UPST vs SHAK

Comparison between Upstart Holdings Inc (UPST, Company) and Shake Shack Inc - Class A (SHAK, Company).

UPST is from the Financial Services sector, while SHAK is from the Consumer Cyclical sector.

5-Year PerformanceSHAK has outperformed UPST, delivering a return of -7.0% compared to -25.6%

UPST vs SHAK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UPST(COMPANY)	SHAK(COMPANY)
Market Cap	$2.55B	$2.54B
Max Drawdown	96.90%	70.89%
Sharpe Ratio	-1.17	-0.95
5Y Beta	2.62	1.50
Industry	Credit Services	Restaurants
P/E Ratio	91.68	75.47
Forward P/E	34.72	56.18
PEG Ratio	N/A	0.29
5Y EPS CAGR	N/A	0.06%
Debt to Equity	0.00%	47.15%
Free Cash Flow Yield	-15.42%	0.63%
P/S Ratio	2.17	1.81
P/B Ratio	3.63	4.84

Market Cap

Winner

UPST

$2.55B

SHAK

$2.54B

Max Drawdown

UPST

96.90%

Winner

SHAK

70.89%

Sharpe Ratio

UPST

-1.17

Winner

SHAK

-0.95

5Y Beta

UPST

2.62

Winner

SHAK

1.50

Industry

UPST

Credit Services

SHAK

Restaurants

P/E Ratio

UPST

91.68

Winner

SHAK

75.47

Forward P/E

Winner

UPST

34.72

SHAK

56.18

PEG Ratio

UPST

N/A

SHAK

0.29

5Y EPS CAGR

UPST

N/A

SHAK

0.06%

Debt to Equity

Winner

UPST

0.00%

SHAK

47.15%

Free Cash Flow Yield

UPST

-15.42%

Winner

SHAK

0.63%

P/S Ratio

UPST

2.17

Winner

SHAK

1.81

P/B Ratio

Winner

UPST

3.63

SHAK

4.84

UPST vs SHAK - Historical Returns

Returns include dividend reinvestment.

Period	UPST	SHAK
1 month	-15.38%	+14.72%
3 months	-8.26%	-32.22%
6 months	-23.72%	-30.84%
1 year	-64.47%	-43.90%
5 years(CAGR)	-25.55%	-7.00%
10 years(CAGR)	N/A	+5.01%
Max(CAGR)	-0.02%	+3.04%

UPST

-15.38%

Winner

SHAK

+14.72%

Winner

UPST

-8.26%

SHAK

-32.22%

Winner

UPST

-23.72%

SHAK

-30.84%

UPST

-64.47%

Winner

SHAK

-43.90%

5Y(CAGR)

UPST

-25.55%

Winner

SHAK

-7.00%

10Y(CAGR)

UPST

N/A

SHAK

+5.01%

Max(CAGR)

UPST

-0.02%

Winner

SHAK

+3.04%

UPST vs SHAK - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	UPST	SHAK
2026	-35.80%	-22.39%
2025	-28.08%	-39.09%
2024	+58.69%	+77.06%
2023	+216.99%	+77.83%
2022	-90.86%	-44.31%
2021	+243.94%	-12.46%
2020	+38.28%	+38.69%
2019	N/A	+33.71%
2018	N/A	+3.98%
2017	N/A	+19.57%
2016	N/A	-7.16%
2015	N/A	-13.73%

UPST vs SHAK Drawdown Comparison

The maximum drawdown for UPST was -96.90%, occurring on May 2, 2023. This drawdown has not yet recovered.

The maximum drawdown for SHAK was -70.89%, occurring on Jun 16, 2022. Recovery took 940 trading sessions.

The current UPST drawdown is -92.45%. The current SHAK drawdown is -54.39%.

Rank	UPST	SHAK
#1	-96.90% Oct 15, 2021 - May 2, 2023	-70.89% Feb 11, 2021 - Nov 6, 2024
#2	-54.13% Feb 12, 2021 - Mar 18, 2021	-68.92% Sep 4, 2019 - Jan 13, 2021
#3	-49.02% Mar 22, 2021 - May 27, 2021	-67.05% May 22, 2015 - Aug 15, 2019
#4	-33.48% Jun 7, 2021 - Aug 11, 2021	-63.15% Jul 10, 2025 - Jun 5, 2026
#5	-18.75% Dec 22, 2020 - Jan 5, 2021	-45.34% Dec 6, 2024 - Jun 30, 2025
#6	-13.85% Sep 23, 2021 - Oct 13, 2021	-16.67% May 5, 2015 - May 20, 2015
#7	-13.39% May 27, 2021 - Jun 7, 2021	-14.92% Jan 30, 2015 - Mar 4, 2015
#8	-13.12% Jan 12, 2021 - Jan 21, 2021	-13.38% Jan 27, 2021 - Feb 9, 2021
#9	-8.67% Aug 18, 2021 - Aug 24, 2021	-12.52% Nov 6, 2024 - Nov 29, 2024
#10	-7.68% Jan 25, 2021 - Feb 1, 2021	-5.83% Jan 14, 2021 - Jan 27, 2021
#11	-7.10% Sep 9, 2021 - Sep 16, 2021	-5.74% Mar 4, 2015 - Mar 11, 2015
#12	-6.78% Dec 18, 2020 - Dec 22, 2020	-5.73% Apr 20, 2015 - Apr 24, 2015
#13	-5.66% Feb 3, 2021 - Feb 9, 2021	-5.46% Mar 13, 2015 - Mar 23, 2015
#14	-4.80% Jan 7, 2021 - Jan 12, 2021	-4.34% Mar 24, 2015 - Mar 30, 2015
#15	-3.38% Aug 27, 2021 - Aug 31, 2021	-4.10% Apr 14, 2015 - Apr 16, 2015