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XYF vs OVBC

Comparison between X Financial (XYF, Company) and Ohio Valley Banc Corp (OVBC, Company).

Both XYF and OVBC are from the Financial Services sector.

5-Year PerformanceOVBC has outperformed XYF, delivering a return of +15.0% compared to -3.9%

XYF vs OVBC - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
XYF
$196M
Winner
OVBC
$196M
Max Drawdown
XYF
95.82%
Winner
OVBC
64.90%
Sharpe Ratio
XYF
-1.37
Winner
OVBC
0.97
5Y Beta
XYF
0.75
Winner
OVBC
0.34
Industry
XYF
Credit Services
OVBC
Banks - Regional
P/E Ratio
Winner
XYF
0.94
OVBC
12.31
Forward P/E
XYF
N/A
OVBC
9.69
PEG Ratio
Winner
XYF
0.15
OVBC
0.25
Dividend Yield
Winner
XYF
11.20%
OVBC
2.26%
5Y Dividends CAGR
XYF
N/A
OVBC
7.21%
5Y EPS CAGR
Winner
XYF
16.91%
OVBC
12.28%
Debt to Equity
XYF
5.23%
Winner
OVBC
0.00%
Free Cash Flow Yield
XYF
N/A
OVBC
12.08%
P/S Ratio
Winner
XYF
0.03
OVBC
3.14
P/B Ratio
Winner
XYF
0.17
OVBC
1.16

XYF vs OVBC - Historical Returns

Returns include dividend reinvestment.

1M
Winner
XYF
+0.82%
OVBC
-3.23%
3M
Winner
XYF
+2.70%
OVBC
-5.71%
6M
XYF
+1.62%
Winner
OVBC
+3.38%
1Y
XYF
-62.87%
Winner
OVBC
+33.58%
5Y(CAGR)
XYF
-3.86%
Winner
OVBC
+15.00%
10Y(CAGR)
XYF
N/A
OVBC
+10.08%
Max(CAGR)
XYF
-20.00%
Winner
OVBC
+4.21%

XYF vs OVBC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearXYFOVBC
2026-9.46%+8.23%
2025-31.04%+71.32%
2024+139.08%+14.08%
2023+27.81%-10.91%
2022-3.51%-7.08%
2021+55.15%+30.60%
2020-62.12%-38.57%
2019-60.19%+7.89%
2018-64.33%-11.22%
2017N/A+50.38%
2016N/A+14.96%
2015N/A+4.75%
2014N/A+10.73%
2013N/A+21.25%
2012N/A+7.29%
2011N/A+0.78%
2010N/A-8.47%
2009N/A+26.72%
2008N/A-25.62%
2007N/A+4.28%
2006N/A+3.30%
2005N/A-20.36%
2004N/A+27.99%
2003N/A+32.91%
2002N/A-9.73%
2001N/A-0.13%
2000N/A-22.07%
1999N/A-2.24%

XYF vs OVBC Drawdown Comparison

The maximum drawdown for XYF was -95.75%, occurring on Sep 24, 2020. This drawdown has not yet recovered.

The maximum drawdown for OVBC was -62.72%, occurring on Jul 13, 2020. Recovery took 1924 trading sessions.

The current XYF drawdown is -82.70%. The current OVBC drawdown is -15.60%.

RankXYFOVBC
#1-95.75%
Sep 19, 2018 - Sep 24, 2020
-62.72%
Jun 22, 2018 - Feb 19, 2026
#2N/A-47.09%
Jun 26, 2009 - Nov 5, 2015
#3N/A-44.80%
Apr 13, 2004 - Jun 26, 2009
#4N/A-39.76%
Dec 1, 1999 - Apr 5, 2004
#5N/A-20.53%
Jul 5, 2017 - Sep 27, 2017
#6N/A-17.04%
Jun 12, 2026 - Jul 8, 2026
#7N/A-15.74%
Nov 6, 2015 - Dec 6, 2016
#8N/A-12.57%
May 25, 2017 - Jul 5, 2017
#9N/A-11.74%
Dec 21, 2017 - Jan 30, 2018
#10N/A-9.48%
Jan 30, 2018 - Apr 13, 2018
#11N/A-8.21%
Oct 11, 2017 - Nov 28, 2017
#12N/A-7.97%
Feb 20, 2026 - Apr 1, 2026
#13N/A-7.36%
Dec 9, 2016 - Feb 13, 2017
#14N/A-7.29%
May 11, 2017 - May 19, 2017
#15N/A-6.57%
Nov 4, 1999 - Nov 30, 1999

Correlation

Correlation between XYF and OVBC is 0.37 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.37
-101

Dividend Comparison (2000 - 2026)

XYF vs OVBC dividend yield comparison.

YearXYFOVBC
20265.67%1.74%
20259.46%2.28%
20244.08%3.63%
20234.64%4.43%
20220.00%3.75%
20210.00%2.83%
20200.00%3.56%
20195.92%2.12%
20180.00%2.37%
20170.00%2.08%
20160.00%3.09%
20150.00%3.63%
20140.00%3.42%
20130.00%3.32%
20120.00%5.80%
20110.00%4.54%
20100.00%4.29%
20090.00%3.63%
20080.00%4.22%
20070.00%2.78%
20060.00%2.66%
20050.00%2.65%
20040.00%2.83%
20030.00%2.65%
20020.00%3.24%
20010.00%3.26%
20000.00%2.36%

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