XLY vs FNDF
Comparison between THE CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND (XLY, ETF) and SCHWAB FUNDAMENTAL INTERNATIONAL EQUITY ETF (FNDF, ETF).
5-Year PerformanceFNDF has outperformed XLY, delivering a return of +13.2% compared to +7.1%
XLY vs FNDF - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Net Assets
Winner
XLY
$21B
FNDF
$21B
Expense Ratio
Winner
XLY
0.08%
FNDF
0.25%
Max Drawdown
XLY
60.13%
Winner
FNDF
43.97%
Sharpe Ratio
XLY
0.95
Winner
FNDF
2.44
5Y Beta
XLY
1.16
Winner
FNDF
0.69
P/E Ratio
XLY
32.36
FNDF
N/A
Forward P/E
XLY
26.44
FNDF
N/A
PEG Ratio
XLY
1.22
FNDF
N/A
5Y Dividends CAGR
XLY
7.98%
Winner
FNDF
13.95%
5Y EPS CAGR
XLY
23.32%
FNDF
N/A
Debt to Equity
XLY
-125.07%
FNDF
N/A
P/S Ratio
XLY
2.43
FNDF
N/A
P/B Ratio
XLY
8.84
FNDF
N/A
XLY vs FNDF - Holdings Comparison
XLY and FNDF have 4 common holdings. Overlap is 0.19%
XLY's top 25 holdings weight is 90.86%. FNDF's top 25 holdings weight is 25.16%.
| Rank | XLY | FNDF |
|---|---|---|
| #1 | AMAZON.COM INC (AMZN) - 27.72% | SAMSUNG ELECTRONICS CO LTD (n/a) - 4.23% |
| #2 | TESLA INC (TSLA) - 17.75% | SHELL PLC (n/a) - 2.43% |
| #3 | THE HOME DEPOT INC (HD) - 5.44% | TOTALENERGIES SE (TTE:XPAR) - 1.84% |
| #4 | TJX COMPANIES INC (TJX) - 4.02% | BP PLC (n/a) - 1.27% |
| #5 | MCDONALD'S CORP (MCD) - 3.91% | GLENCORE PLC (n/a) - 1.27% |
| #6 | BOOKING HOLDINGS INC (BKNG) - 3.26% | BHP GROUP LTD (n/a) - 1.16% |
| #7 | LOWE'S COMPANIES INC (LOW) - 3.04% | HSBC HOLDINGS PLC (n/a) - 1.01% |
| #8 | STARBUCKS CORP (SBUX) - 2.79% | TOYOTA MOTOR CORP (n/a) - 0.95% |
| #9 | MARRIOTT INTERNATIONAL INC CLASS A (MAR) - 1.81% | ROCHE HOLDING AG COMMON STOCK CHF.001 (n/a) - 0.84% |
| #10 | O'REILLY AUTOMOTIVE INC (ORLY) - 1.79% | SK HYNIX INC (n/a) - 0.82% |
| #11 | ROSS STORES INC (ROST) - 1.69% | RIO TINTO PLC ORDINARY SHARES (n/a) - 0.79% |
| #12 | HILTON WORLDWIDE HOLDINGS INC (HLT) - 1.67% | BANCO SANTANDER SA (n/a) - 0.74% |
| #13 | GENERAL MOTORS CO (GM) - 1.61% | NESTLE SA (n/a) - 0.72% |
| #14 | ROYAL CARIBBEAN GROUP (RCL) - 1.48% | MSCI EAFE JUN26 IFUS 20260619 (n/a) - 0.69% |
| #15 | DOORDASH INC ORDINARY SHARES CLASS A (DASH) - 1.47% | MERCEDES-BENZ GROUP AG (n/a) - 0.65% |
| #16 | AIRBNB INC ORDINARY SHARES CLASS A (ABNB) - 1.38% | MITSUBISHI CORP (n/a) - 0.63% |
| #17 | AUTOZONE INC (AZO) - 1.36% | NOVARTIS AG REGISTERED SHARES (n/a) - 0.61% |
| #18 | CARVANA CO CLASS A (CVNA) - 1.30% | DEUTSCHE TELEKOM AG (n/a) - 0.61% |
| #19 | NIKE INC CLASS B (NKE) - 1.23% | ENI SPA (n/a) - 0.60% |
| #20 | FORD MOTOR CO (F) - 1.11% | BASF SE (n/a) - 0.58% |
| #21 | EBAY INC (EBAY) - 1.09% | VODAFONE GROUP PLC (n/a) - 0.57% |
| #22 | YUM BRANDS INC (YUM) - 1.03% | BRITISH AMERICAN TOBACCO PLC (n/a) - 0.57% |
| #23 | CHIPOTLE MEXICAN GRILL INC (CMG) - 1.00% | SUNCOR ENERGY INC (SU) - 0.55% |
| #24 | GARMIN LTD (GRMN) - 0.96% | MITSUI & CO LTD (n/a) - 0.52% |
| #25 | D.R. HORTON INC (DHI) - 0.95% | STELLANTIS NV (n/a) - 0.51% |
| Total Holdings | 51 | 904 |
XLY vs FNDF - Historical Returns
Returns include dividend reinvestment.
1M
Winner
XLY
+8.46%
FNDF
+3.78%
3M
XLY
+2.45%
Winner
FNDF
+5.42%
6M
XLY
+2.33%
Winner
FNDF
+24.66%
1Y
XLY
+20.27%
Winner
FNDF
+47.20%
5Y(CAGR)
XLY
+7.10%
Winner
FNDF
+13.19%
10Y(CAGR)
Winner
XLY
+12.89%
FNDF
+11.88%
Max(CAGR)
Winner
XLY
+9.67%
FNDF
+9.08%
XLY vs FNDF - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | XLY | FNDF |
|---|---|---|
| 2026 | +1.76% | +16.13% |
| 2025 | +8.79% | +41.32% |
| 2024 | +27.69% | +3.10% |
| 2023 | +40.48% | +19.50% |
| 2022 | -38.05% | -8.44% |
| 2021 | +29.02% | +14.28% |
| 2020 | +28.11% | +2.60% |
| 2019 | +27.43% | +18.43% |
| 2018 | +0.07% | -14.96% |
| 2017 | +22.10% | +23.02% |
| 2016 | +7.82% | +9.59% |
| 2015 | +10.71% | -5.10% |
| 2014 | +9.97% | -4.27% |
| 2013 | +39.82% | +11.81% |
| 2012 | +22.56% | N/A |
| 2011 | +4.76% | N/A |
| 2010 | +26.49% | N/A |
| 2009 | +33.87% | N/A |
| 2008 | -31.93% | N/A |
| 2007 | -14.03% | N/A |
| 2006 | +17.58% | N/A |
| 2005 | -5.96% | N/A |
| 2004 | +13.86% | N/A |
| 2003 | +32.22% | N/A |
| 2002 | -18.92% | N/A |
| 2001 | +12.93% | N/A |
| 2000 | -14.27% | N/A |
| 1999 | +10.32% | N/A |
XLY vs FNDF Drawdown Comparison
The maximum drawdown for XLY was -59.05%, occurring on Mar 9, 2009. Recovery took 921 trading sessions.
The maximum drawdown for FNDF was -40.19%, occurring on Mar 23, 2020. Recovery took 740 trading sessions.
The current XLY drawdown is -3.28%.
| Rank | XLY | FNDF |
|---|---|---|
| #1 | -59.05% Jun 4, 2007 - Jan 27, 2011 | -40.19% Jan 26, 2018 - Jan 5, 2021 |
| #2 | -39.67% Nov 19, 2021 - Nov 6, 2024 | -27.56% Jul 3, 2014 - Jun 2, 2017 |
| #3 | -33.91% Feb 20, 2020 - Jun 8, 2020 | -25.55% Feb 9, 2022 - Jun 15, 2023 |
| #4 | -31.54% Mar 19, 2002 - Nov 7, 2003 | -13.89% Mar 19, 2025 - May 2, 2025 |
| #5 | -31.53% Apr 11, 2000 - Mar 15, 2002 | -10.60% Feb 27, 2026 - May 6, 2026 |
| #6 | -26.02% Dec 17, 2024 - Sep 12, 2025 | -10.16% Sep 26, 2024 - Mar 5, 2025 |
| #7 | -22.12% Dec 31, 1999 - Apr 11, 2000 | -9.87% Jul 28, 2023 - Dec 13, 2023 |
| #8 | -21.36% Sep 20, 2018 - Apr 4, 2019 | -8.75% Jun 7, 2021 - Jan 12, 2022 |
| #9 | -18.42% Jul 7, 2011 - Jan 19, 2012 | -7.50% Jul 12, 2024 - Aug 21, 2024 |
| #10 | -15.84% Nov 25, 2015 - Jul 11, 2016 | -6.66% Jan 15, 2014 - Feb 18, 2014 |
| #11 | -14.98% Jan 12, 2026 - Mar 30, 2026 | -5.31% Jan 14, 2021 - Feb 11, 2021 |
| #12 | -12.72% Dec 30, 2004 - Sep 25, 2006 | -4.93% Jan 14, 2022 - Feb 9, 2022 |
| #13 | -11.45% Aug 4, 2015 - Oct 26, 2015 | -4.87% Nov 12, 2025 - Dec 3, 2025 |
| #14 | -10.80% Apr 5, 2004 - Oct 28, 2004 | -4.36% Apr 9, 2024 - May 9, 2024 |
| #15 | -10.03% Feb 8, 2021 - Apr 5, 2021 | -4.27% Jul 23, 2025 - Aug 12, 2025 |
Correlation
Correlation between XLY and FNDF is 0.90 which considered as a strong positive correlation - the stocks tend to move together.
0.90
-101
Dividend Comparison (1999 - 2026)
XLY vs FNDF dividend yield comparison.
| Year | XLY | FNDF |
|---|---|---|
| 2026 | 0.18% | 0.00% |
| 2025 | 0.79% | 3.44% |
| 2024 | 0.72% | 4.01% |
| 2023 | 0.78% | 3.41% |
| 2022 | 1.00% | 3.10% |
| 2021 | 0.53% | 3.54% |
| 2020 | 0.82% | 2.17% |
| 2019 | 1.28% | 3.20% |
| 2018 | 1.34% | 3.47% |
| 2017 | 1.20% | 2.32% |
| 2016 | 1.71% | 2.42% |
| 2015 | 1.43% | 2.08% |
| 2014 | 1.31% | 1.84% |
| 2013 | 1.16% | 0.48% |
| 2012 | 1.60% | 0.00% |
| 2011 | 1.56% | 0.00% |
| 2010 | 1.32% | 0.00% |
| 2009 | 1.52% | 0.00% |
| 2008 | 1.94% | 0.00% |
| 2007 | 1.37% | 0.00% |
| 2006 | 0.92% | 0.00% |
| 2005 | 1.00% | 0.00% |
| 2004 | 0.67% | 0.00% |
| 2003 | 0.62% | 0.00% |
| 2002 | 0.74% | 0.00% |
| 2001 | 0.77% | 0.00% |
| 2000 | 0.91% | 0.00% |
| 1999 | 0.12% | 0.00% |
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