USB-P-P vs MTB

Comparison between U.S. Bancorp. (USB-P-P, Company) and M & T Bank Corp (MTB, Company).

5-Year PerformanceMTB has outperformed USB-P-P, delivering a return of +12.0% compared to +0.3%

USB-P-P vs MTB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	USB-P-P(COMPANY)	MTB(COMPANY)
Market Cap	$34B	$33B
Max Drawdown	32.02%	75.55%
Sharpe Ratio	-0.25	1.01
5Y Beta	0.22	0.89
Industry	N/A	Banks - Regional
P/E Ratio	4.50	12.73
Forward P/E	N/A	12.05
PEG Ratio	0.21	0.99
Dividend Yield	N/A	2.63%
5Y Dividends CAGR	4.56%	10.81%
5Y EPS CAGR	1.81%	4.55%
Debt to Equity	27.15%	68.02%
Free Cash Flow Yield	28.59%	10.11%
P/S Ratio	N/A	3.55
P/B Ratio	N/A	1.29

Market Cap

Winner

USB-P-P

$34B

MTB

$33B

Max Drawdown

Winner

USB-P-P

32.02%

MTB

75.55%

Sharpe Ratio

USB-P-P

-0.25

Winner

MTB

1.01

5Y Beta

Winner

USB-P-P

0.22

MTB

0.89

Industry

USB-P-P

N/A

MTB

Banks - Regional

P/E Ratio

Winner

USB-P-P

4.50

MTB

12.73

Forward P/E

USB-P-P

N/A

MTB

12.05

PEG Ratio

Winner

USB-P-P

0.21

MTB

0.99

Dividend Yield

USB-P-P

N/A

MTB

2.63%

5Y Dividends CAGR

USB-P-P

4.56%

Winner

MTB

10.81%

5Y EPS CAGR

USB-P-P

1.81%

Winner

MTB

4.55%

Debt to Equity

Winner

USB-P-P

27.15%

MTB

68.02%

Free Cash Flow Yield

Winner

USB-P-P

28.59%

MTB

10.11%

P/S Ratio

USB-P-P

N/A

MTB

3.55

P/B Ratio

USB-P-P

N/A

MTB

1.29

USB-P-P vs MTB - Historical Returns

Returns include dividend reinvestment.

Period	USB-P-P	MTB
1 month	-2.99%	+11.87%
3 months	-3.43%	+17.82%
6 months	-3.18%	+15.35%
1 year	+1.25%	+29.77%
5 years(CAGR)	+0.26%	+11.96%
10 years(CAGR)	N/A	+10.17%
Max(CAGR)	+3.64%	+8.81%

USB-P-P

-2.99%

Winner

MTB

+11.87%

USB-P-P

-3.43%

Winner

MTB

+17.82%

USB-P-P

-3.18%

Winner

MTB

+15.35%

USB-P-P

+1.25%

Winner

MTB

+29.77%

5Y(CAGR)

USB-P-P

+0.26%

Winner

MTB

+11.96%

10Y(CAGR)

USB-P-P

N/A

MTB

+10.17%

Max(CAGR)

USB-P-P

+3.64%

Winner

MTB

+8.81%

USB-P-P vs MTB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	USB-P-P	MTB
2026	-3.64%	+15.23%
2025	+0.37%	+10.48%
2024	+7.59%	+39.71%
2023	+9.20%	-1.61%
2022	-10.85%	-5.85%
2021	-1.10%	+24.76%
2020	+7.60%	-22.69%
2019	+16.85%	+20.18%
2018	+0.84%	-14.69%
2017	N/A	+11.15%
2016	N/A	+36.28%
2015	N/A	-1.12%
2014	N/A	+11.72%
2013	N/A	+18.22%
2012	N/A	+30.33%
2011	N/A	-10.03%
2010	N/A	+34.50%
2009	N/A	+23.24%
2008	N/A	-25.55%
2007	N/A	-31.82%
2006	N/A	+12.19%
2005	N/A	+4.73%
2004	N/A	+12.23%
2003	N/A	+22.06%
2002	N/A	+10.99%
2001	N/A	+13.92%
2000	N/A	+69.50%
1999	N/A	-16.09%

USB-P-P vs MTB Drawdown Comparison

The maximum drawdown for USB-P-P was -21.83%, occurring on May 4, 2023. Recovery took 673 trading sessions.

The maximum drawdown for MTB was -73.52%, occurring on Mar 5, 2009. Recovery took 1428 trading sessions.

The current USB-P-P drawdown is -9.49%. The current MTB drawdown is -1.21%.

Rank	USB-P-P	MTB
#1	-21.83% Jun 22, 2021 - Feb 26, 2024	-73.52% Feb 20, 2007 - Oct 17, 2012
#2	-19.38% Jan 13, 2020 - Jul 31, 2020	-52.97% Mar 9, 2018 - Jan 7, 2022
#3	-12.27% Oct 15, 2024 - Sep 5, 2025	-40.69% Sep 12, 2022 - Sep 19, 2024
#4	-10.53% Oct 1, 2025 - Jun 9, 2026	-28.19% Nov 25, 2024 - Jan 8, 2026
#5	-6.82% Dec 31, 2020 - May 24, 2021	-26.75% Nov 2, 1999 - Aug 4, 2000
#6	-6.32% Mar 27, 2024 - Aug 14, 2024	-23.95% May 17, 2002 - May 30, 2003
#7	-4.94% Aug 31, 2018 - Jan 7, 2019	-23.47% Jul 22, 2015 - Nov 9, 2016
#8	-4.72% Aug 27, 2020 - Nov 16, 2020	-19.77% Jul 20, 2001 - Mar 14, 2002
#9	-4.16% Oct 14, 2019 - Dec 18, 2019	-18.02% Feb 16, 2022 - Aug 10, 2022
#10	-3.58% Sep 6, 2019 - Oct 4, 2019	-16.99% Feb 6, 2026 - Mar 19, 2026
#11	-1.43% Jan 30, 2019 - Feb 6, 2019	-16.08% Mar 1, 2017 - Dec 1, 2017
#12	-1.38% Jun 25, 2019 - Jul 24, 2019	-15.04% Dec 30, 2003 - Aug 18, 2004
#13	-1.36% Jan 11, 2019 - Jan 30, 2019	-13.61% Jan 14, 2022 - Feb 16, 2022
#14	-1.28% Sep 22, 2025 - Oct 1, 2025	-12.43% Mar 7, 2001 - Mar 30, 2001
#15	-1.27% Oct 3, 2024 - Oct 14, 2024	-12.30% Dec 5, 2014 - Mar 20, 2015

Correlation

Correlation between USB-P-P and MTB is 0.59 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.59

-101

Dividend Comparison (1999 - 2026)

USB-P-P vs MTB dividend yield comparison.

Year	USB-P-P	MTB
2026	1.58%	1.29%
2025	6.11%	3.24%
2024	5.85%	2.85%
2023	5.93%	3.79%
2022	6.16%	3.31%
2021	5.19%	2.93%
2020	4.83%	3.46%
2019	5.02%	2.42%
2018	2.34%	2.48%
2017	0.00%	1.75%
2016	0.00%	1.79%
2015	0.00%	2.31%
2014	0.00%	2.23%
2013	0.00%	2.41%
2012	0.00%	2.84%
2011	0.00%	3.67%
2010	0.00%	3.22%
2009	0.00%	4.19%
2008	0.00%	4.88%
2007	0.00%	3.19%
2006	0.00%	1.84%
2005	0.00%	1.60%
2004	0.00%	1.48%
2003	0.00%	1.22%
2002	0.00%	1.32%
2001	0.00%	1.37%
2000	0.00%	0.92%
1999	0.00%	0.30%