WSBF vs CION

Comparison between Waterstone Financial Inc (WSBF, Company) and CION Invt Corp (CION, Company).

Both WSBF and CION are from the Financial Services sector.

5-Year PerformanceWSBF has outperformed CION, delivering a return of +4.6% compared to +2.9%

WSBF vs CION - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	WSBF(COMPANY)	CION(COMPANY)
Market Cap	$351M	$351M
Max Drawdown	90.63%	56.28%
Sharpe Ratio	1.71	-0.48
5Y Beta	0.53	0.71
Industry	Banks - Regional	Asset Management
P/E Ratio	12.18	19.75
Forward P/E	20.70	6.65
PEG Ratio	0.19	N/A
Dividend Yield	3.21%	20.00%
5Y Dividends CAGR	-2.19%	N/A
5Y EPS CAGR	-17.57%	N/A
Debt to Equity	118.62%	175.58%
Free Cash Flow Yield	-1.45%	18.85%
P/S Ratio	2.31	1.47
P/B Ratio	0.97	0.53

Market Cap

Winner

WSBF

$351M

CION

$351M

Max Drawdown

WSBF

90.63%

Winner

CION

56.28%

Sharpe Ratio

Winner

WSBF

1.71

CION

-0.48

5Y Beta

Winner

WSBF

0.53

CION

0.71

Industry

WSBF

Banks - Regional

CION

Asset Management

P/E Ratio

Winner

WSBF

12.18

CION

19.75

Forward P/E

WSBF

20.70

Winner

CION

6.65

PEG Ratio

WSBF

0.19

CION

N/A

Dividend Yield

WSBF

3.21%

Winner

CION

20.00%

5Y Dividends CAGR

WSBF

-2.19%

CION

N/A

5Y EPS CAGR

WSBF

-17.57%

CION

N/A

Debt to Equity

Winner

WSBF

118.62%

CION

175.58%

Free Cash Flow Yield

WSBF

-1.45%

Winner

CION

18.85%

P/S Ratio

WSBF

2.31

Winner

CION

1.47

P/B Ratio

WSBF

0.97

Winner

CION

0.53

WSBF vs CION - Historical Returns

Returns include dividend reinvestment.

Period	WSBF	CION
1 month	+7.39%	+4.55%
3 months	+12.25%	+5.66%
6 months	+17.18%	-26.72%
1 year	+49.53%	-11.63%
5 years(CAGR)	+4.61%	+2.95%
10 years(CAGR)	+9.03%	N/A
Max(CAGR)	+6.14%	+2.95%

Winner

WSBF

+7.39%

CION

+4.55%

Winner

WSBF

+12.25%

CION

+5.66%

Winner

WSBF

+17.18%

CION

-26.72%

Winner

WSBF

+49.53%

CION

-11.63%

5Y(CAGR)

Winner

WSBF

+4.61%

CION

+2.95%

10Y(CAGR)

WSBF

+9.03%

CION

N/A

Max(CAGR)

Winner

WSBF

+6.14%

CION

+2.95%

WSBF vs CION - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	WSBF	CION
2026	+21.38%	-23.18%
2025	+32.10%	-2.43%
2024	+0.08%	+16.45%
2023	-14.51%	+32.50%
2022	-16.42%	-14.10%
2021	+24.78%	+14.11%
2020	+7.67%	N/A
2019	+20.35%	N/A
2018	+3.40%	N/A
2017	-3.47%	N/A
2016	+34.85%	N/A
2015	+9.96%	N/A
2014	+32.45%	N/A
2013	+36.87%	N/A
2012	+306.26%	N/A
2011	-42.02%	N/A
2010	+37.71%	N/A
2009	-40.41%	N/A
2008	-73.41%	N/A
2007	-27.94%	N/A
2006	+54.15%	N/A
2005	+1.69%	N/A

WSBF vs CION Drawdown Comparison

The maximum drawdown for WSBF was -90.63%, occurring on Dec 17, 2009. Recovery took 2492 trading sessions.

The maximum drawdown for CION was -45.37%, occurring on Jun 23, 2022. Recovery took 435 trading sessions.

The current CION drawdown is -31.26%.

Rank	WSBF	CION
#1	-90.63% Sep 18, 2006 - Aug 11, 2016	-45.37% Mar 28, 2022 - Dec 19, 2023
#2	-51.09% Jan 6, 2022 - Jan 22, 2026	-37.48% Mar 7, 2025 - Mar 13, 2026
#3	-33.12% Dec 17, 2019 - Nov 16, 2020	-19.32% Dec 8, 2021 - Mar 18, 2022
#4	-16.14% Oct 27, 2017 - Oct 24, 2019	-7.76% Dec 13, 2024 - Feb 13, 2025
#5	-11.30% Jun 9, 2017 - Sep 27, 2017	-7.14% Jul 16, 2024 - Dec 13, 2024
#6	-10.58% Oct 6, 2005 - Nov 30, 2005	-6.20% Dec 22, 2023 - Apr 3, 2024
#7	-8.79% Dec 9, 2016 - Feb 16, 2017	-5.86% Nov 4, 2021 - Nov 17, 2021
#8	-8.59% Feb 16, 2017 - Apr 24, 2017	-4.40% Dec 2, 2021 - Dec 6, 2021
#9	-7.97% Jun 30, 2006 - Aug 29, 2006	-4.39% Dec 6, 2021 - Dec 8, 2021
#10	-7.19% Jan 22, 2026 - Jan 29, 2026	-3.15% Nov 22, 2021 - Nov 24, 2021
#11	-7.18% Apr 12, 2021 - Aug 6, 2021	-3.03% Feb 28, 2025 - Mar 7, 2025
#12	-6.98% Feb 2, 2026 - Apr 9, 2026	-2.92% Mar 18, 2022 - Mar 23, 2022
#13	-6.33% May 3, 2017 - Jun 9, 2017	-2.88% Oct 12, 2021 - Oct 27, 2021
#14	-6.07% Nov 12, 2021 - Jan 4, 2022	-2.88% Apr 8, 2024 - Apr 19, 2024
#15	-5.91% Jan 14, 2021 - Feb 10, 2021	-2.73% Jun 20, 2024 - Jul 8, 2024

Correlation

Correlation between WSBF and CION is -0.12 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.12

-101

Dividend Comparison (2014 - 2026)

WSBF vs CION dividend yield comparison.

Year	WSBF	CION
2026	1.63%	7.15%
2025	3.63%	14.89%
2024	4.46%	13.33%
2023	5.28%	14.24%
2022	7.54%	14.87%
2021	5.95%	3.52%
2020	6.80%	0.00%
2019	5.15%	0.00%
2018	5.85%	0.00%
2017	5.75%	0.00%
2016	1.41%	0.00%
2015	1.42%	0.00%
2014	1.14%	0.00%