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XYF vs LARK

Comparison between X Financial (XYF, Company) and Landmark Bancorp Inc (LARK, Company).

Both XYF and LARK are from the Financial Services sector.

5-Year PerformanceLARK has outperformed XYF, delivering a return of +10.3% compared to -3.9%

XYF vs LARK - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
XYF
$196M
Winner
LARK
$196M
Max Drawdown
XYF
95.82%
Winner
LARK
57.77%
Sharpe Ratio
XYF
-1.37
Winner
LARK
1.07
5Y Beta
XYF
0.75
Winner
LARK
0.27
Industry
XYF
Credit Services
LARK
Banks - Regional
P/E Ratio
Winner
XYF
0.94
LARK
9.61
Forward P/E
XYF
N/A
LARK
8.08
PEG Ratio
Winner
XYF
0.15
LARK
0.53
Dividend Yield
Winner
XYF
11.20%
LARK
2.53%
5Y Dividends CAGR
XYF
N/A
LARK
9.96%
5Y EPS CAGR
Winner
XYF
16.91%
LARK
-2.59%
Debt to Equity
XYF
5.23%
Winner
LARK
0.00%
Free Cash Flow Yield
XYF
N/A
LARK
10.13%
P/S Ratio
Winner
XYF
0.03
LARK
2.78
P/B Ratio
Winner
XYF
0.17
LARK
1.21

XYF vs LARK - Historical Returns

Returns include dividend reinvestment.

1M
Winner
XYF
+0.82%
LARK
-0.44%
3M
XYF
+2.70%
Winner
LARK
+18.75%
6M
XYF
+1.62%
Winner
LARK
+17.88%
1Y
XYF
-62.87%
Winner
LARK
+39.74%
5Y(CAGR)
XYF
-3.86%
Winner
LARK
+10.34%
10Y(CAGR)
XYF
N/A
LARK
+10.00%
Max(CAGR)
XYF
-20.00%
Winner
LARK
+10.74%

XYF vs LARK - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearXYFLARK
2026-9.46%+22.51%
2025-31.04%+18.20%
2024+139.08%+33.00%
2023+27.81%-3.02%
2022-3.51%-17.97%
2021+55.15%+33.75%
2020-62.12%-1.27%
2019-60.19%+12.26%
2018-64.33%-11.62%
2017N/A+9.31%
2016N/A+23.45%
2015N/A+33.66%
2014N/A+15.35%
2013N/A+6.01%
2012N/A+16.79%
2011N/A+21.59%
2010N/A+29.38%
2009N/A-18.67%
2008N/A-9.57%
2007N/A+0.29%
2006N/A+16.26%
2005N/A-6.10%
2004N/A+13.06%
2003N/A+24.48%
2002N/A+26.35%
2001N/A+24.31%
2000N/A-9.36%
1999N/A+35.53%

XYF vs LARK Drawdown Comparison

The maximum drawdown for XYF was -95.75%, occurring on Sep 24, 2020. This drawdown has not yet recovered.

The maximum drawdown for LARK was -46.95%, occurring on Feb 9, 2009. Recovery took 1092 trading sessions.

The current XYF drawdown is -82.70%. The current LARK drawdown is -2.12%.

RankXYFLARK
#1-95.75%
Sep 19, 2018 - Sep 24, 2020
-46.95%
Aug 1, 2007 - Nov 29, 2011
#2N/A-40.30%
Jan 19, 2022 - Dec 2, 2024
#3N/A-37.87%
Dec 31, 1999 - Aug 7, 2001
#4N/A-30.43%
Jun 8, 2020 - Feb 2, 2021
#5N/A-30.28%
Jun 1, 2017 - Jun 5, 2020
#6N/A-26.80%
Apr 20, 2005 - Aug 25, 2006
#7N/A-25.00%
Nov 29, 2011 - May 7, 2012
#8N/A-20.73%
May 2, 2025 - Dec 10, 2025
#9N/A-18.57%
Jun 17, 2014 - Oct 2, 2014
#10N/A-17.12%
Mar 19, 2021 - Oct 11, 2021
#11N/A-16.80%
Dec 12, 2025 - May 28, 2026
#12N/A-16.59%
Aug 27, 2001 - Mar 1, 2002
#13N/A-16.22%
Jul 3, 2003 - Dec 5, 2003
#14N/A-15.28%
Jun 10, 2013 - Jun 13, 2014
#15N/A-13.84%
Oct 21, 2014 - Feb 20, 2015

Correlation

Correlation between XYF and LARK is 0.15 which considered as a very weak or no correlation - the stocks move independently of each other.

0.15
-101

Dividend Comparison (1999 - 2026)

XYF vs LARK dividend yield comparison.

YearXYFLARK
20265.67%1.34%
20259.46%3.05%
20244.08%3.33%
20234.64%4.04%
20220.00%3.71%
20210.00%2.65%
20200.00%3.33%
20195.92%3.04%
20180.00%3.28%
20170.00%2.63%
20160.00%6.60%
20150.00%2.76%
20140.00%3.42%
20130.00%9.02%
20120.00%9.19%
20110.00%9.81%
20100.00%8.94%
20090.00%9.99%
20080.00%8.36%
20070.00%8.11%
20060.00%7.66%
20050.00%7.14%
20040.00%7.32%
20030.00%7.51%
20020.00%7.36%
20010.00%7.64%
20000.00%3.43%
19990.00%0.70%

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