SPFI vs MSC

Comparison between South Plains Financial Inc (SPFI, Company) and Studio City International Holdings Ltd (MSC, Company).

SPFI is from the Financial Services sector, while MSC is from the Consumer Cyclical sector.

5-Year PerformanceSPFI has outperformed MSC, delivering a return of +13.9% compared to -27.7%

SPFI vs MSC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SPFI(COMPANY)	MSC(COMPANY)
Market Cap	$684M	$678M
Max Drawdown	46.76%	93.96%
Sharpe Ratio	0.53	0.29
5Y Beta	0.76	-0.15
Industry	Banks - Regional	Resorts & Casinos
P/E Ratio	11.22	-2.11
Forward P/E	N/A	18.48
PEG Ratio	0.58	N/A
Dividend Yield	1.54%	N/A
5Y Dividends CAGR	44.18%	N/A
5Y EPS CAGR	4.75%	N/A
Debt to Equity	0.00%	386.45%
Free Cash Flow Yield	9.02%	31.01%
P/S Ratio	3.78	0.65
P/B Ratio	1.59	0.84

Market Cap

Winner

SPFI

$684M

MSC

$678M

Max Drawdown

Winner

SPFI

46.76%

MSC

93.96%

Sharpe Ratio

Winner

SPFI

0.53

MSC

0.29

5Y Beta

SPFI

0.76

Winner

MSC

-0.15

Industry

SPFI

Banks - Regional

MSC

Resorts & Casinos

P/E Ratio

SPFI

11.22

Winner

MSC

-2.11

Forward P/E

SPFI

N/A

MSC

18.48

PEG Ratio

SPFI

0.58

MSC

N/A

Dividend Yield

SPFI

1.54%

MSC

N/A

5Y Dividends CAGR

SPFI

44.18%

MSC

N/A

5Y EPS CAGR

SPFI

4.75%

MSC

N/A

Debt to Equity

Winner

SPFI

0.00%

MSC

386.45%

Free Cash Flow Yield

SPFI

9.02%

Winner

MSC

31.01%

P/S Ratio

SPFI

3.78

Winner

MSC

0.65

P/B Ratio

SPFI

1.59

Winner

MSC

0.84

SPFI vs MSC - Historical Returns

Returns include dividend reinvestment.

Period	SPFI	MSC
1 month	+7.57%	-3.75%
3 months	+4.56%	-23.00%
6 months	+3.75%	-32.55%
1 year	+18.22%	-17.50%
5 years(CAGR)	+13.89%	-27.69%
Max(CAGR)	+14.81%	-22.03%

Winner

SPFI

+7.57%

MSC

-3.75%

Winner

SPFI

+4.56%

MSC

-23.00%

Winner

SPFI

+3.75%

MSC

-32.55%

Winner

SPFI

+18.22%

MSC

-17.50%

5Y(CAGR)

Winner

SPFI

+13.89%

MSC

-27.69%

Max(CAGR)

Winner

SPFI

+14.81%

MSC

-22.03%

SPFI vs MSC - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

Year	SPFI	MSC
2026	+11.56%	-34.56%
2025	+15.74%	-36.04%
2024	+20.74%	-17.28%
2023	+6.47%	-0.46%
2022	+0.48%	+4.04%
2021	+47.98%	-62.54%
2020	-8.88%	-39.90%
2019	+18.25%	+18.12%
2018	N/A	+7.87%

SPFI vs MSC Drawdown Comparison

The maximum drawdown for SPFI was -46.50%, occurring on Sep 23, 2020. Recovery took 279 trading sessions.

The maximum drawdown for MSC was -93.96%, occurring on Sep 15, 2022. This drawdown has not yet recovered.

The current SPFI drawdown is -4.58%. The current MSC drawdown is -90.93%.

Rank	SPFI	MSC
#1	-46.50% Jan 27, 2020 - Mar 5, 2021	-93.96% Nov 2, 2018 - Sep 15, 2022
#2	-38.60% Nov 10, 2022 - Jul 16, 2024	-7.78% Oct 22, 2018 - Oct 30, 2018
#3	-23.82% Nov 11, 2024 - Jul 17, 2025	N/A
#4	-23.50% Feb 8, 2022 - Oct 13, 2022	N/A
#5	-15.85% Mar 11, 2021 - Oct 7, 2021	N/A
#6	-13.50% Jun 5, 2019 - Nov 15, 2019	N/A
#7	-13.25% Jul 21, 2025 - Jan 21, 2026	N/A
#8	-12.20% Apr 9, 2026 - May 13, 2026	N/A
#9	-10.49% Jul 23, 2024 - Aug 23, 2024	N/A
#10	-8.54% Aug 30, 2024 - Oct 16, 2024	N/A
#11	-7.85% Nov 24, 2021 - Dec 17, 2021	N/A
#12	-7.57% May 21, 2019 - Jun 5, 2019	N/A
#13	-6.41% Feb 6, 2026 - Apr 8, 2026	N/A
#14	-5.54% Dec 17, 2021 - Dec 27, 2021	N/A
#15	-5.21% Jan 22, 2026 - Feb 2, 2026	N/A