UPST vs MFAN
Comparison between Upstart Holdings Inc (UPST, Company) and MFA Financial Inc 8.875 Senior Notes due 2029 (MFAN, Company).
UPST vs MFAN - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Market Cap
UPST
$2.55B
Winner
MFAN
$2.55B
Max Drawdown
UPST
96.90%
Winner
MFAN
5.74%
Sharpe Ratio
UPST
-1.17
Winner
MFAN
1.41
5Y Beta
UPST
2.62
Winner
MFAN
0.08
Industry
UPST
Credit Services
MFAN
N/A
P/E Ratio
UPST
91.68
Winner
MFAN
19.05
Forward P/E
UPST
34.72
MFAN
N/A
Dividend Yield
UPST
N/A
MFAN
7.39%
5Y EPS CAGR
UPST
N/A
MFAN
-13.95%
Debt to Equity
UPST
0.00%
MFAN
0.00%
Free Cash Flow Yield
UPST
-15.42%
Winner
MFAN
6.34%
P/S Ratio
UPST
2.17
MFAN
N/A
P/B Ratio
UPST
3.63
MFAN
N/A
UPST vs MFAN - Historical Returns
Returns include dividend reinvestment.
1M
UPST
-15.38%
Winner
MFAN
+1.09%
3M
UPST
-8.26%
Winner
MFAN
+1.97%
6M
UPST
-23.72%
Winner
MFAN
+3.69%
1Y
UPST
-64.47%
Winner
MFAN
+9.16%
5Y(CAGR)
UPST
-25.55%
MFAN
N/A
Max(CAGR)
UPST
-0.02%
Winner
MFAN
+8.92%
UPST vs MFAN - Annual Returns (2020 - 2026)
Returns include dividend reinvestment.
| Year | UPST | MFAN |
|---|---|---|
| 2026 | -35.80% | +5.31% |
| 2025 | -28.08% | +8.68% |
| 2024 | +58.69% | +8.48% |
| 2023 | +216.99% | N/A |
| 2022 | -90.86% | N/A |
| 2021 | +243.94% | N/A |
| 2020 | +38.28% | N/A |
UPST vs MFAN Drawdown Comparison
The maximum drawdown for UPST was -96.90%, occurring on May 2, 2023. This drawdown has not yet recovered.
The maximum drawdown for MFAN was -4.33%, occurring on Apr 7, 2025. Recovery took 28 trading sessions.
The current UPST drawdown is -92.45%. The current MFAN drawdown is -0.16%.
| Rank | UPST | MFAN |
|---|---|---|
| #1 | -96.90% Oct 15, 2021 - May 2, 2023 | -4.33% Apr 2, 2025 - May 13, 2025 |
| #2 | -54.13% Feb 12, 2021 - Mar 18, 2021 | -2.81% Feb 19, 2026 - Apr 10, 2026 |
| #3 | -49.02% Mar 22, 2021 - May 27, 2021 | -1.94% Jan 24, 2024 - Mar 8, 2024 |
| #4 | -33.48% Jun 7, 2021 - Aug 11, 2021 | -1.79% Apr 9, 2024 - Apr 23, 2024 |
| #5 | -18.75% Dec 22, 2020 - Jan 5, 2021 | -1.43% Feb 26, 2025 - Apr 2, 2025 |
| #6 | -13.85% Sep 23, 2021 - Oct 13, 2021 | -1.34% Jun 5, 2024 - Aug 9, 2024 |
| #7 | -13.39% May 27, 2021 - Jun 7, 2021 | -1.34% Nov 18, 2024 - Jan 31, 2025 |
| #8 | -13.12% Jan 12, 2021 - Jan 21, 2021 | -0.92% May 13, 2025 - May 29, 2025 |
| #9 | -8.67% Aug 18, 2021 - Aug 24, 2021 | -0.92% Nov 5, 2025 - Dec 8, 2025 |
| #10 | -7.68% Jan 25, 2021 - Feb 1, 2021 | -0.79% Aug 21, 2024 - Sep 9, 2024 |
| #11 | -7.10% Sep 9, 2021 - Sep 16, 2021 | -0.78% Oct 16, 2024 - Nov 11, 2024 |
| #12 | -6.78% Dec 18, 2020 - Dec 22, 2020 | -0.76% May 29, 2025 - Jun 5, 2025 |
| #13 | -5.66% Feb 3, 2021 - Feb 9, 2021 | -0.76% Jun 26, 2025 - Jul 1, 2025 |
| #14 | -4.80% Jan 7, 2021 - Jan 12, 2021 | -0.75% Jul 23, 2025 - Aug 1, 2025 |
| #15 | -3.38% Aug 27, 2021 - Aug 31, 2021 | -0.71% Oct 6, 2025 - Oct 15, 2025 |
Correlation
Correlation between UPST and MFAN is 0.01 which considered as a very weak or no correlation - the stocks move independently of each other.
0.01
-101
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