XYF vs PLMK

Comparison between X Financial (XYF, Company) and Plum Acquisition Corp IV - Class A (PLMK, Company).

Both XYF and PLMK are from the Financial Services sector.

XYF vs PLMK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XYF(COMPANY)	PLMK(COMPANY)
Market Cap	$196M	$196M
Max Drawdown	95.82%	6.37%
Sharpe Ratio	-1.37	-0.10
5Y Beta	0.75	-0.02
Industry	Credit Services	Shell Companies
P/E Ratio	0.94	34.05
PEG Ratio	0.15	N/A
Dividend Yield	11.20%	N/A
5Y EPS CAGR	16.91%	N/A
Debt to Equity	5.23%	0.14%
Free Cash Flow Yield	N/A	-0.37%
P/S Ratio	0.03	N/A
P/B Ratio	0.17	1.46

Market Cap

Winner

XYF

$196M

PLMK

$196M

Max Drawdown

XYF

95.82%

Winner

PLMK

6.37%

Sharpe Ratio

XYF

-1.37

Winner

PLMK

-0.10

5Y Beta

XYF

0.75

Winner

PLMK

-0.02

Industry

XYF

Credit Services

PLMK

Shell Companies

P/E Ratio

Winner

XYF

0.94

PLMK

34.05

PEG Ratio

XYF

0.15

PLMK

N/A

Dividend Yield

XYF

11.20%

PLMK

N/A

5Y EPS CAGR

XYF

16.91%

PLMK

N/A

Debt to Equity

XYF

5.23%

Winner

PLMK

0.14%

Free Cash Flow Yield

XYF

N/A

PLMK

-0.37%

P/S Ratio

XYF

0.03

PLMK

N/A

P/B Ratio

Winner

XYF

0.17

PLMK

1.46

XYF vs PLMK - Historical Returns

Returns include dividend reinvestment.

Period	XYF	PLMK
1 month	+0.82%	-0.75%
3 months	+2.70%	-0.19%
6 months	+1.62%	+0.47%
1 year	-62.87%	+2.32%
5 years(CAGR)	-3.86%	N/A
Max(CAGR)	-20.00%	+4.05%

Winner

XYF

+0.82%

PLMK

-0.75%

Winner

XYF

+2.70%

PLMK

-0.19%

Winner

XYF

+1.62%

PLMK

+0.47%

XYF

-62.87%

Winner

PLMK

+2.32%

5Y(CAGR)

XYF

-3.86%

PLMK

N/A

Max(CAGR)

XYF

-20.00%

Winner

PLMK

+4.05%

XYF vs PLMK - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

Year	XYF	PLMK
2026	-9.46%	+1.54%
2025	-31.04%	+4.92%
2024	+139.08%	N/A
2023	+27.81%	N/A
2022	-3.51%	N/A
2021	+55.15%	N/A
2020	-62.12%	N/A
2019	-60.19%	N/A
2018	-64.33%	N/A

XYF vs PLMK Drawdown Comparison

The maximum drawdown for XYF was -95.75%, occurring on Sep 24, 2020. This drawdown has not yet recovered.

The maximum drawdown for PLMK was -6.37%, occurring on Jul 30, 2026. This drawdown has not yet recovered.

The current XYF drawdown is -82.70%. The current PLMK drawdown is -6.37%.

Rank	XYF	PLMK
#1	-95.75% Sep 19, 2018 - Sep 24, 2020	-6.37% Jul 13, 2026 - Jul 30, 2026
#2	N/A	-1.89% Oct 21, 2025 - Mar 25, 2026
#3	N/A	-0.98% Jul 9, 2026 - Jul 13, 2026
#4	N/A	-0.69% Mar 24, 2025 - Apr 29, 2025
#5	N/A	-0.68% Jul 31, 2025 - Oct 16, 2025
#6	N/A	-0.66% Jun 18, 2026 - Jul 6, 2026
#7	N/A	-0.56% May 13, 2026 - Jun 18, 2026
#8	N/A	-0.47% Mar 25, 2026 - Apr 14, 2026
#9	N/A	-0.47% Jul 6, 2026 - Jul 9, 2026
#10	N/A	-0.38% Apr 14, 2026 - May 6, 2026
#11	N/A	-0.29% Jun 23, 2025 - Jul 18, 2025
#12	N/A	-0.20% Feb 6, 2025 - Feb 21, 2025
#13	N/A	-0.20% Mar 6, 2025 - Mar 19, 2025
#14	N/A	-0.20% May 5, 2025 - May 28, 2025
#15	N/A	-0.20% Jun 4, 2025 - Jun 10, 2025

Correlation

Correlation between XYF and PLMK is -0.63 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.63

-101