UPST vs BTU

Comparison between Upstart Holdings Inc (UPST, Company) and Peabody Energy Corp New (BTU, Company).

UPST is from the Financial Services sector, while BTU is from the Energy sector.

5-Year PerformanceBTU has outperformed UPST, delivering a return of +14.9% compared to -25.6%

UPST vs BTU - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UPST(COMPANY)	BTU(COMPANY)
Market Cap	$2.55B	$2.54B
Max Drawdown	96.90%	98.25%
Sharpe Ratio	-1.17	0.76
5Y Beta	2.62	0.79
Industry	Credit Services	Thermal Coal
P/E Ratio	91.68	-26.50
Forward P/E	34.72	24.69
PEG Ratio	N/A	0.00
Dividend Yield	N/A	1.40%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	-15.42%	-6.60%
P/S Ratio	2.17	0.73
P/B Ratio	3.63	0.81

Market Cap

Winner

UPST

$2.55B

BTU

$2.54B

Max Drawdown

Winner

UPST

96.90%

BTU

98.25%

Sharpe Ratio

UPST

-1.17

Winner

BTU

0.76

5Y Beta

UPST

2.62

Winner

BTU

0.79

Industry

UPST

Credit Services

BTU

Thermal Coal

P/E Ratio

UPST

91.68

Winner

BTU

-26.50

Forward P/E

UPST

34.72

Winner

BTU

24.69

PEG Ratio

UPST

N/A

BTU

0.00

Dividend Yield

UPST

N/A

BTU

1.40%

Debt to Equity

UPST

0.00%

BTU

0.00%

Free Cash Flow Yield

UPST

-15.42%

Winner

BTU

-6.60%

P/S Ratio

UPST

2.17

Winner

BTU

0.73

P/B Ratio

UPST

3.63

Winner

BTU

0.81

UPST vs BTU - Historical Returns

Returns include dividend reinvestment.

Period	UPST	BTU
1 month	-15.38%	-2.29%
3 months	-8.26%	-17.58%
6 months	-23.72%	-37.81%
1 year	-64.47%	+31.84%
5 years(CAGR)	-25.55%	+14.88%
10 years(CAGR)	N/A	-2.18%
Max(CAGR)	-0.02%	-2.18%

UPST

-15.38%

Winner

BTU

-2.29%

Winner

UPST

-8.26%

BTU

-17.58%

Winner

UPST

-23.72%

BTU

-37.81%

UPST

-64.47%

Winner

BTU

+31.84%

5Y(CAGR)

UPST

-25.55%

Winner

BTU

+14.88%

10Y(CAGR)

UPST

N/A

BTU

-2.18%

Max(CAGR)

Winner

UPST

-0.02%

BTU

-2.18%

UPST vs BTU - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	UPST	BTU
2026	-35.80%	-28.59%
2025	-28.08%	+44.81%
2024	+58.69%	-13.07%
2023	+216.99%	-2.16%
2022	-90.86%	+132.98%
2021	+243.94%	+242.52%
2020	+38.28%	-75.88%
2019	N/A	-67.95%
2018	N/A	-21.75%
2017	N/A	+27.00%

UPST vs BTU Drawdown Comparison

The maximum drawdown for UPST was -96.90%, occurring on May 2, 2023. This drawdown has not yet recovered.

The maximum drawdown for BTU was -98.07%, occurring on Nov 10, 2020. This drawdown has not yet recovered.

The current UPST drawdown is -92.45%. The current BTU drawdown is -47.10%.

Rank	UPST	BTU
#1	-96.90% Oct 15, 2021 - May 2, 2023	-98.07% Jun 14, 2018 - Nov 10, 2020
#2	-54.13% Feb 12, 2021 - Mar 18, 2021	-25.77% Apr 3, 2017 - Nov 1, 2017
#3	-49.02% Mar 22, 2021 - May 27, 2021	-13.95% Feb 15, 2018 - May 17, 2018
#4	-33.48% Jun 7, 2021 - Aug 11, 2021	-8.07% Jan 26, 2018 - Feb 14, 2018
#5	-18.75% Dec 22, 2020 - Jan 5, 2021	-3.03% May 21, 2018 - May 30, 2018
#6	-13.85% Sep 23, 2021 - Oct 13, 2021	-2.54% Nov 6, 2017 - Nov 20, 2017
#7	-13.39% May 27, 2021 - Jun 7, 2021	-2.54% Jan 12, 2018 - Jan 26, 2018
#8	-13.12% Jan 12, 2021 - Jan 21, 2021	-2.20% Jun 7, 2018 - Jun 14, 2018
#9	-8.67% Aug 18, 2021 - Aug 24, 2021	-2.12% Dec 1, 2017 - Dec 7, 2017
#10	-7.68% Jan 25, 2021 - Feb 1, 2021	-0.99% Dec 28, 2017 - Jan 5, 2018
#11	-7.10% Sep 9, 2021 - Sep 16, 2021	-0.97% Dec 26, 2017 - Dec 28, 2017
#12	-6.78% Dec 18, 2020 - Dec 22, 2020	-0.89% Dec 13, 2017 - Dec 18, 2017
#13	-5.66% Feb 3, 2021 - Feb 9, 2021	-0.89% Nov 24, 2017 - Nov 28, 2017
#14	-4.80% Jan 7, 2021 - Jan 12, 2021	-0.84% May 17, 2018 - May 21, 2018
#15	-3.38% Aug 27, 2021 - Aug 31, 2021	-0.57% Nov 1, 2017 - Nov 6, 2017

Correlation

Correlation between UPST and BTU is -0.52 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.52

-101