CIVB vs TPTA

Comparison between Civista Bancshares Inc (CIVB, Company) and Terra Property Trust Inc (TPTA, Company).

5-Year PerformanceCIVB has outperformed TPTA, delivering a return of +7.3% compared to +6.5%

CIVB vs TPTA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CIVB(COMPANY)	TPTA(COMPANY)
Market Cap	$556M	$556M
Max Drawdown	90.89%	56.16%
Sharpe Ratio	0.82	0.89
5Y Beta	0.65	0.40
Industry	Banks - Regional	N/A
P/E Ratio	9.66	-17.25
Forward P/E	9.53	N/A
PEG Ratio	0.31	N/A
Dividend Yield	2.60%	8.29%
5Y Dividends CAGR	8.76%	N/A
5Y EPS CAGR	18.98%	N/A
Debt to Equity	0.00%	97.87%
Free Cash Flow Yield	9.09%	-0.08%

Market Cap

CIVB

$556M

Winner

TPTA

$556M

Max Drawdown

CIVB

90.89%

Winner

TPTA

56.16%

Sharpe Ratio

CIVB

0.82

Winner

TPTA

0.89

5Y Beta

CIVB

0.65

Winner

TPTA

0.40

Industry

CIVB

Banks - Regional

TPTA

N/A

P/E Ratio

CIVB

9.66

Winner

TPTA

-17.25

Forward P/E

CIVB

9.53

TPTA

N/A

PEG Ratio

CIVB

0.31

TPTA

N/A

Dividend Yield

CIVB

2.60%

Winner

TPTA

8.29%

5Y Dividends CAGR

CIVB

8.76%

TPTA

N/A

5Y EPS CAGR

CIVB

18.98%

TPTA

N/A

Debt to Equity

Winner

CIVB

0.00%

TPTA

97.87%

Free Cash Flow Yield

Winner

CIVB

9.09%

TPTA

-0.08%

CIVB vs TPTA - Historical Returns

Returns include dividend reinvestment.

Period	CIVB	TPTA
1 month	+8.33%	+3.37%
3 months	+23.71%	+78.87%
6 months	+12.87%	+5.16%
1 year	+26.16%	+42.78%
5 years(CAGR)	+7.29%	+6.51%
10 years(CAGR)	+11.06%	N/A
Max(CAGR)	+4.30%	+6.27%

Winner

CIVB

+8.33%

TPTA

+3.37%

CIVB

+23.71%

Winner

TPTA

+78.87%

Winner

CIVB

+12.87%

TPTA

+5.16%

CIVB

+26.16%

Winner

TPTA

+42.78%

5Y(CAGR)

Winner

CIVB

+7.29%

TPTA

+6.51%

10Y(CAGR)

CIVB

+11.06%

TPTA

N/A

Max(CAGR)

CIVB

+4.30%

Winner

TPTA

+6.27%

CIVB vs TPTA - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	CIVB	TPTA
2026	+24.52%	+5.07%
2025	+12.54%	+67.96%
2024	+19.02%	-8.66%
2023	-11.16%	-1.95%
2022	-8.50%	-15.81%
2021	+41.05%	+1.74%
2020	-25.07%	N/A
2019	+43.00%	N/A
2018	-19.48%	N/A
2017	+15.14%	N/A
2016	+66.47%	N/A
2015	+28.12%	N/A
2014	+59.93%	N/A
2013	+23.96%	N/A
2012	+32.89%	N/A
2011	+1.56%	N/A
2010	-14.41%	N/A
2009	-23.15%	N/A
2008	-53.83%	N/A
2007	-24.22%	N/A
2006	+6.60%	N/A
2005	-14.43%	N/A
2004	-16.04%	N/A
2003	+22.69%	N/A
2002	+13.73%	N/A
2001	+14.08%	N/A

CIVB vs TPTA Drawdown Comparison

The maximum drawdown for CIVB was -87.15%, occurring on Oct 7, 2011. Recovery took 3458 trading sessions.

The maximum drawdown for TPTA was -48.03%, occurring on May 7, 2024. Recovery took 956 trading sessions.

The current CIVB drawdown is -1.32%. The current TPTA drawdown is -1.55%.

Rank	CIVB	TPTA
#1	-87.15% Apr 28, 2003 - Feb 3, 2017	-48.03% Sep 9, 2021 - Jul 2, 2025
#2	-53.27% Jun 6, 2018 - Jun 7, 2021	-42.97% Jan 26, 2026 - Apr 23, 2026
#3	-42.06% Nov 23, 2021 - May 2, 2025	-12.71% Apr 28, 2026 - Jun 15, 2026
#4	-24.00% Oct 12, 2001 - Aug 22, 2002	-2.92% Jul 29, 2021 - Sep 9, 2021
#5	-22.85% Jul 3, 2025 - Feb 4, 2026	-2.86% Sep 2, 2025 - Sep 19, 2025
#6	-21.11% Jan 31, 2001 - Jul 9, 2001	-2.44% Sep 19, 2025 - Nov 3, 2025
#7	-16.43% Feb 14, 2017 - Oct 10, 2017	-2.32% Jul 17, 2025 - Jul 31, 2025
#8	-11.49% Feb 5, 2026 - Apr 24, 2026	-1.55% Jun 15, 2026 - Jun 17, 2026
#9	-11.33% Nov 29, 2017 - Mar 6, 2018	-1.08% Jun 15, 2021 - Jul 21, 2021
#10	-11.27% Oct 10, 2017 - Nov 29, 2017	-1.05% Dec 16, 2025 - Jan 12, 2026
#11	-9.89% Jun 7, 2021 - Aug 11, 2021	-0.97% Jul 8, 2025 - Jul 15, 2025
#12	-8.45% Aug 27, 2001 - Oct 9, 2001	-0.74% Aug 27, 2025 - Sep 2, 2025
#13	-8.42% May 15, 2025 - Jul 2, 2025	-0.68% Aug 14, 2025 - Aug 18, 2025
#14	-7.97% Mar 7, 2018 - May 22, 2018	-0.54% Dec 8, 2025 - Dec 15, 2025
#15	-7.21% Aug 11, 2021 - Oct 5, 2021	-0.54% Nov 11, 2025 - Nov 20, 2025

Correlation

Correlation between CIVB and TPTA is 0.72 which considered as a strong positive correlation - the stocks tend to move together.

0.72

-101

Dividend Comparison (2001 - 2026)

CIVB vs TPTA dividend yield comparison.

Year	CIVB	TPTA
2026	1.34%	3.14%
2025	3.06%	6.33%
2024	3.04%	9.87%
2023	3.31%	8.27%
2022	2.54%	5.63%
2021	2.13%	1.50%
2020	2.51%	0.00%
2019	1.75%	0.00%
2018	1.84%	0.00%
2017	1.14%	0.00%
2016	1.13%	0.00%
2015	1.56%	0.00%
2014	1.85%	0.00%
2013	2.30%	0.00%
2012	2.29%	0.00%
2011	0.74%	0.00%
2009	5.38%	0.00%
2008	15.19%	0.00%
2007	7.97%	0.00%
2006	5.69%	0.00%
2005	5.74%	0.00%
2004	4.63%	0.00%
2003	3.67%	0.00%
2002	5.48%	0.00%
2001	4.66%	0.00%