SPFI vs WDI

Comparison between South Plains Financial Inc (SPFI, Company) and Western Asset Diversified Income Fund (WDI, Company).

Both SPFI and WDI are from the Financial Services sector.

5-Year PerformanceSPFI has outperformed WDI, delivering a return of +13.9% compared to +2.7%

SPFI vs WDI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SPFI(COMPANY)	WDI(COMPANY)
Market Cap	$684M	$685M
Max Drawdown	46.76%	39.79%
Sharpe Ratio	0.53	-0.20
5Y Beta	0.76	0.39
Industry	Banks - Regional	Asset Management
P/E Ratio	11.22	9.57
PEG Ratio	0.58	6.05
Dividend Yield	1.54%	N/A
5Y Dividends CAGR	44.18%	N/A
5Y EPS CAGR	4.75%	N/A
Debt to Equity	0.00%	48.06%
Free Cash Flow Yield	9.02%	13.47%
P/S Ratio	3.78	9.45
P/B Ratio	1.59	0.90

Market Cap

SPFI

$684M

Winner

WDI

$685M

Max Drawdown

SPFI

46.76%

Winner

WDI

39.79%

Sharpe Ratio

Winner

SPFI

0.53

WDI

-0.20

5Y Beta

SPFI

0.76

Winner

WDI

0.39

Industry

SPFI

Banks - Regional

WDI

Asset Management

P/E Ratio

SPFI

11.22

Winner

WDI

9.57

PEG Ratio

Winner

SPFI

0.58

WDI

6.05

Dividend Yield

SPFI

1.54%

WDI

N/A

5Y Dividends CAGR

SPFI

44.18%

WDI

N/A

5Y EPS CAGR

SPFI

4.75%

WDI

N/A

Debt to Equity

Winner

SPFI

0.00%

WDI

48.06%

Free Cash Flow Yield

SPFI

9.02%

Winner

WDI

13.47%

P/S Ratio

Winner

SPFI

3.78

WDI

9.45

P/B Ratio

SPFI

1.59

Winner

WDI

0.90

SPFI vs WDI - Historical Returns

Returns include dividend reinvestment.

Period	SPFI	WDI
1 month	+7.57%	-1.79%
3 months	+4.56%	+2.12%
6 months	+3.75%	-0.94%
1 year	+18.22%	+0.90%
5 years(CAGR)	+13.89%	+2.73%
Max(CAGR)	+14.81%	+2.73%

Winner

SPFI

+7.57%

WDI

-1.79%

Winner

SPFI

+4.56%

WDI

+2.12%

Winner

SPFI

+3.75%

WDI

-0.94%

Winner

SPFI

+18.22%

WDI

+0.90%

5Y(CAGR)

Winner

SPFI

+13.89%

WDI

+2.73%

Max(CAGR)

Winner

SPFI

+14.81%

WDI

+2.73%

SPFI vs WDI - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	SPFI	WDI
2026	+11.56%	+1.08%
2025	+15.74%	+9.24%
2024	+20.74%	+12.76%
2023	+6.47%	+23.55%
2022	+0.48%	-24.12%
2021	+47.98%	-5.66%
2020	-8.88%	N/A
2019	+18.25%	N/A

SPFI vs WDI Drawdown Comparison

The maximum drawdown for SPFI was -46.50%, occurring on Sep 23, 2020. Recovery took 279 trading sessions.

The maximum drawdown for WDI was -32.46%, occurring on Oct 20, 2022. Recovery took 734 trading sessions.

The current SPFI drawdown is -4.58%. The current WDI drawdown is -4.72%.

Rank	SPFI	WDI
#1	-46.50% Jan 27, 2020 - Mar 5, 2021	-32.46% Aug 6, 2021 - Jul 10, 2024
#2	-38.60% Nov 10, 2022 - Jul 16, 2024	-14.15% Feb 25, 2025 - May 30, 2025
#3	-23.82% Nov 11, 2024 - Jul 17, 2025	-8.46% Sep 12, 2025 - May 1, 2026
#4	-23.50% Feb 8, 2022 - Oct 13, 2022	-6.72% Sep 30, 2024 - Feb 5, 2025
#5	-15.85% Mar 11, 2021 - Oct 7, 2021	-5.36% May 1, 2026 - Jun 8, 2026
#6	-13.50% Jun 5, 2019 - Nov 15, 2019	-2.83% Aug 1, 2024 - Aug 14, 2024
#7	-13.25% Jul 21, 2025 - Jan 21, 2026	-1.53% Jul 15, 2024 - Jul 23, 2024
#8	-12.20% Apr 9, 2026 - May 13, 2026	-1.43% Aug 16, 2024 - Sep 5, 2024
#9	-10.49% Jul 23, 2024 - Aug 23, 2024	-1.27% Jul 23, 2024 - Jul 26, 2024
#10	-8.54% Aug 30, 2024 - Oct 16, 2024	-1.22% Jun 16, 2025 - Jun 27, 2025
#11	-7.85% Nov 24, 2021 - Dec 17, 2021	-0.97% Sep 5, 2024 - Sep 11, 2024
#12	-7.57% May 21, 2019 - Jun 5, 2019	-0.83% Sep 25, 2024 - Sep 30, 2024
#13	-6.41% Feb 6, 2026 - Apr 8, 2026	-0.74% Jul 2, 2025 - Jul 14, 2025
#14	-5.54% Dec 17, 2021 - Dec 27, 2021	-0.73% Aug 13, 2025 - Aug 19, 2025
#15	-5.21% Jan 22, 2026 - Feb 2, 2026	-0.70% Jun 29, 2021 - Jul 30, 2021