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VEL vs SPFI

Comparison between Velocity Financial Inc (VEL, Company) and South Plains Financial Inc (SPFI, Company).

Both VEL and SPFI are from the Financial Services sector.

5-Year PerformanceSPFI has outperformed VEL, delivering a return of +13.9% compared to +6.0%

VEL vs SPFI - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
VEL
$684M
Winner
SPFI
$684M
Max Drawdown
VEL
83.13%
Winner
SPFI
46.76%
Sharpe Ratio
VEL
-0.38
Winner
SPFI
0.53
5Y Beta
Winner
VEL
0.35
SPFI
0.76
Industry
VEL
Mortgage Finance
SPFI
Banks - Regional
P/E Ratio
VEL
17.59
Winner
SPFI
11.22
PEG Ratio
Winner
VEL
0.33
SPFI
0.58
Dividend Yield
VEL
N/A
SPFI
1.54%
5Y Dividends CAGR
VEL
N/A
SPFI
44.18%
5Y EPS CAGR
Winner
VEL
11.42%
SPFI
4.75%
Debt to Equity
VEL
0.00%
SPFI
0.00%
Free Cash Flow Yield
VEL
3.87%
Winner
SPFI
9.02%
P/S Ratio
Winner
VEL
2.52
SPFI
3.78
P/B Ratio
Winner
VEL
0.99
SPFI
1.59

VEL vs SPFI - Historical Returns

Returns include dividend reinvestment.

1M
VEL
+0.92%
Winner
SPFI
+7.57%
3M
VEL
-1.29%
Winner
SPFI
+4.56%
6M
VEL
-10.36%
Winner
SPFI
+3.75%
1Y
VEL
-8.54%
Winner
SPFI
+18.22%
5Y(CAGR)
VEL
+5.95%
Winner
SPFI
+13.89%
Max(CAGR)
VEL
+4.18%
Winner
SPFI
+14.81%

VEL vs SPFI - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

YearVELSPFI
2026-10.13%+11.56%
2025+8.58%+15.74%
2024+20.22%+20.74%
2023+81.26%+6.47%
2022-28.94%+0.48%
2021+123.56%+47.98%
2020-53.89%-8.88%
2019N/A+18.25%

VEL vs SPFI Drawdown Comparison

The maximum drawdown for VEL was -83.13%, occurring on Apr 3, 2020. Recovery took 941 trading sessions.

The maximum drawdown for SPFI was -46.50%, occurring on Sep 23, 2020. Recovery took 279 trading sessions.

The current VEL drawdown is -15.41%. The current SPFI drawdown is -4.58%.

RankVELSPFI
#1-83.13%
Feb 20, 2020 - Nov 14, 2023
-46.50%
Jan 27, 2020 - Mar 5, 2021
#2-22.09%
Nov 14, 2023 - Mar 18, 2024
-38.60%
Nov 10, 2022 - Jul 16, 2024
#3-21.48%
Dec 16, 2024 - May 9, 2025
-23.82%
Nov 11, 2024 - Jul 17, 2025
#4-13.14%
Mar 21, 2024 - May 31, 2024
-23.50%
Feb 8, 2022 - Oct 13, 2022
#5-6.83%
Jul 16, 2024 - Sep 5, 2024
-15.85%
Mar 11, 2021 - Oct 7, 2021
#6-5.08%
Sep 19, 2024 - Nov 12, 2024
-13.50%
Jun 5, 2019 - Nov 15, 2019
#7-4.07%
Jun 5, 2024 - Jul 11, 2024
-13.25%
Jul 21, 2025 - Jan 21, 2026
#8-3.51%
Mar 18, 2024 - Mar 21, 2024
-12.20%
Apr 9, 2026 - May 13, 2026
#9-3.33%
Jan 21, 2020 - Jan 29, 2020
-10.49%
Jul 23, 2024 - Aug 23, 2024
#10-3.30%
Jan 30, 2020 - Feb 12, 2020
-8.54%
Aug 30, 2024 - Oct 16, 2024
#11-2.21%
Nov 12, 2024 - Nov 25, 2024
-7.85%
Nov 24, 2021 - Dec 17, 2021
#12-0.97%
Dec 4, 2024 - Dec 11, 2024
-7.57%
May 21, 2019 - Jun 5, 2019
#13-0.97%
Dec 11, 2024 - Dec 16, 2024
-6.41%
Feb 6, 2026 - Apr 8, 2026
#14-0.69%
Feb 13, 2020 - Feb 20, 2020
-5.54%
Dec 17, 2021 - Dec 27, 2021
#15-0.54%
May 31, 2024 - Jun 4, 2024
-5.21%
Jan 22, 2026 - Feb 2, 2026

Correlation

Correlation between VEL and SPFI is 0.88 which considered as a strong positive correlation - the stocks tend to move together.

0.88
-101

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