VGIT vs BIL

Comparison between VANGUARD INTERMEDIATE-TERM TREASURY INDEX FUND ETF SHARES (VGIT, ETF) and SPDR(R) BLOOMBERG 1-3 MONTH T-BILL ETF (BIL, ETF).

5-Year PerformanceBIL has outperformed VGIT, delivering a return of +3.4% compared to +0.2%

VGIT vs BIL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VGIT(ETF)	BIL(ETF)
Net Assets	$49B	$50B
Expense Ratio	0.03%	0.14%
Max Drawdown	20.75%	1.36%
Sharpe Ratio	-0.01	1.34
5Y Beta	-0.02	-0.00
5Y Dividends CAGR	11.74%	194.32%

Net Assets

VGIT

$49B

Winner

BIL

$50B

Expense Ratio

Winner

VGIT

0.03%

BIL

0.14%

Max Drawdown

VGIT

20.75%

Winner

BIL

1.36%

Sharpe Ratio

VGIT

-0.01

Winner

BIL

1.34

5Y Beta

Winner

VGIT

-0.02

BIL

-0.00

5Y Dividends CAGR

VGIT

11.74%

Winner

BIL

194.32%

VGIT vs BIL - Historical Returns

Returns include dividend reinvestment.

Period	VGIT	BIL
1 month	-0.11%	+0.31%
3 months	-0.22%	+0.87%
6 months	+0.45%	+1.79%
1 year	+4.19%	+3.94%
5 years(CAGR)	+0.19%	+3.36%
10 years(CAGR)	+1.28%	+2.16%
Max(CAGR)	+2.21%	+1.35%

VGIT

-0.11%

Winner

BIL

+0.31%

VGIT

-0.22%

Winner

BIL

+0.87%

VGIT

+0.45%

Winner

BIL

+1.79%

Winner

VGIT

+4.19%

BIL

+3.94%

5Y(CAGR)

VGIT

+0.19%

Winner

BIL

+3.36%

10Y(CAGR)

VGIT

+1.28%

Winner

BIL

+2.16%

Max(CAGR)

Winner

VGIT

+2.21%

BIL

+1.35%

VGIT vs BIL - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	VGIT	BIL
2026	+0.13%	+1.20%
2025	+7.32%	+4.13%
2024	+1.71%	+5.18%
2023	+3.87%	+4.93%
2022	-10.07%	+1.41%
2021	-2.68%	-0.10%
2020	+7.48%	+0.37%
2019	+6.16%	+2.04%
2018	+1.56%	+1.73%
2017	+1.63%	+0.64%
2016	+0.79%	+0.09%
2015	+1.33%	-0.11%
2014	+4.30%	-0.07%
2013	-2.84%	-0.09%
2012	+2.77%	-0.02%
2011	+10.10%	-0.06%
2010	+7.14%	+0.00%
2009	-1.97%	+0.25%
2008	N/A	+1.50%
2007	N/A	+2.50%

VGIT vs BIL Drawdown Comparison

The maximum drawdown for VGIT was -16.05%, occurring on Oct 20, 2022. This drawdown has not yet recovered.

The maximum drawdown for BIL was -0.78%, occurring on Dec 9, 2015. Recovery took 2321 trading sessions.

The current VGIT drawdown is -1.85%.

Rank	VGIT	BIL
#1	-16.05% Aug 4, 2020 - Oct 20, 2022	-0.78% Sep 29, 2008 - Dec 15, 2017
#2	-5.49% Nov 4, 2010 - Jun 16, 2011	-0.63% Sep 17, 2008 - Sep 29, 2008
#3	-5.38% Jul 5, 2016 - Mar 22, 2019	-0.24% Aug 20, 2007 - Sep 7, 2007
#4	-5.09% May 1, 2013 - Oct 13, 2014	-0.21% Mar 20, 2020 - Aug 2, 2022
#5	-2.92% Nov 27, 2009 - May 4, 2010	-0.17% Mar 19, 2008 - Jun 2, 2008
#6	-2.70% Jan 30, 2015 - Sep 29, 2015	-0.15% Jul 16, 2008 - Aug 5, 2008
#7	-2.50% Jan 31, 2012 - May 4, 2012	-0.13% Jan 2, 2008 - Jan 14, 2008
#8	-2.47% Sep 22, 2011 - Dec 16, 2011	-0.13% Sep 25, 2007 - Oct 4, 2007
#9	-2.31% Mar 9, 2020 - Mar 23, 2020	-0.11% Oct 4, 2007 - Oct 8, 2007
#10	-2.24% Oct 14, 2015 - Jan 28, 2016	-0.11% Sep 10, 2007 - Sep 12, 2007
#11	-2.23% Sep 4, 2019 - Jan 27, 2020	-0.11% Jan 24, 2008 - Jan 29, 2008
#12	-1.86% Jun 24, 2011 - Jul 29, 2011	-0.10% Jun 27, 2008 - Jul 10, 2008
#13	-1.80% Feb 11, 2016 - Apr 7, 2016	-0.09% Jun 2, 2008 - Jun 10, 2008
#14	-1.58% May 6, 2010 - May 20, 2010	-0.09% Jun 11, 2007 - Jun 14, 2007
#15	-1.58% Jul 25, 2012 - Dec 5, 2012	-0.09% Sep 17, 2007 - Sep 24, 2007

Correlation

Correlation between VGIT and BIL is 0.63 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.63

-101

Dividend Comparison (2007 - 2026)

VGIT vs BIL dividend yield comparison.

Year	VGIT	BIL
2026	1.26%	1.15%
2025	3.79%	4.13%
2024	3.67%	5.03%
2023	2.73%	4.93%
2022	1.74%	1.35%
2021	1.69%	0.00%
2020	2.23%	0.30%
2019	2.24%	2.05%
2018	2.05%	1.66%
2017	1.67%	0.68%
2016	1.69%	0.07%
2015	1.69%	0.00%
2014	1.54%	0.00%
2013	1.38%	0.00%
2012	2.57%	0.00%
2011	2.12%	0.00%
2010	3.03%	0.00%
2009	0.27%	0.09%
2008	0.00%	1.58%
2007	0.00%	2.50%