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CIVB vs SFST

Comparison between Civista Bancshares Inc (CIVB, Company) and Southern First Bancshares Inc (SFST, Company).

Both CIVB and SFST are from the Financial Services sector.

5-Year PerformanceCIVB has outperformed SFST, delivering a return of +6.5% compared to +2.1%

CIVB vs SFST - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
CIVB
$549M
SFST
$549M
Max Drawdown
CIVB
90.89%
Winner
SFST
81.00%
Sharpe Ratio
CIVB
0.75
Winner
SFST
1.57
5Y Beta
Winner
CIVB
0.65
SFST
0.82
Industry
CIVB
Banks - Regional
SFST
Banks - Regional
P/E Ratio
Winner
CIVB
9.54
SFST
15.62
Forward P/E
Winner
CIVB
9.53
SFST
18.62
PEG Ratio
CIVB
0.30
Winner
SFST
0.17
Dividend Yield
CIVB
2.56%
SFST
N/A
5Y Dividends CAGR
CIVB
8.76%
SFST
N/A
5Y EPS CAGR
Winner
CIVB
18.98%
SFST
5.13%
Debt to Equity
CIVB
0.00%
SFST
0.00%
Free Cash Flow Yield
Winner
CIVB
9.20%
SFST
6.00%
P/S Ratio
CIVB
N/A
SFST
4.66
P/B Ratio
CIVB
N/A
SFST
1.47

CIVB vs SFST - Historical Returns

Returns include dividend reinvestment.

1M
Winner
CIVB
+7.00%
SFST
+3.67%
3M
Winner
CIVB
+20.05%
SFST
+11.42%
6M
Winner
CIVB
+10.88%
SFST
+5.77%
1Y
CIVB
+24.66%
Winner
SFST
+65.24%
5Y(CAGR)
Winner
CIVB
+6.49%
SFST
+2.08%
10Y(CAGR)
Winner
CIVB
+10.93%
SFST
+9.04%
Max(CAGR)
CIVB
+4.25%
Winner
SFST
+11.06%

CIVB vs SFST - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearCIVBSFST
2026+22.99%+12.09%
2025+12.54%+35.40%
2024+19.02%+7.96%
2023-11.16%-17.65%
2022-8.50%-28.73%
2021+41.05%+77.58%
2020-25.07%-16.45%
2019+43.00%+30.86%
2018-19.48%-21.78%
2017+15.14%+15.38%
2016+66.47%+58.59%
2015+28.12%+28.51%
2014+59.93%+28.45%
2013+23.96%+70.58%
2012+32.89%+55.21%
2011+1.56%+15.97%
2010-14.41%+13.72%
2009-23.15%-18.01%
2008-53.83%-31.34%
2007-24.22%-36.40%
2006+6.60%-4.58%
2005-14.43%+25.63%
2004-16.04%+8.94%
2003+22.69%+110.12%
2002+13.73%+13.22%
2001+14.08%+27.89%
2000N/A+1.37%
1999N/A-8.48%

CIVB vs SFST Drawdown Comparison

The maximum drawdown for CIVB was -87.15%, occurring on Oct 7, 2011. Recovery took 3458 trading sessions.

The maximum drawdown for SFST was -79.10%, occurring on Mar 6, 2009. Recovery took 1914 trading sessions.

The current CIVB drawdown is -2.54%. The current SFST drawdown is -10.87%.

RankCIVBSFST
#1-87.15%
Apr 28, 2003 - Feb 3, 2017
-79.10%
Dec 15, 2005 - Jul 26, 2013
#2-53.27%
Jun 6, 2018 - Jun 7, 2021
-67.19%
Jan 7, 2022 - May 4, 2023
#3-42.06%
Nov 23, 2021 - May 2, 2025
-55.24%
Jun 4, 2018 - Mar 8, 2021
#4-24.00%
Oct 12, 2001 - Aug 22, 2002
-43.06%
Apr 23, 2002 - Sep 8, 2003
#5-22.85%
Jul 3, 2025 - Feb 4, 2026
-33.33%
Nov 5, 1999 - Aug 4, 2000
#6-21.11%
Jan 31, 2001 - Jul 9, 2001
-24.44%
Jan 29, 2004 - Oct 27, 2005
#7-16.43%
Feb 14, 2017 - Oct 10, 2017
-22.73%
Aug 4, 2000 - Jun 7, 2001
#8-11.49%
Feb 5, 2026 - Apr 24, 2026
-15.20%
Mar 12, 2021 - May 21, 2021
#9-11.33%
Nov 29, 2017 - Mar 6, 2018
-14.65%
Jan 26, 2017 - Jul 3, 2017
#10-11.27%
Oct 10, 2017 - Nov 29, 2017
-14.38%
Jun 13, 2001 - Jan 18, 2002
#11-9.89%
Jun 7, 2021 - Aug 11, 2021
-12.50%
Nov 20, 2003 - Jan 6, 2004
#12-8.45%
Aug 27, 2001 - Oct 9, 2001
-12.50%
Jan 18, 2002 - Apr 23, 2002
#13-8.42%
May 15, 2025 - Jul 2, 2025
-12.02%
Jun 8, 2021 - Nov 3, 2021
#14-7.97%
Mar 7, 2018 - May 22, 2018
-10.99%
Sep 8, 2016 - Nov 10, 2016
#15-7.21%
Aug 11, 2021 - Oct 5, 2021
-10.74%
Oct 30, 2015 - Jan 6, 2016

Correlation

Correlation between CIVB and SFST is 0.84 which considered as a strong positive correlation - the stocks tend to move together.

0.84
-101

Dividend Comparison (2001 - 2026)

CIVB vs SFST dividend yield comparison.

YearCIVBSFST
20261.36%0.00%
20253.06%0.00%
20243.04%0.00%
20233.31%0.00%
20222.54%0.00%
20212.13%0.00%
20202.51%0.00%
20191.75%0.00%
20181.84%0.00%
20171.14%0.00%
20161.13%0.00%
20151.56%0.00%
20141.85%0.00%
20132.30%7.25%
20122.29%7.59%
20110.74%10.68%
20095.38%0.00%
200815.19%0.00%
20077.97%0.00%
20065.69%9.25%
20055.74%0.00%
20044.63%0.00%
20033.67%0.00%
20025.48%0.00%
20014.66%0.00%

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