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UNTY vs CIVB

Comparison between Unity Bancorp Inc (UNTY, Company) and Civista Bancshares Inc (CIVB, Company).

Both UNTY and CIVB are from the Financial Services sector.

5-Year PerformanceUNTY has outperformed CIVB, delivering a return of +22.1% compared to +7.3%

UNTY vs CIVB - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
UNTY
$557M
CIVB
$556M
Max Drawdown
Winner
UNTY
83.61%
CIVB
90.89%
Sharpe Ratio
Winner
UNTY
0.85
CIVB
0.82
5Y Beta
UNTY
0.77
Winner
CIVB
0.65
Industry
UNTY
Banks - Regional
CIVB
Banks - Regional
P/E Ratio
Winner
UNTY
9.16
CIVB
9.66
Forward P/E
Winner
UNTY
8.39
CIVB
9.53
PEG Ratio
Winner
UNTY
0.23
CIVB
0.31
Dividend Yield
UNTY
1.08%
Winner
CIVB
2.60%
5Y Dividends CAGR
Winner
UNTY
18.89%
CIVB
8.76%
5Y EPS CAGR
UNTY
18.91%
Winner
CIVB
18.98%
Debt to Equity
UNTY
0.00%
CIVB
0.00%
Free Cash Flow Yield
UNTY
7.37%
Winner
CIVB
9.09%

UNTY vs CIVB - Historical Returns

Returns include dividend reinvestment.

1M
UNTY
+4.76%
Winner
CIVB
+8.33%
3M
UNTY
+12.81%
Winner
CIVB
+23.71%
6M
UNTY
-1.03%
Winner
CIVB
+12.87%
1Y
Winner
UNTY
+27.74%
CIVB
+26.16%
5Y(CAGR)
Winner
UNTY
+22.06%
CIVB
+7.29%
10Y(CAGR)
Winner
UNTY
+19.11%
CIVB
+11.06%
Max(CAGR)
Winner
UNTY
+9.24%
CIVB
+4.30%

UNTY vs CIVB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearUNTYCIVB
2026+9.18%+24.52%
2025+24.34%+12.54%
2024+53.48%+19.02%
2023+12.90%-11.16%
2022+4.32%-8.50%
2021+52.07%+41.05%
2020-19.58%-25.07%
2019+12.75%+43.00%
2018+4.54%-19.48%
2017+27.84%+15.14%
2016+45.24%+66.47%
2015+35.72%+28.12%
2014+23.49%+59.93%
2013+23.47%+23.96%
2012-2.52%+32.89%
2011+4.92%+1.56%
2010+50.50%-14.41%
2009+3.07%-23.15%
2008-52.39%-53.83%
2007-39.41%-24.22%
2006+12.39%+6.60%
2005+9.85%-14.43%
2004+12.33%-16.04%
2003+38.93%+22.69%
2002+28.75%+13.73%
2001+188.89%+14.08%
2000-67.69%N/A
1999-28.36%N/A

UNTY vs CIVB Drawdown Comparison

The maximum drawdown for UNTY was -82.88%, occurring on Mar 6, 2009. Recovery took 2650 trading sessions.

The maximum drawdown for CIVB was -87.15%, occurring on Oct 7, 2011. Recovery took 3458 trading sessions.

The current UNTY drawdown is -2.41%. The current CIVB drawdown is -1.32%.

RankUNTYCIVB
#1-82.88%
May 26, 2006 - Dec 5, 2016
-87.15%
Apr 28, 2003 - Feb 3, 2017
#2-76.12%
Nov 1, 1999 - Feb 11, 2002
-53.27%
Jun 6, 2018 - Jun 7, 2021
#3-59.96%
Jul 26, 2018 - May 21, 2021
-42.06%
Nov 23, 2021 - May 2, 2025
#4-30.93%
Jan 10, 2022 - Dec 28, 2023
-24.00%
Oct 12, 2001 - Aug 22, 2002
#5-28.99%
Feb 13, 2002 - Jan 6, 2003
-22.85%
Jul 3, 2025 - Feb 4, 2026
#6-23.58%
Feb 6, 2025 - Jul 3, 2025
-21.11%
Jan 31, 2001 - Jul 9, 2001
#7-21.34%
Jan 14, 2003 - Jun 23, 2003
-16.43%
Feb 14, 2017 - Oct 10, 2017
#8-20.23%
Mar 3, 2004 - Jan 30, 2006
-11.49%
Feb 5, 2026 - Apr 24, 2026
#9-16.10%
Jul 10, 2025 - Dec 10, 2025
-11.33%
Nov 29, 2017 - Mar 6, 2018
#10-15.83%
Dec 16, 2024 - Jan 21, 2025
-11.27%
Oct 10, 2017 - Nov 29, 2017
#11-15.27%
Jan 22, 2024 - Jul 15, 2024
-9.89%
Jun 7, 2021 - Aug 11, 2021
#12-13.81%
Jul 26, 2024 - Oct 14, 2024
-8.45%
Aug 27, 2001 - Oct 9, 2001
#13-12.27%
Dec 18, 2025 - Apr 9, 2026
-8.42%
May 15, 2025 - Jul 2, 2025
#14-12.20%
Jun 2, 2021 - Oct 15, 2021
-7.97%
Mar 7, 2018 - May 22, 2018
#15-11.44%
Aug 2, 2017 - Sep 18, 2017
-7.21%
Aug 11, 2021 - Oct 5, 2021

Correlation

Correlation between UNTY and CIVB is 0.81 which considered as a strong positive correlation - the stocks tend to move together.

0.81
-101

Dividend Comparison (2001 - 2026)

UNTY vs CIVB dividend yield comparison.

YearUNTYCIVB
20260.58%1.34%
20251.12%3.06%
20241.19%3.04%
20231.62%3.31%
20221.57%2.54%
20211.37%2.13%
20201.82%2.51%
20191.37%1.75%
20181.30%1.84%
20171.16%1.14%
20161.07%1.13%
20151.12%1.56%
20141.06%1.85%
20130.39%2.30%
20120.00%2.29%
20110.00%0.74%
20090.00%5.38%
20083.73%15.19%
20072.35%7.97%
20061.33%5.69%
20051.29%5.74%
20041.17%4.63%
20030.26%3.67%
20020.00%5.48%
20010.00%4.66%

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