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SFST vs CIVB

Comparison between Southern First Bancshares Inc (SFST, Company) and Civista Bancshares Inc (CIVB, Company).

Both SFST and CIVB are from the Financial Services sector.

5-Year PerformanceCIVB has outperformed SFST, delivering a return of +6.5% compared to +2.1%

SFST vs CIVB - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
SFST
$549M
Winner
CIVB
$549M
Max Drawdown
Winner
SFST
81.00%
CIVB
90.89%
Sharpe Ratio
Winner
SFST
1.57
CIVB
0.75
5Y Beta
SFST
0.82
Winner
CIVB
0.65
Industry
SFST
Banks - Regional
CIVB
Banks - Regional
P/E Ratio
SFST
15.62
Winner
CIVB
9.54
Forward P/E
SFST
18.62
Winner
CIVB
9.53
PEG Ratio
Winner
SFST
0.17
CIVB
0.30
Dividend Yield
SFST
N/A
CIVB
2.56%
5Y Dividends CAGR
SFST
N/A
CIVB
8.76%
5Y EPS CAGR
SFST
5.13%
Winner
CIVB
18.98%
Debt to Equity
SFST
0.00%
CIVB
0.00%
Free Cash Flow Yield
SFST
6.00%
Winner
CIVB
9.20%
P/S Ratio
SFST
4.66
CIVB
N/A
P/B Ratio
SFST
1.47
CIVB
N/A

SFST vs CIVB - Historical Returns

Returns include dividend reinvestment.

1M
SFST
+3.67%
Winner
CIVB
+7.00%
3M
SFST
+11.42%
Winner
CIVB
+20.05%
6M
SFST
+5.77%
Winner
CIVB
+10.88%
1Y
Winner
SFST
+65.24%
CIVB
+24.66%
5Y(CAGR)
SFST
+2.08%
Winner
CIVB
+6.49%
10Y(CAGR)
SFST
+9.04%
Winner
CIVB
+10.93%
Max(CAGR)
Winner
SFST
+11.06%
CIVB
+4.25%

SFST vs CIVB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearSFSTCIVB
2026+12.09%+22.99%
2025+35.40%+12.54%
2024+7.96%+19.02%
2023-17.65%-11.16%
2022-28.73%-8.50%
2021+77.58%+41.05%
2020-16.45%-25.07%
2019+30.86%+43.00%
2018-21.78%-19.48%
2017+15.38%+15.14%
2016+58.59%+66.47%
2015+28.51%+28.12%
2014+28.45%+59.93%
2013+70.58%+23.96%
2012+55.21%+32.89%
2011+15.97%+1.56%
2010+13.72%-14.41%
2009-18.01%-23.15%
2008-31.34%-53.83%
2007-36.40%-24.22%
2006-4.58%+6.60%
2005+25.63%-14.43%
2004+8.94%-16.04%
2003+110.12%+22.69%
2002+13.22%+13.73%
2001+27.89%+14.08%
2000+1.37%N/A
1999-8.48%N/A

SFST vs CIVB Drawdown Comparison

The maximum drawdown for SFST was -79.10%, occurring on Mar 6, 2009. Recovery took 1914 trading sessions.

The maximum drawdown for CIVB was -87.15%, occurring on Oct 7, 2011. Recovery took 3458 trading sessions.

The current SFST drawdown is -10.87%. The current CIVB drawdown is -2.54%.

RankSFSTCIVB
#1-79.10%
Dec 15, 2005 - Jul 26, 2013
-87.15%
Apr 28, 2003 - Feb 3, 2017
#2-67.19%
Jan 7, 2022 - May 4, 2023
-53.27%
Jun 6, 2018 - Jun 7, 2021
#3-55.24%
Jun 4, 2018 - Mar 8, 2021
-42.06%
Nov 23, 2021 - May 2, 2025
#4-43.06%
Apr 23, 2002 - Sep 8, 2003
-24.00%
Oct 12, 2001 - Aug 22, 2002
#5-33.33%
Nov 5, 1999 - Aug 4, 2000
-22.85%
Jul 3, 2025 - Feb 4, 2026
#6-24.44%
Jan 29, 2004 - Oct 27, 2005
-21.11%
Jan 31, 2001 - Jul 9, 2001
#7-22.73%
Aug 4, 2000 - Jun 7, 2001
-16.43%
Feb 14, 2017 - Oct 10, 2017
#8-15.20%
Mar 12, 2021 - May 21, 2021
-11.49%
Feb 5, 2026 - Apr 24, 2026
#9-14.65%
Jan 26, 2017 - Jul 3, 2017
-11.33%
Nov 29, 2017 - Mar 6, 2018
#10-14.38%
Jun 13, 2001 - Jan 18, 2002
-11.27%
Oct 10, 2017 - Nov 29, 2017
#11-12.50%
Nov 20, 2003 - Jan 6, 2004
-9.89%
Jun 7, 2021 - Aug 11, 2021
#12-12.50%
Jan 18, 2002 - Apr 23, 2002
-8.45%
Aug 27, 2001 - Oct 9, 2001
#13-12.02%
Jun 8, 2021 - Nov 3, 2021
-8.42%
May 15, 2025 - Jul 2, 2025
#14-10.99%
Sep 8, 2016 - Nov 10, 2016
-7.97%
Mar 7, 2018 - May 22, 2018
#15-10.74%
Oct 30, 2015 - Jan 6, 2016
-7.21%
Aug 11, 2021 - Oct 5, 2021

Correlation

Correlation between SFST and CIVB is 0.84 which considered as a strong positive correlation - the stocks tend to move together.

0.84
-101

Dividend Comparison (2001 - 2026)

SFST vs CIVB dividend yield comparison.

YearSFSTCIVB
20260.00%1.36%
20250.00%3.06%
20240.00%3.04%
20230.00%3.31%
20220.00%2.54%
20210.00%2.13%
20200.00%2.51%
20190.00%1.75%
20180.00%1.84%
20170.00%1.14%
20160.00%1.13%
20150.00%1.56%
20140.00%1.85%
20137.25%2.30%
20127.59%2.29%
201110.68%0.74%
20090.00%5.38%
20080.00%15.19%
20070.00%7.97%
20069.25%5.69%
20050.00%5.74%
20040.00%4.63%
20030.00%3.67%
20020.00%5.48%
20010.00%4.66%

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