BIV vs VGIT

Comparison between VANGUARD INTERMEDIATE-TERM BOND INDEX FUND ETF SHARES (BIV, ETF) and VANGUARD INTERMEDIATE-TERM TREASURY INDEX FUND ETF SHARES (VGIT, ETF).

5-Year PerformanceBIV has outperformed VGIT, delivering a return of +0.4% compared to +0.2%

BIV vs VGIT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BIV(ETF)	VGIT(ETF)
Net Assets	$52B	$49B
Expense Ratio	0.03%	0.03%
Max Drawdown	25.30%	20.75%
Sharpe Ratio	0.35	-0.01
5Y Beta	0.03	-0.02
5Y Dividends CAGR	3.55%	11.74%

Net Assets

Winner

BIV

$52B

VGIT

$49B

Expense Ratio

BIV

0.03%

VGIT

0.03%

Max Drawdown

BIV

25.30%

Winner

VGIT

20.75%

Sharpe Ratio

Winner

BIV

0.35

VGIT

-0.01

5Y Beta

BIV

0.03

Winner

VGIT

-0.02

5Y Dividends CAGR

BIV

3.55%

Winner

VGIT

11.74%

BIV vs VGIT - Historical Returns

Returns include dividend reinvestment.

Period	BIV	VGIT
1 month	+0.04%	-0.11%
3 months	-0.12%	-0.22%
6 months	+0.73%	+0.45%
1 year	+5.74%	+4.19%
5 years(CAGR)	+0.41%	+0.19%
10 years(CAGR)	+2.00%	+1.28%
Max(CAGR)	+3.87%	+2.21%

Winner

BIV

+0.04%

VGIT

-0.11%

Winner

BIV

-0.12%

VGIT

-0.22%

Winner

BIV

+0.73%

VGIT

+0.45%

Winner

BIV

+5.74%

VGIT

+4.19%

5Y(CAGR)

Winner

BIV

+0.41%

VGIT

+0.19%

10Y(CAGR)

Winner

BIV

+2.00%

VGIT

+1.28%

Max(CAGR)

Winner

BIV

+3.87%

VGIT

+2.21%

BIV vs VGIT - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	BIV	VGIT
2026	+0.31%	+0.13%
2025	+8.48%	+7.32%
2024	+2.01%	+1.71%
2023	+5.52%	+3.87%
2022	-12.65%	-10.07%
2021	-2.39%	-2.68%
2020	+9.43%	+7.48%
2019	+10.08%	+6.16%
2018	+0.14%	+1.56%
2017	+3.73%	+1.63%
2016	+2.78%	+0.79%
2015	+0.81%	+1.33%
2014	+7.02%	+4.30%
2013	-3.49%	-2.84%
2012	+6.89%	+2.77%
2011	+11.22%	+10.10%
2010	+8.70%	+7.14%
2009	+5.49%	-1.97%
2008	+6.85%	N/A
2007	+6.32%	N/A

BIV vs VGIT Drawdown Comparison

The maximum drawdown for BIV was -18.95%, occurring on Oct 20, 2022. Recovery took 1387 trading sessions.

The maximum drawdown for VGIT was -16.05%, occurring on Oct 20, 2022. This drawdown has not yet recovered.

The current BIV drawdown is -1.54%. The current VGIT drawdown is -1.85%.

Rank	BIV	VGIT
#1	-18.95% Aug 6, 2020 - Feb 13, 2026	-16.05% Aug 4, 2020 - Oct 20, 2022
#2	-13.63% Sep 15, 2008 - Dec 16, 2008	-5.49% Nov 4, 2010 - Jun 16, 2011
#3	-9.16% Mar 6, 2020 - May 22, 2020	-5.38% Jul 5, 2016 - Mar 22, 2019
#4	-7.66% May 1, 2013 - Aug 13, 2014	-5.09% May 1, 2013 - Oct 13, 2014
#5	-6.02% Nov 4, 2010 - Jun 1, 2011	-2.92% Nov 27, 2009 - May 4, 2010
#6	-5.93% Jul 8, 2016 - Sep 5, 2017	-2.70% Jan 30, 2015 - Sep 29, 2015
#7	-5.76% Dec 30, 2008 - Jul 8, 2009	-2.50% Jan 31, 2012 - May 4, 2012
#8	-5.05% Sep 7, 2017 - Jan 31, 2019	-2.47% Sep 22, 2011 - Dec 16, 2011
#9	-3.93% Mar 19, 2008 - Sep 15, 2008	-2.31% Mar 9, 2020 - Mar 23, 2020
#10	-3.59% Jan 30, 2015 - Feb 2, 2016	-2.24% Oct 14, 2015 - Jan 28, 2016
#11	-3.14% May 8, 2007 - Aug 17, 2007	-2.23% Sep 4, 2019 - Jan 27, 2020
#12	-2.87% Feb 27, 2026 - Mar 26, 2026	-1.86% Jun 24, 2011 - Jul 29, 2011
#13	-2.77% Sep 22, 2011 - Dec 16, 2011	-1.80% Feb 11, 2016 - Apr 7, 2016
#14	-2.74% Nov 30, 2009 - Mar 2, 2010	-1.58% May 6, 2010 - May 20, 2010
#15	-2.46% Sep 4, 2019 - Oct 4, 2019	-1.58% Jul 25, 2012 - Dec 5, 2012

Correlation

Correlation between BIV and VGIT is 0.99 which considered as a very strong positive correlation - the stocks move almost identically together.

0.99

-101

Dividend Comparison (2007 - 2026)

BIV vs VGIT dividend yield comparison.

Year	BIV	VGIT
2026	1.40%	1.26%
2025	4.01%	3.79%
2024	3.79%	3.67%
2023	3.09%	2.73%
2022	2.41%	1.74%
2021	3.42%	1.69%
2020	2.95%	2.23%
2019	2.75%	2.24%
2018	2.88%	2.05%
2017	2.69%	1.67%
2016	3.01%	1.69%
2015	3.02%	1.69%
2014	3.42%	1.54%
2013	4.22%	1.38%
2012	5.15%	2.57%
2011	5.17%	2.12%
2010	4.54%	3.03%
2009	4.39%	0.27%
2008	4.45%	0.00%
2007	3.09%	0.00%