Winner

ONEW

+35.69%

XYF

-22.21%

Winner

ONEW

+7.29%

XYF

-69.53%

Winner

ONEW

-17.90%

5Y(CAGR)

Winner

XYF

-9.50%

ONEW

-22.02%

Max(CAGR)

XYF

-20.55%

Winner

ONEW

-3.80%

XYF vs ONEW - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

Year	XYF	ONEW
2026	-11.84%	+5.20%
2025	-31.04%	-36.98%
2024	+139.08%	-47.40%
2023	+27.81%	+18.48%
2022	-3.51%	-52.65%
2021	+55.15%	+114.72%
2020	-62.12%	+92.14%
2019	-60.19%	N/A
2018	-64.33%	N/A

XYF vs ONEW Drawdown Comparison

The maximum drawdown for XYF was -95.75%, occurring on Sep 24, 2020. This drawdown has not yet recovered.

The maximum drawdown for ONEW was -86.30%, occurring on Mar 18, 2026. This drawdown has not yet recovered.

The current XYF drawdown is -83.16%. The current ONEW drawdown is -81.42%.

Rank	XYF	ONEW
#1	-95.75% Sep 19, 2018 - Sep 24, 2020	-86.30% Dec 31, 2021 - Mar 18, 2026
#2	N/A	-77.72% Feb 20, 2020 - Jun 3, 2020
#3	N/A	-39.18% Aug 24, 2020 - Dec 28, 2020
#4	N/A	-29.84% May 4, 2021 - Nov 18, 2021
#5	N/A	-19.43% Mar 15, 2021 - Apr 23, 2021
#6	N/A	-11.50% Jul 29, 2020 - Aug 12, 2020
#7	N/A	-10.75% Nov 22, 2021 - Dec 27, 2021
#8	N/A	-10.71% Jun 23, 2020 - Jul 27, 2020
#9	N/A	-9.90% Dec 28, 2020 - Jan 5, 2021
#10	N/A	-7.71% Jan 22, 2021 - Feb 5, 2021
#11	N/A	-6.66% Feb 24, 2021 - Mar 8, 2021
#12	N/A	-6.27% Feb 5, 2021 - Feb 24, 2021
#13	N/A	-5.41% Jun 10, 2020 - Jun 12, 2020
#14	N/A	-4.26% Apr 28, 2021 - May 3, 2021
#15	N/A	-4.01% Jan 13, 2021 - Jan 22, 2021

Correlation

Correlation between XYF and ONEW is -0.37 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.37

-101