BIL vs VGIT

Comparison between SPDR(R) BLOOMBERG 1-3 MONTH T-BILL ETF (BIL, ETF) and VANGUARD INTERMEDIATE-TERM TREASURY INDEX FUND ETF SHARES (VGIT, ETF).

5-Year PerformanceBIL has outperformed VGIT, delivering a return of +3.4% compared to +0.2%

BIL vs VGIT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BIL(ETF)	VGIT(ETF)
Net Assets	$50B	$49B
Expense Ratio	0.14%	0.03%
Max Drawdown	1.36%	20.75%
Sharpe Ratio	1.34	-0.01
5Y Beta	-0.00	-0.02
5Y Dividends CAGR	194.32%	11.74%

Net Assets

Winner

BIL

$50B

VGIT

$49B

Expense Ratio

BIL

0.14%

Winner

VGIT

0.03%

Max Drawdown

Winner

BIL

1.36%

VGIT

20.75%

Sharpe Ratio

Winner

BIL

1.34

VGIT

-0.01

5Y Beta

BIL

-0.00

Winner

VGIT

-0.02

5Y Dividends CAGR

Winner

BIL

194.32%

VGIT

11.74%

BIL vs VGIT - Historical Returns

Returns include dividend reinvestment.

Period	BIL	VGIT
1 month	+0.31%	-0.11%
3 months	+0.87%	-0.22%
6 months	+1.79%	+0.45%
1 year	+3.94%	+4.19%
5 years(CAGR)	+3.36%	+0.19%
10 years(CAGR)	+2.16%	+1.28%
Max(CAGR)	+1.35%	+2.21%

Winner

BIL

+0.31%

VGIT

-0.11%

Winner

BIL

+0.87%

VGIT

-0.22%

Winner

BIL

+1.79%

VGIT

+0.45%

BIL

+3.94%

Winner

VGIT

+4.19%

5Y(CAGR)

Winner

BIL

+3.36%

VGIT

+0.19%

10Y(CAGR)

Winner

BIL

+2.16%

VGIT

+1.28%

Max(CAGR)

BIL

+1.35%

Winner

VGIT

+2.21%

BIL vs VGIT - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	BIL	VGIT
2026	+1.20%	+0.13%
2025	+4.13%	+7.32%
2024	+5.18%	+1.71%
2023	+4.93%	+3.87%
2022	+1.41%	-10.07%
2021	-0.10%	-2.68%
2020	+0.37%	+7.48%
2019	+2.04%	+6.16%
2018	+1.73%	+1.56%
2017	+0.64%	+1.63%
2016	+0.09%	+0.79%
2015	-0.11%	+1.33%
2014	-0.07%	+4.30%
2013	-0.09%	-2.84%
2012	-0.02%	+2.77%
2011	-0.06%	+10.10%
2010	+0.00%	+7.14%
2009	+0.25%	-1.97%
2008	+1.50%	N/A
2007	+2.50%	N/A

BIL vs VGIT Drawdown Comparison

The maximum drawdown for BIL was -0.78%, occurring on Dec 9, 2015. Recovery took 2321 trading sessions.

The maximum drawdown for VGIT was -16.05%, occurring on Oct 20, 2022. This drawdown has not yet recovered.

The current VGIT drawdown is -1.85%.

Rank	BIL	VGIT
#1	-0.78% Sep 29, 2008 - Dec 15, 2017	-16.05% Aug 4, 2020 - Oct 20, 2022
#2	-0.63% Sep 17, 2008 - Sep 29, 2008	-5.49% Nov 4, 2010 - Jun 16, 2011
#3	-0.24% Aug 20, 2007 - Sep 7, 2007	-5.38% Jul 5, 2016 - Mar 22, 2019
#4	-0.21% Mar 20, 2020 - Aug 2, 2022	-5.09% May 1, 2013 - Oct 13, 2014
#5	-0.17% Mar 19, 2008 - Jun 2, 2008	-2.92% Nov 27, 2009 - May 4, 2010
#6	-0.15% Jul 16, 2008 - Aug 5, 2008	-2.70% Jan 30, 2015 - Sep 29, 2015
#7	-0.13% Jan 2, 2008 - Jan 14, 2008	-2.50% Jan 31, 2012 - May 4, 2012
#8	-0.13% Sep 25, 2007 - Oct 4, 2007	-2.47% Sep 22, 2011 - Dec 16, 2011
#9	-0.11% Oct 4, 2007 - Oct 8, 2007	-2.31% Mar 9, 2020 - Mar 23, 2020
#10	-0.11% Sep 10, 2007 - Sep 12, 2007	-2.24% Oct 14, 2015 - Jan 28, 2016
#11	-0.11% Jan 24, 2008 - Jan 29, 2008	-2.23% Sep 4, 2019 - Jan 27, 2020
#12	-0.10% Jun 27, 2008 - Jul 10, 2008	-1.86% Jun 24, 2011 - Jul 29, 2011
#13	-0.09% Jun 2, 2008 - Jun 10, 2008	-1.80% Feb 11, 2016 - Apr 7, 2016
#14	-0.09% Jun 11, 2007 - Jun 14, 2007	-1.58% May 6, 2010 - May 20, 2010
#15	-0.09% Sep 17, 2007 - Sep 24, 2007	-1.58% Jul 25, 2012 - Dec 5, 2012

Correlation

Correlation between BIL and VGIT is 0.63 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.63

-101

Dividend Comparison (2007 - 2026)

BIL vs VGIT dividend yield comparison.

Year	BIL	VGIT
2026	1.15%	1.26%
2025	4.13%	3.79%
2024	5.03%	3.67%
2023	4.93%	2.73%
2022	1.35%	1.74%
2021	0.00%	1.69%
2020	0.30%	2.23%
2019	2.05%	2.24%
2018	1.66%	2.05%
2017	0.68%	1.67%
2016	0.07%	1.69%
2015	0.00%	1.69%
2014	0.00%	1.54%
2013	0.00%	1.38%
2012	0.00%	2.57%
2011	0.00%	2.12%
2010	0.00%	3.03%
2009	0.09%	0.27%
2008	1.58%	0.00%
2007	2.50%	0.00%