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UNTY vs SFST

Comparison between Unity Bancorp Inc (UNTY, Company) and Southern First Bancshares Inc (SFST, Company).

Both UNTY and SFST are from the Financial Services sector.

5-Year PerformanceUNTY has outperformed SFST, delivering a return of +21.5% compared to +2.1%

UNTY vs SFST - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
UNTY
$551M
SFST
$549M
Max Drawdown
UNTY
83.61%
Winner
SFST
81.00%
Sharpe Ratio
UNTY
0.83
Winner
SFST
1.57
5Y Beta
Winner
UNTY
0.77
SFST
0.82
Industry
UNTY
Banks - Regional
SFST
Banks - Regional
P/E Ratio
Winner
UNTY
9.07
SFST
15.62
Forward P/E
Winner
UNTY
8.39
SFST
18.62
PEG Ratio
UNTY
0.23
Winner
SFST
0.17
Dividend Yield
UNTY
1.08%
SFST
N/A
5Y Dividends CAGR
UNTY
18.89%
SFST
N/A
5Y EPS CAGR
Winner
UNTY
18.91%
SFST
5.13%
Debt to Equity
UNTY
0.00%
SFST
0.00%
Free Cash Flow Yield
Winner
UNTY
7.45%
SFST
6.00%
P/S Ratio
UNTY
N/A
SFST
4.66
P/B Ratio
UNTY
N/A
SFST
1.47

UNTY vs SFST - Historical Returns

Returns include dividend reinvestment.

1M
Winner
UNTY
+3.68%
SFST
+3.67%
3M
UNTY
+10.64%
Winner
SFST
+11.42%
6M
UNTY
-0.53%
Winner
SFST
+5.77%
1Y
UNTY
+26.40%
Winner
SFST
+65.24%
5Y(CAGR)
Winner
UNTY
+21.55%
SFST
+2.08%
10Y(CAGR)
Winner
UNTY
+18.99%
SFST
+9.04%
Max(CAGR)
UNTY
+9.19%
Winner
SFST
+11.06%

UNTY vs SFST - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearUNTYSFST
2026+8.06%+12.09%
2025+24.34%+35.40%
2024+53.48%+7.96%
2023+12.90%-17.65%
2022+4.32%-28.73%
2021+52.07%+77.58%
2020-19.58%-16.45%
2019+12.75%+30.86%
2018+4.54%-21.78%
2017+27.84%+15.38%
2016+45.24%+58.59%
2015+35.72%+28.51%
2014+23.49%+28.45%
2013+23.47%+70.58%
2012-2.52%+55.21%
2011+4.92%+15.97%
2010+50.50%+13.72%
2009+3.07%-18.01%
2008-52.39%-31.34%
2007-39.41%-36.40%
2006+12.39%-4.58%
2005+9.85%+25.63%
2004+12.33%+8.94%
2003+38.93%+110.12%
2002+28.75%+13.22%
2001+188.89%+27.89%
2000-67.69%+1.37%
1999-28.36%-8.48%

UNTY vs SFST Drawdown Comparison

The maximum drawdown for UNTY was -82.88%, occurring on Mar 6, 2009. Recovery took 2650 trading sessions.

The maximum drawdown for SFST was -79.10%, occurring on Mar 6, 2009. Recovery took 1914 trading sessions.

The current UNTY drawdown is -3.42%. The current SFST drawdown is -10.87%.

RankUNTYSFST
#1-82.88%
May 26, 2006 - Dec 5, 2016
-79.10%
Dec 15, 2005 - Jul 26, 2013
#2-76.12%
Nov 1, 1999 - Feb 11, 2002
-67.19%
Jan 7, 2022 - May 4, 2023
#3-59.96%
Jul 26, 2018 - May 21, 2021
-55.24%
Jun 4, 2018 - Mar 8, 2021
#4-30.93%
Jan 10, 2022 - Dec 28, 2023
-43.06%
Apr 23, 2002 - Sep 8, 2003
#5-28.99%
Feb 13, 2002 - Jan 6, 2003
-33.33%
Nov 5, 1999 - Aug 4, 2000
#6-23.58%
Feb 6, 2025 - Jul 3, 2025
-24.44%
Jan 29, 2004 - Oct 27, 2005
#7-21.34%
Jan 14, 2003 - Jun 23, 2003
-22.73%
Aug 4, 2000 - Jun 7, 2001
#8-20.23%
Mar 3, 2004 - Jan 30, 2006
-15.20%
Mar 12, 2021 - May 21, 2021
#9-16.10%
Jul 10, 2025 - Dec 10, 2025
-14.65%
Jan 26, 2017 - Jul 3, 2017
#10-15.83%
Dec 16, 2024 - Jan 21, 2025
-14.38%
Jun 13, 2001 - Jan 18, 2002
#11-15.27%
Jan 22, 2024 - Jul 15, 2024
-12.50%
Nov 20, 2003 - Jan 6, 2004
#12-13.81%
Jul 26, 2024 - Oct 14, 2024
-12.50%
Jan 18, 2002 - Apr 23, 2002
#13-12.27%
Dec 18, 2025 - Apr 9, 2026
-12.02%
Jun 8, 2021 - Nov 3, 2021
#14-12.20%
Jun 2, 2021 - Oct 15, 2021
-10.99%
Sep 8, 2016 - Nov 10, 2016
#15-11.44%
Aug 2, 2017 - Sep 18, 2017
-10.74%
Oct 30, 2015 - Jan 6, 2016

Correlation

Correlation between UNTY and SFST is 0.83 which considered as a strong positive correlation - the stocks tend to move together.

0.83
-101

Dividend Comparison (2003 - 2026)

UNTY vs SFST dividend yield comparison.

YearUNTYSFST
20260.58%0.00%
20251.12%0.00%
20241.19%0.00%
20231.62%0.00%
20221.57%0.00%
20211.37%0.00%
20201.82%0.00%
20191.37%0.00%
20181.30%0.00%
20171.16%0.00%
20161.07%0.00%
20151.12%0.00%
20141.06%0.00%
20130.39%7.25%
20120.00%7.59%
20110.00%10.68%
20083.73%0.00%
20072.35%0.00%
20061.33%9.25%
20051.29%0.00%
20041.17%0.00%
20030.26%0.00%

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