WSBF vs MLP

Comparison between Waterstone Financial Inc (WSBF, Company) and Maui Land & Pineapple Co. Inc (MLP, Company).

WSBF is from the Financial Services sector, while MLP is from the Real Estate sector.

5-Year PerformanceMLP has outperformed WSBF, delivering a return of +10.8% compared to +4.6%

WSBF vs MLP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	WSBF(COMPANY)	MLP(COMPANY)
Market Cap	$351M	$351M
Max Drawdown	90.63%	95.97%
Sharpe Ratio	1.61	0.08
5Y Beta	0.53	1.08
Industry	Banks - Regional	Real Estate Services
P/E Ratio	12.18	-87.69
Forward P/E	20.70	21.41
PEG Ratio	0.19	0.00
Dividend Yield	3.20%	N/A
5Y Dividends CAGR	-2.19%	N/A
5Y EPS CAGR	-17.57%	9.66%
Debt to Equity	118.62%	0.00%
Free Cash Flow Yield	-1.45%	-0.03%
P/S Ratio	2.31	20.71
P/B Ratio	0.97	11.02

Market Cap

Winner

WSBF

$351M

MLP

$351M

Max Drawdown

Winner

WSBF

90.63%

MLP

95.97%

Sharpe Ratio

Winner

WSBF

1.61

MLP

0.08

5Y Beta

Winner

WSBF

0.53

MLP

1.08

Industry

WSBF

Banks - Regional

MLP

Real Estate Services

P/E Ratio

WSBF

12.18

Winner

MLP

-87.69

Forward P/E

Winner

WSBF

20.70

MLP

21.41

PEG Ratio

WSBF

0.19

Winner

MLP

0.00

Dividend Yield

WSBF

3.20%

MLP

N/A

5Y Dividends CAGR

WSBF

-2.19%

MLP

N/A

5Y EPS CAGR

WSBF

-17.57%

Winner

MLP

9.66%

Debt to Equity

WSBF

118.62%

Winner

MLP

0.00%

Free Cash Flow Yield

WSBF

-1.45%

Winner

MLP

-0.03%

P/S Ratio

Winner

WSBF

2.31

MLP

20.71

P/B Ratio

Winner

WSBF

0.97

MLP

11.02

WSBF vs MLP - Historical Returns

Returns include dividend reinvestment.

Period	WSBF	MLP
1 month	+7.39%	+21.27%
3 months	+12.25%	+15.04%
6 months	+17.18%	+7.12%
1 year	+49.53%	+1.38%
5 years(CAGR)	+4.61%	+10.82%
10 years(CAGR)	+9.03%	+10.35%
Max(CAGR)	+6.14%	-0.30%

WSBF

+7.39%

Winner

MLP

+21.27%

WSBF

+12.25%

Winner

MLP

+15.04%

Winner

WSBF

+17.18%

MLP

+7.12%

Winner

WSBF

+49.53%

MLP

+1.38%

5Y(CAGR)

WSBF

+4.61%

Winner

MLP

+10.82%

10Y(CAGR)

WSBF

+9.03%

Winner

MLP

+10.35%

Max(CAGR)

Winner

WSBF

+6.14%

MLP

-0.30%

WSBF vs MLP - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	WSBF	MLP
2026	+21.38%	+9.81%
2025	+32.10%	-21.25%
2024	+0.08%	+33.78%
2023	-14.51%	+67.26%
2022	-16.42%	-7.28%
2021	+24.78%	-11.07%
2020	+7.67%	+5.59%
2019	+20.35%	+14.10%
2018	+3.40%	-43.31%
2017	-3.47%	+147.14%
2016	+34.85%	+35.59%
2015	+9.96%	-10.34%
2014	+32.45%	-3.51%
2013	+36.87%	+46.75%
2012	+306.26%	+2.22%
2011	-42.02%	-16.77%
2010	+37.71%	-8.62%
2009	-40.41%	-57.67%
2008	-73.41%	-53.37%
2007	-27.94%	-11.87%
2006	+54.15%	+0.15%
2005	+1.69%	-14.21%
2004	N/A	+14.26%
2003	N/A	+122.38%
2002	N/A	-34.52%
2001	N/A	+1.68%
2000	N/A	+37.01%
1999	N/A	-13.92%

WSBF vs MLP Drawdown Comparison

The maximum drawdown for WSBF was -90.63%, occurring on Dec 17, 2009. Recovery took 2492 trading sessions.

The maximum drawdown for MLP was -95.97%, occurring on Oct 17, 2012. This drawdown has not yet recovered.

The current MLP drawdown is -61.04%.

Rank	WSBF	MLP
#1	-90.63% Sep 18, 2006 - Aug 11, 2016	-95.97% Feb 25, 2005 - Oct 17, 2012
#2	-51.09% Jan 6, 2022 - Jan 22, 2026	-47.84% Jun 28, 2001 - Oct 1, 2003
#3	-33.12% Dec 17, 2019 - Nov 16, 2020	-35.70% Oct 2, 2000 - Jun 25, 2001
#4	-16.14% Oct 27, 2017 - Oct 24, 2019	-28.84% Nov 1, 1999 - Apr 14, 2000
#5	-11.30% Jun 9, 2017 - Sep 27, 2017	-25.85% Feb 19, 2004 - Dec 20, 2004
#6	-10.58% Oct 6, 2005 - Nov 30, 2005	-12.53% Dec 21, 2004 - Feb 4, 2005
#7	-8.79% Dec 9, 2016 - Feb 16, 2017	-12.33% Apr 20, 2000 - Jun 23, 2000
#8	-8.59% Feb 16, 2017 - Apr 24, 2017	-10.28% Jan 27, 2004 - Feb 18, 2004
#9	-7.97% Jun 30, 2006 - Aug 29, 2006	-7.24% Dec 16, 2003 - Jan 8, 2004
#10	-7.19% Jan 22, 2026 - Jan 29, 2026	-4.30% Oct 1, 2003 - Oct 9, 2003
#11	-7.18% Apr 12, 2021 - Aug 6, 2021	-3.91% Oct 13, 2003 - Nov 12, 2003
#12	-6.98% Feb 2, 2026 - Apr 9, 2026	-3.39% Nov 14, 2003 - Nov 18, 2003
#13	-6.33% May 3, 2017 - Jun 9, 2017	-3.24% Jun 26, 2000 - Aug 29, 2000
#14	-6.07% Nov 12, 2021 - Jan 4, 2022	-3.10% Jan 13, 2004 - Jan 21, 2004
#15	-5.91% Jan 14, 2021 - Feb 10, 2021	-2.84% Feb 7, 2005 - Feb 17, 2005

Correlation

Correlation between WSBF and MLP is 0.26 which considered as a very weak or no correlation - the stocks move independently of each other.

0.26

-101

Dividend Comparison (2000 - 2026)

WSBF vs MLP dividend yield comparison.

Year	WSBF	MLP
2026	1.63%	0.00%
2025	3.63%	0.00%
2024	4.46%	0.00%
2023	5.28%	0.00%
2022	7.54%	0.00%
2021	5.95%	0.00%
2020	6.80%	0.00%
2019	5.15%	0.00%
2018	5.85%	0.00%
2017	5.75%	0.00%
2016	1.41%	0.00%
2015	1.42%	0.00%
2014	1.14%	0.00%
2001	0.00%	0.52%
2000	0.00%	0.53%