TPTA vs UNTY

Comparison between Terra Property Trust Inc (TPTA, Company) and Unity Bancorp Inc (UNTY, Company).

5-Year PerformanceUNTY has outperformed TPTA, delivering a return of +21.3% compared to +6.6%

TPTA vs UNTY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TPTA(COMPANY)	UNTY(COMPANY)
Market Cap	$556M	$564M
Max Drawdown	56.16%	83.61%
Sharpe Ratio	0.87	0.89
5Y Beta	0.39	0.78
Industry	N/A	Banks - Regional
P/E Ratio	-17.25	9.28
Forward P/E	N/A	8.39
PEG Ratio	N/A	0.24
Dividend Yield	8.29%	1.08%
5Y Dividends CAGR	N/A	18.89%
5Y EPS CAGR	N/A	18.91%
Debt to Equity	97.87%	0.00%
Free Cash Flow Yield	-0.08%	7.28%
P/S Ratio	N/A	4.25
P/B Ratio	N/A	1.57

Market Cap

TPTA

$556M

Winner

UNTY

$564M

Max Drawdown

Winner

TPTA

56.16%

UNTY

83.61%

Sharpe Ratio

TPTA

0.87

Winner

UNTY

0.89

5Y Beta

Winner

TPTA

0.39

UNTY

0.78

Industry

TPTA

N/A

UNTY

Banks - Regional

P/E Ratio

Winner

TPTA

-17.25

UNTY

9.28

Forward P/E

TPTA

N/A

UNTY

8.39

PEG Ratio

TPTA

N/A

UNTY

0.24

Dividend Yield

Winner

TPTA

8.29%

UNTY

1.08%

5Y Dividends CAGR

TPTA

N/A

UNTY

18.89%

5Y EPS CAGR

TPTA

N/A

UNTY

18.91%

Debt to Equity

TPTA

97.87%

Winner

UNTY

0.00%

Free Cash Flow Yield

TPTA

-0.08%

Winner

UNTY

7.28%

P/S Ratio

TPTA

N/A

UNTY

4.25

P/B Ratio

TPTA

N/A

UNTY

1.57

TPTA vs UNTY - Historical Returns

Returns include dividend reinvestment.

Period	TPTA	UNTY
1 month	+5.22%	+5.94%
3 months	+83.93%	+10.71%
6 months	+7.13%	-1.00%
1 year	+45.02%	+28.24%
5 years(CAGR)	+6.61%	+21.27%
10 years(CAGR)	N/A	+19.04%
Max(CAGR)	+6.61%	+9.23%

TPTA

+5.22%

Winner

UNTY

+5.94%

Winner

TPTA

+83.93%

UNTY

+10.71%

Winner

TPTA

+7.13%

UNTY

-1.00%

Winner

TPTA

+45.02%

UNTY

+28.24%

5Y(CAGR)

TPTA

+6.61%

Winner

UNTY

+21.27%

10Y(CAGR)

TPTA

N/A

UNTY

+19.04%

Max(CAGR)

TPTA

+6.61%

Winner

UNTY

+9.23%

TPTA vs UNTY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	TPTA	UNTY
2026	+6.72%	+9.08%
2025	+67.96%	+24.34%
2024	-8.66%	+53.48%
2023	-1.95%	+12.90%
2022	-15.81%	+4.32%
2021	+1.74%	+52.07%
2020	N/A	-19.58%
2019	N/A	+12.75%
2018	N/A	+4.54%
2017	N/A	+27.84%
2016	N/A	+45.24%
2015	N/A	+35.72%
2014	N/A	+23.49%
2013	N/A	+23.47%
2012	N/A	-2.52%
2011	N/A	+4.92%
2010	N/A	+50.50%
2009	N/A	+3.07%
2008	N/A	-52.39%
2007	N/A	-39.41%
2006	N/A	+12.39%
2005	N/A	+9.85%
2004	N/A	+12.33%
2003	N/A	+38.93%
2002	N/A	+28.75%
2001	N/A	+188.89%
2000	N/A	-67.69%
1999	N/A	-28.36%

TPTA vs UNTY Drawdown Comparison

The maximum drawdown for TPTA was -48.03%, occurring on May 7, 2024. Recovery took 956 trading sessions.

The maximum drawdown for UNTY was -82.88%, occurring on Mar 6, 2009. Recovery took 2650 trading sessions.

The current UNTY drawdown is -2.50%.

Rank	TPTA	UNTY
#1	-48.03% Sep 9, 2021 - Jul 2, 2025	-82.88% May 26, 2006 - Dec 5, 2016
#2	-42.97% Jan 26, 2026 - Apr 23, 2026	-76.12% Nov 1, 1999 - Feb 11, 2002
#3	-12.71% Apr 28, 2026 - Jun 15, 2026	-59.96% Jul 26, 2018 - May 21, 2021
#4	-2.92% Jul 29, 2021 - Sep 9, 2021	-30.93% Jan 10, 2022 - Dec 28, 2023
#5	-2.86% Sep 2, 2025 - Sep 19, 2025	-28.99% Feb 13, 2002 - Jan 6, 2003
#6	-2.44% Sep 19, 2025 - Nov 3, 2025	-23.58% Feb 6, 2025 - Jul 3, 2025
#7	-2.32% Jul 17, 2025 - Jul 31, 2025	-21.34% Jan 14, 2003 - Jun 23, 2003
#8	-1.08% Jun 15, 2021 - Jul 21, 2021	-20.23% Mar 3, 2004 - Jan 30, 2006
#9	-1.05% Dec 16, 2025 - Jan 12, 2026	-16.10% Jul 10, 2025 - Dec 10, 2025
#10	-0.97% Jul 8, 2025 - Jul 15, 2025	-15.83% Dec 16, 2024 - Jan 21, 2025
#11	-0.74% Aug 27, 2025 - Sep 2, 2025	-15.27% Jan 22, 2024 - Jul 15, 2024
#12	-0.68% Aug 14, 2025 - Aug 18, 2025	-13.81% Jul 26, 2024 - Oct 14, 2024
#13	-0.54% Dec 8, 2025 - Dec 15, 2025	-12.27% Dec 18, 2025 - Apr 9, 2026
#14	-0.54% Nov 11, 2025 - Nov 20, 2025	-12.20% Jun 2, 2021 - Oct 15, 2021
#15	-0.46% Aug 1, 2025 - Aug 14, 2025	-11.44% Aug 2, 2017 - Sep 18, 2017

Correlation

Correlation between TPTA and UNTY is 0.62 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.62

-101

Dividend Comparison (2003 - 2026)

TPTA vs UNTY dividend yield comparison.

Year	TPTA	UNTY
2026	3.10%	0.58%
2025	6.33%	1.12%
2024	9.87%	1.19%
2023	8.27%	1.62%
2022	5.63%	1.57%
2021	1.50%	1.37%
2020	0.00%	1.82%
2019	0.00%	1.37%
2018	0.00%	1.30%
2017	0.00%	1.16%
2016	0.00%	1.07%
2015	0.00%	1.12%
2014	0.00%	1.06%
2013	0.00%	0.39%
2008	0.00%	3.73%
2007	0.00%	2.35%
2006	0.00%	1.33%
2005	0.00%	1.29%
2004	0.00%	1.17%
2003	0.00%	0.26%