XLY vs XLU
Comparison between THE CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND (XLY, ETF) and THE UTILITIES SELECT SECTOR SPDR FUND (XLU, ETF).
XLY is from the Consumer Cyclical sector, while XLU is from the Utilities sector.
5-Year PerformanceXLU has outperformed XLY, delivering a return of +10.3% compared to +8.1%
XLY vs XLU - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Net Assets
XLY
$23B
Winner
XLU
$24B
Expense Ratio
XLY
0.08%
XLU
0.08%
Max Drawdown
XLY
60.13%
Winner
XLU
55.68%
Sharpe Ratio
XLY
0.78
Winner
XLU
0.84
5Y Beta
XLY
1.16
Winner
XLU
0.34
P/E Ratio
XLY
33.04
Winner
XLU
21.37
Forward P/E
XLY
26.96
Winner
XLU
18.73
PEG Ratio
XLY
1.23
Winner
XLU
0.90
5Y Dividends CAGR
Winner
XLY
7.98%
XLU
3.84%
5Y EPS CAGR
Winner
XLY
23.72%
XLU
12.67%
Debt to Equity
Winner
XLY
-124.20%
XLU
131.09%
P/S Ratio
Winner
XLY
2.73
XLU
2.99
P/B Ratio
XLY
8.23
Winner
XLU
2.49
XLY vs XLU - Holdings Comparison
XLY and XLU have 1 common holdings. Overlap is 0.00%
XLY's top 25 holdings weight is 91.13%. XLU's top 25 holdings weight is 92.16%.
| Rank | XLY | XLU |
|---|---|---|
| #1 | AMAZON.COM INC (AMZN) - 28.52% | NEXTERA ENERGY INC (NEE) - 13.91% |
| #2 | TESLA INC (TSLA) - 18.34% | SOUTHERN CO (SO) - 7.32% |
| #3 | THE HOME DEPOT INC (HD) - 5.26% | CONSTELLATION ENERGY CORP (CEG) - 6.93% |
| #4 | TJX COMPANIES INC (TJX) - 3.95% | DUKE ENERGY CORP (DUK) - 6.88% |
| #5 | MCDONALD'S CORP (MCD) - 3.80% | AMERICAN ELECTRIC POWER CO INC (AEP) - 5.14% |
| #6 | BOOKING HOLDINGS INC (BKNG) - 3.10% | SEMPRA (SRE) - 4.27% |
| #7 | LOWE'S COMPANIES INC (LOW) - 2.90% | DOMINION ENERGY INC (D) - 3.73% |
| #8 | STARBUCKS CORP (SBUX) - 2.75% | ENTERGY CORP (ETR) - 3.68% |
| #9 | O'REILLY AUTOMOTIVE INC (ORLY) - 1.84% | VISTRA CORP (VST) - 3.54% |
| #10 | MARRIOTT INTERNATIONAL INC CLASS A (MAR) - 1.79% | XCEL ENERGY INC (XEL) - 3.34% |
| #11 | ROSS STORES INC (ROST) - 1.69% | EXELON CORP (EXC) - 3.28% |
| #12 | HILTON WORLDWIDE HOLDINGS INC (HLT) - 1.65% | PUBLIC SERVICE ENTERPRISE GROUP INC (PEG) - 2.76% |
| #13 | GENERAL MOTORS CO (GM) - 1.58% | CONSOLIDATED EDISON INC (ED) - 2.73% |
| #14 | ROYAL CARIBBEAN GROUP (RCL) - 1.53% | WEC ENERGY GROUP INC (WEC) - 2.60% |
| #15 | DOORDASH INC ORDINARY SHARES CLASS A (DASH) - 1.43% | PG&E CORP (PCG) - 2.49% |
| #16 | AIRBNB INC ORDINARY SHARES CLASS A (ABNB) - 1.36% | NRG ENERGY INC (NRG) - 2.32% |
| #17 | AUTOZONE INC (AZO) - 1.35% | ATMOS ENERGY CORP (ATO) - 2.15% |
| #18 | CARVANA CO CLASS A (CVNA) - 1.23% | AMEREN CORP (AEE) - 2.14% |
| #19 | NIKE INC CLASS B (NKE) - 1.18% | DTE ENERGY CO (DTE) - 2.07% |
| #20 | EBAY INC (EBAY) - 1.09% | CENTERPOINT ENERGY INC (CNP) - 1.97% |
| #21 | FORD MOTOR CO (F) - 1.05% | PPL CORP (PPL) - 1.92% |
| #22 | YUM BRANDS INC (YUM) - 0.98% | EDISON INTERNATIONAL (EIX) - 1.84% |
| #23 | CHIPOTLE MEXICAN GRILL INC (CMG) - 0.97% | EVERSOURCE ENERGY (ES) - 1.79% |
| #24 | D.R. HORTON INC (DHI) - 0.91% | AMERICAN WATER WORKS CO INC (AWK) - 1.71% |
| #25 | GARMIN LTD (GRMN) - 0.88% | FIRSTENERGY CORP (FE) - 1.65% |
| Total Holdings | 51 | 34 |
XLY vs XLU - Historical Returns
Returns include dividend reinvestment.
1M
Winner
XLY
+3.84%
XLU
-2.59%
3M
Winner
XLY
+2.06%
XLU
+0.56%
6M
XLY
-0.18%
Winner
XLU
+1.96%
1Y
XLY
+12.22%
Winner
XLU
+16.51%
5Y(CAGR)
XLY
+8.13%
Winner
XLU
+10.31%
10Y(CAGR)
Winner
XLY
+12.77%
XLU
+9.60%
Max(CAGR)
Winner
XLY
+9.60%
XLU
+7.95%
XLY vs XLU - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | XLY | XLU |
|---|---|---|
| 2026 | +0.14% | +5.38% |
| 2025 | +8.79% | +15.12% |
| 2024 | +27.69% | +21.52% |
| 2023 | +40.48% | -7.17% |
| 2022 | -38.05% | +2.43% |
| 2021 | +29.02% | +20.74% |
| 2020 | +28.11% | +1.85% |
| 2019 | +27.43% | +28.12% |
| 2018 | +0.07% | +4.90% |
| 2017 | +22.10% | +12.31% |
| 2016 | +7.82% | +16.30% |
| 2015 | +10.71% | -5.35% |
| 2014 | +9.97% | +30.73% |
| 2013 | +39.82% | +11.01% |
| 2012 | +22.56% | +2.87% |
| 2011 | +4.76% | +19.04% |
| 2010 | +26.49% | +5.10% |
| 2009 | +33.87% | +9.16% |
| 2008 | -31.93% | -28.52% |
| 2007 | -14.03% | +18.09% |
| 2006 | +17.58% | +18.82% |
| 2005 | -5.96% | +17.72% |
| 2004 | +13.86% | +23.90% |
| 2003 | +32.22% | +23.54% |
| 2002 | -18.92% | -29.77% |
| 2001 | +12.93% | -11.65% |
| 2000 | -14.27% | +26.52% |
| 1999 | +10.32% | -5.71% |
XLY vs XLU Drawdown Comparison
The maximum drawdown for XLY was -59.05%, occurring on Mar 9, 2009. Recovery took 921 trading sessions.
The maximum drawdown for XLU was -51.96%, occurring on Oct 9, 2002. Recovery took 933 trading sessions.
The current XLY drawdown is -4.82%. The current XLU drawdown is -4.67%.
| Rank | XLY | XLU |
|---|---|---|
| #1 | -59.05% Jun 4, 2007 - Jan 27, 2011 | -51.96% May 21, 2001 - Feb 8, 2005 |
| #2 | -39.67% Nov 19, 2021 - Nov 6, 2024 | -46.49% Dec 10, 2007 - Jun 14, 2012 |
| #3 | -33.91% Feb 20, 2020 - Jun 8, 2020 | -36.03% Feb 18, 2020 - Aug 5, 2021 |
| #4 | -31.54% Mar 19, 2002 - Nov 7, 2003 | -25.26% Sep 12, 2022 - Aug 1, 2024 |
| #5 | -31.53% Apr 11, 2000 - Mar 15, 2002 | -21.46% Nov 1, 1999 - Jun 13, 2000 |
| #6 | -26.02% Dec 17, 2024 - Sep 12, 2025 | -15.71% Apr 8, 2022 - Aug 12, 2022 |
| #7 | -22.12% Dec 31, 1999 - Apr 11, 2000 | -15.69% Jan 29, 2015 - Mar 8, 2016 |
| #8 | -21.36% Sep 20, 2018 - Apr 4, 2019 | -15.59% Nov 14, 2017 - Oct 24, 2018 |
| #9 | -18.42% Jul 7, 2011 - Jan 19, 2012 | -13.25% Dec 13, 2000 - May 21, 2001 |
| #10 | -15.84% Nov 25, 2015 - Jul 11, 2016 | -12.44% Jul 6, 2016 - Mar 22, 2017 |
| #11 | -14.98% Jan 12, 2026 - Mar 30, 2026 | -12.04% Apr 30, 2013 - Feb 14, 2014 |
| #12 | -12.72% Dec 30, 2004 - Sep 25, 2006 | -11.86% Oct 3, 2005 - Jul 19, 2006 |
| #13 | -11.45% Aug 4, 2015 - Oct 26, 2015 | -11.73% May 18, 2007 - Oct 31, 2007 |
| #14 | -10.80% Apr 5, 2004 - Oct 28, 2004 | -10.51% Nov 29, 2024 - May 16, 2025 |
| #15 | -10.03% Feb 8, 2021 - Apr 5, 2021 | -9.94% Jul 30, 2012 - Feb 28, 2013 |
Correlation
Correlation between XLY and XLU is 0.98 which considered as a very strong positive correlation - the stocks move almost identically together.
0.98
-101
Dividend Comparison (1999 - 2026)
XLY vs XLU dividend yield comparison.
| Year | XLY | XLU |
|---|---|---|
| 2026 | 0.18% | 0.69% |
| 2025 | 0.79% | 2.71% |
| 2024 | 0.72% | 2.96% |
| 2023 | 0.78% | 3.39% |
| 2022 | 1.00% | 2.92% |
| 2021 | 0.53% | 2.79% |
| 2020 | 0.82% | 3.14% |
| 2019 | 1.28% | 2.95% |
| 2018 | 1.34% | 3.33% |
| 2017 | 1.20% | 3.33% |
| 2016 | 1.71% | 3.41% |
| 2015 | 1.43% | 3.67% |
| 2014 | 1.31% | 3.19% |
| 2013 | 1.16% | 3.86% |
| 2012 | 1.60% | 4.14% |
| 2011 | 1.56% | 3.80% |
| 2010 | 1.32% | 4.06% |
| 2009 | 1.52% | 4.11% |
| 2008 | 1.94% | 4.26% |
| 2007 | 1.37% | 2.59% |
| 2006 | 0.92% | 3.23% |
| 2005 | 1.00% | 3.22% |
| 2004 | 0.67% | 3.14% |
| 2003 | 0.62% | 3.41% |
| 2002 | 0.74% | 4.81% |
| 2001 | 0.77% | 3.14% |
| 2000 | 0.91% | 4.26% |
| 1999 | 0.12% | 1.30% |
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