BIL vs BIV

Comparison between SPDR(R) BLOOMBERG 1-3 MONTH T-BILL ETF (BIL, ETF) and VANGUARD INTERMEDIATE-TERM BOND INDEX FUND ETF SHARES (BIV, ETF).

5-Year PerformanceBIL has outperformed BIV, delivering a return of +3.4% compared to +0.4%

BIL vs BIV - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BIL(ETF)	BIV(ETF)
Net Assets	$50B	$52B
Expense Ratio	0.14%	0.03%
Max Drawdown	1.36%	25.30%
Sharpe Ratio	1.34	0.35
5Y Beta	-0.00	0.03
5Y Dividends CAGR	194.32%	3.55%

Net Assets

BIL

$50B

Winner

BIV

$52B

Expense Ratio

BIL

0.14%

Winner

BIV

0.03%

Max Drawdown

Winner

BIL

1.36%

BIV

25.30%

Sharpe Ratio

Winner

BIL

1.34

BIV

0.35

5Y Beta

Winner

BIL

-0.00

BIV

0.03

5Y Dividends CAGR

Winner

BIL

194.32%

BIV

3.55%

BIL vs BIV - Historical Returns

Returns include dividend reinvestment.

Period	BIL	BIV
1 month	+0.31%	+0.04%
3 months	+0.87%	-0.12%
6 months	+1.79%	+0.73%
1 year	+3.94%	+5.74%
5 years(CAGR)	+3.36%	+0.41%
10 years(CAGR)	+2.16%	+2.00%
Max(CAGR)	+1.35%	+3.87%

Winner

BIL

+0.31%

BIV

+0.04%

Winner

BIL

+0.87%

BIV

-0.12%

Winner

BIL

+1.79%

BIV

+0.73%

BIL

+3.94%

Winner

BIV

+5.74%

5Y(CAGR)

Winner

BIL

+3.36%

BIV

+0.41%

10Y(CAGR)

Winner

BIL

+2.16%

BIV

+2.00%

Max(CAGR)

BIL

+1.35%

Winner

BIV

+3.87%

BIL vs BIV - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	BIL	BIV
2026	+1.20%	+0.31%
2025	+4.13%	+8.48%
2024	+5.18%	+2.01%
2023	+4.93%	+5.52%
2022	+1.41%	-12.65%
2021	-0.10%	-2.39%
2020	+0.37%	+9.43%
2019	+2.04%	+10.08%
2018	+1.73%	+0.14%
2017	+0.64%	+3.73%
2016	+0.09%	+2.78%
2015	-0.11%	+0.81%
2014	-0.07%	+7.02%
2013	-0.09%	-3.49%
2012	-0.02%	+6.89%
2011	-0.06%	+11.22%
2010	+0.00%	+8.70%
2009	+0.25%	+5.49%
2008	+1.50%	+6.85%
2007	+2.50%	+6.32%

BIL vs BIV Drawdown Comparison

The maximum drawdown for BIL was -0.78%, occurring on Dec 9, 2015. Recovery took 2321 trading sessions.

The maximum drawdown for BIV was -18.95%, occurring on Oct 20, 2022. Recovery took 1387 trading sessions.

The current BIV drawdown is -1.54%.

Rank	BIL	BIV
#1	-0.78% Sep 29, 2008 - Dec 15, 2017	-18.95% Aug 6, 2020 - Feb 13, 2026
#2	-0.63% Sep 17, 2008 - Sep 29, 2008	-13.63% Sep 15, 2008 - Dec 16, 2008
#3	-0.24% Aug 20, 2007 - Sep 7, 2007	-9.16% Mar 6, 2020 - May 22, 2020
#4	-0.21% Mar 20, 2020 - Aug 2, 2022	-7.66% May 1, 2013 - Aug 13, 2014
#5	-0.17% Mar 19, 2008 - Jun 2, 2008	-6.02% Nov 4, 2010 - Jun 1, 2011
#6	-0.15% Jul 16, 2008 - Aug 5, 2008	-5.93% Jul 8, 2016 - Sep 5, 2017
#7	-0.13% Jan 2, 2008 - Jan 14, 2008	-5.76% Dec 30, 2008 - Jul 8, 2009
#8	-0.13% Sep 25, 2007 - Oct 4, 2007	-5.05% Sep 7, 2017 - Jan 31, 2019
#9	-0.11% Oct 4, 2007 - Oct 8, 2007	-3.93% Mar 19, 2008 - Sep 15, 2008
#10	-0.11% Sep 10, 2007 - Sep 12, 2007	-3.59% Jan 30, 2015 - Feb 2, 2016
#11	-0.11% Jan 24, 2008 - Jan 29, 2008	-3.14% May 8, 2007 - Aug 17, 2007
#12	-0.10% Jun 27, 2008 - Jul 10, 2008	-2.87% Feb 27, 2026 - Mar 26, 2026
#13	-0.09% Jun 2, 2008 - Jun 10, 2008	-2.77% Sep 22, 2011 - Dec 16, 2011
#14	-0.09% Jun 11, 2007 - Jun 14, 2007	-2.74% Nov 30, 2009 - Mar 2, 2010
#15	-0.09% Sep 17, 2007 - Sep 24, 2007	-2.46% Sep 4, 2019 - Oct 4, 2019

Correlation

Correlation between BIL and BIV is 0.65 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.65

-101

Dividend Comparison (2007 - 2026)

BIL vs BIV dividend yield comparison.

Year	BIL	BIV
2026	1.15%	1.40%
2025	4.13%	4.01%
2024	5.03%	3.79%
2023	4.93%	3.09%
2022	1.35%	2.41%
2021	0.00%	3.42%
2020	0.30%	2.95%
2019	2.05%	2.75%
2018	1.66%	2.88%
2017	0.68%	2.69%
2016	0.07%	3.01%
2015	0.00%	3.02%
2014	0.00%	3.42%
2013	0.00%	4.22%
2012	0.00%	5.15%
2011	0.00%	5.17%
2010	0.00%	4.54%
2009	0.09%	4.39%
2008	1.58%	4.45%
2007	2.50%	3.09%