UNM vs TOST

Comparison between Unum Group (UNM, Company) and Toast Inc - Class A (TOST, Company).

UNM is from the Financial Services sector, while TOST is from the Technology sector.

5-Year PerformanceUNM has outperformed TOST, delivering a return of +26.8% compared to -19.2%

UNM vs TOST - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UNM(COMPANY)	TOST(COMPANY)
Market Cap	$14B	$14B
Max Drawdown	83.30%	80.56%
Sharpe Ratio	0.28	-1.24
5Y Beta	0.75	1.43
Industry	Insurance - Life	Software - Infrastructure
P/E Ratio	18.09	37.05
Forward P/E	8.22	17.54
PEG Ratio	1.03	0.23
Dividend Yield	1.63%	N/A
5Y Dividends CAGR	14.67%	N/A
5Y EPS CAGR	11.95%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	3.92%	5.22%
P/S Ratio	1.01	2.07
P/B Ratio	1.23	6.80

Market Cap

Winner

UNM

$14B

TOST

$14B

Max Drawdown

UNM

83.30%

Winner

TOST

80.56%

Sharpe Ratio

Winner

UNM

0.28

TOST

-1.24

5Y Beta

Winner

UNM

0.75

TOST

1.43

Industry

UNM

Insurance - Life

TOST

Software - Infrastructure

P/E Ratio

Winner

UNM

18.09

TOST

37.05

Forward P/E

Winner

UNM

8.22

TOST

17.54

PEG Ratio

UNM

1.03

Winner

TOST

0.23

Dividend Yield

UNM

1.63%

TOST

N/A

5Y Dividends CAGR

UNM

14.67%

TOST

N/A

5Y EPS CAGR

UNM

11.95%

TOST

N/A

Debt to Equity

UNM

0.00%

TOST

0.00%

Free Cash Flow Yield

UNM

3.92%

Winner

TOST

5.22%

P/S Ratio

Winner

UNM

1.01

TOST

2.07

P/B Ratio

Winner

UNM

1.23

TOST

6.80

UNM vs TOST - Historical Returns

Returns include dividend reinvestment.

Period	UNM	TOST
1 month	+9.95%	-21.38%
3 months	+20.02%	-7.62%
6 months	+13.05%	-31.78%
1 year	+8.68%	-45.74%
5 years(CAGR)	+26.78%	-19.18%
10 years(CAGR)	+12.71%	N/A
Max(CAGR)	+6.37%	-19.18%

Winner

UNM

+9.95%

TOST

-21.38%

Winner

UNM

+20.02%

TOST

-7.62%

Winner

UNM

+13.05%

TOST

-31.78%

Winner

UNM

+8.68%

TOST

-45.74%

5Y(CAGR)

Winner

UNM

+26.78%

TOST

-19.18%

10Y(CAGR)

UNM

+12.71%

TOST

N/A

Max(CAGR)

Winner

UNM

+6.37%

TOST

-19.18%

UNM vs TOST - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UNM	TOST
2026	+10.76%	-31.92%
2025	+8.70%	-2.39%
2024	+64.57%	+101.83%
2023	+15.86%	+4.05%
2022	+68.61%	-45.41%
2021	+16.16%	-44.47%
2020	-17.67%	N/A
2019	+0.31%	N/A
2018	-45.20%	N/A
2017	+26.17%	N/A
2016	+37.36%	N/A
2015	-2.19%	N/A
2014	+3.48%	N/A
2013	+66.69%	N/A
2012	-1.07%	N/A
2011	-13.80%	N/A
2010	+23.35%	N/A
2009	+7.88%	N/A
2008	-19.23%	N/A
2007	+15.94%	N/A
2006	-8.85%	N/A
2005	+32.04%	N/A
2004	+13.71%	N/A
2003	-11.11%	N/A
2002	-32.10%	N/A
2001	+6.71%	N/A
2000	-9.50%	N/A
1999	+2.63%	N/A

UNM vs TOST Drawdown Comparison

The maximum drawdown for UNM was -81.88%, occurring on Mar 11, 2003. Recovery took 3347 trading sessions.

The maximum drawdown for TOST was -80.56%, occurring on May 11, 2022. This drawdown has not yet recovered.

The current TOST drawdown is -64.49%.

Rank	UNM	TOST
#1	-81.88% Nov 19, 1999 - Mar 14, 2013	-80.56% Nov 2, 2021 - May 11, 2022
#2	-81.07% Jan 12, 2018 - Jun 29, 2023	-20.62% Sep 22, 2021 - Nov 2, 2021
#3	-34.97% Jul 29, 2015 - May 27, 2016	N/A
#4	-18.77% May 31, 2016 - Oct 12, 2016	N/A
#5	-17.95% Oct 17, 2023 - Mar 7, 2024	N/A
#6	-16.84% Mar 24, 2025 - Apr 29, 2026	N/A
#7	-14.79% Sep 2, 2014 - Jun 10, 2015	N/A
#8	-12.26% Dec 26, 2013 - Mar 4, 2014	N/A
#9	-11.78% Mar 1, 2017 - Jul 28, 2017	N/A
#10	-11.16% Aug 1, 2013 - Nov 8, 2013	N/A
#11	-10.05% Apr 3, 2024 - Jul 17, 2024	N/A
#12	-9.58% Mar 10, 2014 - Aug 26, 2014	N/A
#13	-8.60% Aug 4, 2017 - Sep 27, 2017	N/A
#14	-8.51% Nov 27, 2024 - Jan 29, 2025	N/A
#15	-8.42% Mar 28, 2013 - May 8, 2013	N/A