BIL vs VCSH

Comparison between SPDR(R) BLOOMBERG 1-3 MONTH T-BILL ETF (BIL, ETF) and VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF SHARES (VCSH, ETF).

5-Year PerformanceBIL has outperformed VCSH, delivering a return of +3.4% compared to +2.4%

BIL vs VCSH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BIL(ETF)	VCSH(ETF)
Net Assets	$50B	$49B
Expense Ratio	0.14%	0.03%
Max Drawdown	1.36%	12.86%
Sharpe Ratio	1.34	0.67
5Y Beta	-0.00	0.03
5Y Dividends CAGR	194.32%	17.59%

Net Assets

Winner

BIL

$50B

VCSH

$49B

Expense Ratio

BIL

0.14%

Winner

VCSH

0.03%

Max Drawdown

Winner

BIL

1.36%

VCSH

12.86%

Sharpe Ratio

Winner

BIL

1.34

VCSH

0.67

5Y Beta

Winner

BIL

-0.00

VCSH

0.03

5Y Dividends CAGR

Winner

BIL

194.32%

VCSH

17.59%

BIL vs VCSH - Historical Returns

Returns include dividend reinvestment.

Period	BIL	VCSH
1 month	+0.31%	+0.23%
3 months	+0.87%	+0.14%
6 months	+1.79%	+1.49%
1 year	+3.94%	+5.24%
5 years(CAGR)	+3.36%	+2.37%
10 years(CAGR)	+2.16%	+2.72%
Max(CAGR)	+1.35%	+2.92%

Winner

BIL

+0.31%

VCSH

+0.23%

Winner

BIL

+0.87%

VCSH

+0.14%

Winner

BIL

+1.79%

VCSH

+1.49%

BIL

+3.94%

Winner

VCSH

+5.24%

5Y(CAGR)

Winner

BIL

+3.36%

VCSH

+2.37%

10Y(CAGR)

BIL

+2.16%

Winner

VCSH

+2.72%

Max(CAGR)

BIL

+1.35%

Winner

VCSH

+2.92%

BIL vs VCSH - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	BIL	VCSH
2026	+1.20%	+0.66%
2025	+4.13%	+6.74%
2024	+5.18%	+5.17%
2023	+4.93%	+6.08%
2022	+1.41%	-5.48%
2021	-0.10%	-0.62%
2020	+0.37%	+5.13%
2019	+2.04%	+6.95%
2018	+1.73%	+0.96%
2017	+0.64%	+2.30%
2016	+0.09%	+2.67%
2015	-0.11%	+1.36%
2014	-0.07%	+1.93%
2013	-0.09%	+1.56%
2012	-0.02%	+5.67%
2011	-0.06%	+3.05%
2010	+0.00%	+4.98%
2009	+0.25%	+0.32%
2008	+1.50%	N/A
2007	+2.50%	N/A

BIL vs VCSH Drawdown Comparison

The maximum drawdown for BIL was -0.78%, occurring on Dec 9, 2015. Recovery took 2321 trading sessions.

The maximum drawdown for VCSH was -12.86%, occurring on Mar 19, 2020. Recovery took 58 trading sessions.

The current VCSH drawdown is -0.26%.

Rank	BIL	VCSH
#1	-0.78% Sep 29, 2008 - Dec 15, 2017	-12.86% Mar 5, 2020 - May 28, 2020
#2	-0.63% Sep 17, 2008 - Sep 29, 2008	-9.48% Aug 3, 2021 - May 15, 2024
#3	-0.24% Aug 20, 2007 - Sep 7, 2007	-2.53% May 2, 2013 - Oct 25, 2013
#4	-0.21% Mar 20, 2020 - Aug 2, 2022	-2.00% Nov 4, 2010 - Apr 18, 2011
#5	-0.17% Mar 19, 2008 - Jun 2, 2008	-1.99% Aug 4, 2011 - Jan 18, 2012
#6	-0.15% Jul 16, 2008 - Aug 5, 2008	-1.66% Jul 6, 2016 - Apr 5, 2017
#7	-0.13% Jan 2, 2008 - Jan 14, 2008	-1.51% Sep 7, 2017 - Dec 18, 2018
#8	-0.13% Sep 25, 2007 - Oct 4, 2007	-1.40% Feb 27, 2026 - Mar 26, 2026
#9	-0.11% Oct 4, 2007 - Oct 8, 2007	-1.29% Apr 3, 2025 - Apr 28, 2025
#10	-0.11% Sep 10, 2007 - Sep 12, 2007	-1.21% Sep 24, 2024 - Jan 28, 2025
#11	-0.11% Jan 24, 2008 - Jan 29, 2008	-1.03% Oct 27, 2015 - Mar 16, 2016
#12	-0.10% Jun 27, 2008 - Jul 10, 2008	-1.02% Feb 11, 2021 - May 24, 2021
#13	-0.09% Jun 2, 2008 - Jun 10, 2008	-0.93% Apr 16, 2015 - Oct 2, 2015
#14	-0.09% Jun 11, 2007 - Jun 14, 2007	-0.90% May 18, 2010 - Jun 23, 2010
#15	-0.09% Sep 17, 2007 - Sep 24, 2007	-0.84% Sep 4, 2019 - Oct 2, 2019

Correlation

Correlation between BIL and VCSH is 0.85 which considered as a strong positive correlation - the stocks tend to move together.

0.85

-101

Dividend Comparison (2007 - 2026)

BIL vs VCSH dividend yield comparison.

Year	BIL	VCSH
2026	1.15%	1.46%
2025	4.13%	4.35%
2024	5.03%	3.96%
2023	4.93%	3.09%
2022	1.35%	2.01%
2021	0.00%	1.81%
2020	0.30%	2.27%
2019	2.05%	2.87%
2018	1.66%	2.65%
2017	0.68%	2.26%
2016	0.07%	2.10%
2015	0.00%	2.08%
2014	0.00%	2.01%
2013	0.00%	2.05%
2012	0.00%	2.29%
2011	0.00%	2.43%
2010	0.00%	2.40%
2009	0.09%	0.22%
2008	1.58%	0.00%
2007	2.50%	0.00%