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CIVB vs UNTY

Comparison between Civista Bancshares Inc (CIVB, Company) and Unity Bancorp Inc (UNTY, Company).

Both CIVB and UNTY are from the Financial Services sector.

5-Year PerformanceUNTY has outperformed CIVB, delivering a return of +21.5% compared to +6.5%

CIVB vs UNTY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
CIVB
$549M
Winner
UNTY
$551M
Max Drawdown
CIVB
90.89%
Winner
UNTY
83.61%
Sharpe Ratio
CIVB
0.75
Winner
UNTY
0.83
5Y Beta
Winner
CIVB
0.65
UNTY
0.77
Industry
CIVB
Banks - Regional
UNTY
Banks - Regional
P/E Ratio
CIVB
9.54
Winner
UNTY
9.07
Forward P/E
CIVB
9.53
Winner
UNTY
8.39
PEG Ratio
CIVB
0.30
Winner
UNTY
0.23
Dividend Yield
Winner
CIVB
2.56%
UNTY
1.08%
5Y Dividends CAGR
CIVB
8.76%
Winner
UNTY
18.89%
5Y EPS CAGR
Winner
CIVB
18.98%
UNTY
18.91%
Debt to Equity
CIVB
0.00%
UNTY
0.00%
Free Cash Flow Yield
Winner
CIVB
9.20%
UNTY
7.45%

CIVB vs UNTY - Historical Returns

Returns include dividend reinvestment.

1M
Winner
CIVB
+7.00%
UNTY
+3.68%
3M
Winner
CIVB
+20.05%
UNTY
+10.64%
6M
Winner
CIVB
+10.88%
UNTY
-0.53%
1Y
CIVB
+24.66%
Winner
UNTY
+26.40%
5Y(CAGR)
CIVB
+6.49%
Winner
UNTY
+21.55%
10Y(CAGR)
CIVB
+10.93%
Winner
UNTY
+18.99%
Max(CAGR)
CIVB
+4.25%
Winner
UNTY
+9.19%

CIVB vs UNTY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearCIVBUNTY
2026+22.99%+8.06%
2025+12.54%+24.34%
2024+19.02%+53.48%
2023-11.16%+12.90%
2022-8.50%+4.32%
2021+41.05%+52.07%
2020-25.07%-19.58%
2019+43.00%+12.75%
2018-19.48%+4.54%
2017+15.14%+27.84%
2016+66.47%+45.24%
2015+28.12%+35.72%
2014+59.93%+23.49%
2013+23.96%+23.47%
2012+32.89%-2.52%
2011+1.56%+4.92%
2010-14.41%+50.50%
2009-23.15%+3.07%
2008-53.83%-52.39%
2007-24.22%-39.41%
2006+6.60%+12.39%
2005-14.43%+9.85%
2004-16.04%+12.33%
2003+22.69%+38.93%
2002+13.73%+28.75%
2001+14.08%+188.89%
2000N/A-67.69%
1999N/A-28.36%

CIVB vs UNTY Drawdown Comparison

The maximum drawdown for CIVB was -87.15%, occurring on Oct 7, 2011. Recovery took 3458 trading sessions.

The maximum drawdown for UNTY was -82.88%, occurring on Mar 6, 2009. Recovery took 2650 trading sessions.

The current CIVB drawdown is -2.54%. The current UNTY drawdown is -3.42%.

RankCIVBUNTY
#1-87.15%
Apr 28, 2003 - Feb 3, 2017
-82.88%
May 26, 2006 - Dec 5, 2016
#2-53.27%
Jun 6, 2018 - Jun 7, 2021
-76.12%
Nov 1, 1999 - Feb 11, 2002
#3-42.06%
Nov 23, 2021 - May 2, 2025
-59.96%
Jul 26, 2018 - May 21, 2021
#4-24.00%
Oct 12, 2001 - Aug 22, 2002
-30.93%
Jan 10, 2022 - Dec 28, 2023
#5-22.85%
Jul 3, 2025 - Feb 4, 2026
-28.99%
Feb 13, 2002 - Jan 6, 2003
#6-21.11%
Jan 31, 2001 - Jul 9, 2001
-23.58%
Feb 6, 2025 - Jul 3, 2025
#7-16.43%
Feb 14, 2017 - Oct 10, 2017
-21.34%
Jan 14, 2003 - Jun 23, 2003
#8-11.49%
Feb 5, 2026 - Apr 24, 2026
-20.23%
Mar 3, 2004 - Jan 30, 2006
#9-11.33%
Nov 29, 2017 - Mar 6, 2018
-16.10%
Jul 10, 2025 - Dec 10, 2025
#10-11.27%
Oct 10, 2017 - Nov 29, 2017
-15.83%
Dec 16, 2024 - Jan 21, 2025
#11-9.89%
Jun 7, 2021 - Aug 11, 2021
-15.27%
Jan 22, 2024 - Jul 15, 2024
#12-8.45%
Aug 27, 2001 - Oct 9, 2001
-13.81%
Jul 26, 2024 - Oct 14, 2024
#13-8.42%
May 15, 2025 - Jul 2, 2025
-12.27%
Dec 18, 2025 - Apr 9, 2026
#14-7.97%
Mar 7, 2018 - May 22, 2018
-12.20%
Jun 2, 2021 - Oct 15, 2021
#15-7.21%
Aug 11, 2021 - Oct 5, 2021
-11.44%
Aug 2, 2017 - Sep 18, 2017

Correlation

Correlation between CIVB and UNTY is 0.81 which considered as a strong positive correlation - the stocks tend to move together.

0.81
-101

Dividend Comparison (2001 - 2026)

CIVB vs UNTY dividend yield comparison.

YearCIVBUNTY
20261.36%0.58%
20253.06%1.12%
20243.04%1.19%
20233.31%1.62%
20222.54%1.57%
20212.13%1.37%
20202.51%1.82%
20191.75%1.37%
20181.84%1.30%
20171.14%1.16%
20161.13%1.07%
20151.56%1.12%
20141.85%1.06%
20132.30%0.39%
20122.29%0.00%
20110.74%0.00%
20095.38%0.00%
200815.19%3.73%
20077.97%2.35%
20065.69%1.33%
20055.74%1.29%
20044.63%1.17%
20033.67%0.26%
20025.48%0.00%
20014.66%0.00%

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