XFOR vs WSBF

Comparison between X4 Pharmaceuticals Inc (XFOR, Company) and Waterstone Financial Inc (WSBF, Company).

XFOR is from the Healthcare sector, while WSBF is from the Financial Services sector.

5-Year PerformanceWSBF has outperformed XFOR, delivering a return of +4.6% compared to -56.7%

XFOR vs WSBF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XFOR(COMPANY)	WSBF(COMPANY)
Market Cap	$352M	$351M
Max Drawdown	99.97%	90.63%
Sharpe Ratio	0.56	1.61
5Y Beta	1.46	0.53
Industry	Biotechnology	Banks - Regional
P/E Ratio	-0.76	12.18
Forward P/E	N/A	20.70
PEG Ratio	N/A	0.19
Dividend Yield	N/A	3.20%
5Y Dividends CAGR	N/A	-2.19%
5Y EPS CAGR	N/A	-17.57%
Debt to Equity	44.52%	118.62%
Free Cash Flow Yield	-26.39%	-1.45%
P/S Ratio	39.03	2.31
P/B Ratio	2.09	0.97

Market Cap

Winner

XFOR

$352M

WSBF

$351M

Max Drawdown

XFOR

99.97%

Winner

WSBF

90.63%

Sharpe Ratio

XFOR

0.56

Winner

WSBF

1.61

5Y Beta

XFOR

1.46

Winner

WSBF

0.53

Industry

XFOR

Biotechnology

WSBF

Banks - Regional

P/E Ratio

Winner

XFOR

-0.76

WSBF

12.18

Forward P/E

XFOR

N/A

WSBF

20.70

PEG Ratio

XFOR

N/A

WSBF

0.19

Dividend Yield

XFOR

N/A

WSBF

3.20%

5Y Dividends CAGR

XFOR

N/A

WSBF

-2.19%

5Y EPS CAGR

XFOR

N/A

WSBF

-17.57%

Debt to Equity

Winner

XFOR

44.52%

WSBF

118.62%

Free Cash Flow Yield

XFOR

-26.39%

Winner

WSBF

-1.45%

P/S Ratio

XFOR

39.03

Winner

WSBF

2.31

P/B Ratio

XFOR

2.09

Winner

WSBF

0.97

XFOR vs WSBF - Historical Returns

Returns include dividend reinvestment.

Period	XFOR	WSBF
1 month	-7.83%	+7.39%
3 months	+3.09%	+12.25%
6 months	+2.30%	+17.18%
1 year	+31.15%	+49.53%
5 years(CAGR)	-56.67%	+4.61%
10 years(CAGR)	-52.88%	+9.03%
Max(CAGR)	-52.88%	+6.14%

XFOR

-7.83%

Winner

WSBF

+7.39%

XFOR

+3.09%

Winner

WSBF

+12.25%

XFOR

+2.30%

Winner

WSBF

+17.18%

XFOR

+31.15%

Winner

WSBF

+49.53%

5Y(CAGR)

XFOR

-56.67%

Winner

WSBF

+4.61%

10Y(CAGR)

XFOR

-52.88%

Winner

WSBF

+9.03%

Max(CAGR)

XFOR

-52.88%

Winner

WSBF

+6.14%

XFOR vs WSBF - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	XFOR	WSBF
2026	+2.83%	+21.38%
2025	-82.27%	+32.10%
2024	-16.84%	+0.08%
2023	-12.35%	-14.51%
2022	-61.51%	-16.42%
2021	-65.46%	+24.78%
2020	-41.28%	+7.67%
2019	-30.34%	+20.35%
2018	-80.65%	+3.40%
2017	-9.05%	-3.47%
2016	N/A	+34.85%
2015	N/A	+9.96%
2014	N/A	+32.45%
2013	N/A	+36.87%
2012	N/A	+306.26%
2011	N/A	-42.02%
2010	N/A	+37.71%
2009	N/A	-40.41%
2008	N/A	-73.41%
2007	N/A	-27.94%
2006	N/A	+54.15%
2005	N/A	+1.69%

XFOR vs WSBF Drawdown Comparison

The maximum drawdown for XFOR was -99.97%, occurring on Aug 11, 2025. This drawdown has not yet recovered.

The maximum drawdown for WSBF was -90.63%, occurring on Dec 17, 2009. Recovery took 2492 trading sessions.

The current XFOR drawdown is -99.91%.

Rank	XFOR	WSBF
#1	-99.97% Mar 20, 2018 - Aug 11, 2025	-90.63% Sep 18, 2006 - Aug 11, 2016
#2	-41.18% Nov 28, 2017 - Mar 13, 2018	-51.09% Jan 6, 2022 - Jan 22, 2026
#3	-6.41% Mar 15, 2018 - Mar 20, 2018	-33.12% Dec 17, 2019 - Nov 16, 2020
#4	-0.71% Nov 16, 2017 - Nov 20, 2017	-16.14% Oct 27, 2017 - Oct 24, 2019
#5	N/A	-11.30% Jun 9, 2017 - Sep 27, 2017
#6	N/A	-10.58% Oct 6, 2005 - Nov 30, 2005
#7	N/A	-8.79% Dec 9, 2016 - Feb 16, 2017
#8	N/A	-8.59% Feb 16, 2017 - Apr 24, 2017
#9	N/A	-7.97% Jun 30, 2006 - Aug 29, 2006
#10	N/A	-7.19% Jan 22, 2026 - Jan 29, 2026
#11	N/A	-7.18% Apr 12, 2021 - Aug 6, 2021
#12	N/A	-6.98% Feb 2, 2026 - Apr 9, 2026
#13	N/A	-6.33% May 3, 2017 - Jun 9, 2017
#14	N/A	-6.07% Nov 12, 2021 - Jan 4, 2022
#15	N/A	-5.91% Jan 14, 2021 - Feb 10, 2021

Correlation

Correlation between XFOR and WSBF is -0.34 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.34

-101