UNM vs SPY

Comparison between Unum Group (UNM, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceUNM has outperformed SPY, delivering a return of +25.9% compared to +13.3%

UNM vs SPY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UNM(COMPANY)	SPY(ETF)
Market Cap / Net Assets	$13B	$652B
Expense Ratio	N/A	0.09%
Max Drawdown	83.30%	56.47%
Sharpe Ratio	0.09	2.07
5Y Beta	0.75	1.00
Industry	Insurance - Life	N/A
P/E Ratio	17.32	28.24
Forward P/E	8.22	21.85
PEG Ratio	1.03	N/A
Dividend Yield	1.72%	N/A
5Y Dividends CAGR	14.67%	5.43%
5Y EPS CAGR	11.95%	25.79%
Debt to Equity	0.00%	22.35%
Free Cash Flow Yield	4.09%	N/A
P/S Ratio	0.96	3.55
P/B Ratio	1.18	5.29

Market Cap / Net Assets

UNM

$13B

Winner

SPY

$652B

Expense Ratio

UNM

N/A

SPY

0.09%

Max Drawdown

UNM

83.30%

Winner

SPY

56.47%

Sharpe Ratio

UNM

0.09

Winner

SPY

2.07

5Y Beta

Winner

UNM

0.75

SPY

1.00

Industry

UNM

Insurance - Life

SPY

N/A

P/E Ratio

Winner

UNM

17.32

SPY

28.24

Forward P/E

Winner

UNM

8.22

SPY

21.85

PEG Ratio

UNM

1.03

SPY

N/A

Dividend Yield

UNM

1.72%

SPY

N/A

5Y Dividends CAGR

Winner

UNM

14.67%

SPY

5.43%

5Y EPS CAGR

UNM

11.95%

Winner

SPY

25.79%

Debt to Equity

Winner

UNM

0.00%

SPY

22.35%

Free Cash Flow Yield

UNM

4.09%

SPY

N/A

P/S Ratio

Winner

UNM

0.96

SPY

3.55

P/B Ratio

Winner

UNM

1.18

SPY

5.29

UNM vs SPY - Historical Returns

Returns include dividend reinvestment.

Period	UNM	SPY
1 month	+4.91%	+9.11%
3 months	+13.47%	+6.59%
6 months	+4.74%	+10.56%
1 year	+3.20%	+32.04%
5 years(CAGR)	+25.88%	+13.35%
10 years(CAGR)	+12.82%	+15.49%
Max(CAGR)	+6.21%	+8.50%

UNM

+4.91%

Winner

SPY

+9.11%

Winner

UNM

+13.47%

SPY

+6.59%

UNM

+4.74%

Winner

SPY

+10.56%

UNM

+3.20%

Winner

SPY

+32.04%

5Y(CAGR)

Winner

UNM

+25.88%

SPY

+13.35%

10Y(CAGR)

UNM

+12.82%

Winner

SPY

+15.49%

Max(CAGR)

UNM

+6.21%

Winner

SPY

+8.50%

UNM vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UNM	SPY
2026	+5.99%	+8.27%
2025	+8.70%	+18.00%
2024	+64.57%	+25.59%
2023	+15.86%	+26.72%
2022	+68.61%	-18.64%
2021	+16.16%	+30.52%
2020	-17.67%	+17.28%
2019	+0.31%	+31.09%
2018	-45.20%	-5.24%
2017	+26.17%	+20.78%
2016	+37.36%	+13.59%
2015	-2.19%	+1.31%
2014	+3.48%	+14.56%
2013	+66.69%	+29.00%
2012	-1.07%	+14.17%
2011	-13.80%	+0.85%
2010	+23.35%	+13.14%
2009	+7.88%	+22.67%
2008	-19.23%	-36.25%
2007	+15.94%	+5.32%
2006	-8.85%	+13.85%
2005	+32.04%	+5.32%
2004	+13.71%	+10.75%
2003	-11.11%	+24.18%
2002	-32.10%	-22.42%
2001	+6.71%	-10.13%
2000	-9.50%	-8.84%
1999	+2.63%	+8.61%

UNM vs SPY Drawdown Comparison

The maximum drawdown for UNM was -81.88%, occurring on Mar 11, 2003. Recovery took 3347 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current UNM drawdown is -0.50%.

Rank	UNM	SPY
#1	-81.88% Nov 19, 1999 - Mar 14, 2013	-55.20% Oct 9, 2007 - Aug 16, 2012
#2	-81.07% Jan 12, 2018 - Jun 29, 2023	-47.50% Mar 24, 2000 - Oct 26, 2006
#3	-34.97% Jul 29, 2015 - May 27, 2016	-33.70% Feb 19, 2020 - Aug 10, 2020
#4	-18.77% May 31, 2016 - Oct 12, 2016	-24.50% Jan 3, 2022 - Dec 13, 2023
#5	-17.95% Oct 17, 2023 - Mar 7, 2024	-19.34% Sep 20, 2018 - Apr 12, 2019
#6	-16.84% Mar 24, 2025 - Apr 29, 2026	-18.76% Feb 19, 2025 - Jun 26, 2025
#7	-14.79% Sep 2, 2014 - Jun 10, 2015	-13.02% Jul 20, 2015 - Apr 18, 2016
#8	-12.26% Dec 26, 2013 - Mar 4, 2014	-10.10% Jan 26, 2018 - Aug 6, 2018
#9	-11.78% Mar 1, 2017 - Jul 28, 2017	-9.44% Sep 2, 2020 - Nov 11, 2020
#10	-11.16% Aug 1, 2013 - Nov 8, 2013	-9.30% Jan 19, 2000 - Mar 17, 2000
#11	-10.05% Apr 3, 2024 - Jul 17, 2024	-9.05% Jul 19, 2007 - Oct 5, 2007
#12	-9.58% Mar 10, 2014 - Aug 26, 2014	-8.88% Jan 27, 2026 - Apr 14, 2026
#13	-8.60% Aug 4, 2017 - Sep 27, 2017	-8.41% Jul 16, 2024 - Sep 19, 2024
#14	-8.51% Nov 27, 2024 - Jan 29, 2025	-7.35% Sep 14, 2012 - Jan 2, 2013
#15	-8.42% Mar 28, 2013 - May 8, 2013	-7.27% Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between UNM and SPY is 0.90 which considered as a strong positive correlation - the stocks tend to move together.

0.90

-101

Dividend Comparison (1999 - 2026)

UNM vs SPY dividend yield comparison.

Year	UNM	SPY
2026	1.14%	0.24%
2025	2.27%	1.07%
2024	2.15%	1.21%
2023	3.07%	1.40%
2022	3.07%	1.65%
2021	4.76%	1.20%
2020	4.97%	1.52%
2019	3.74%	1.75%
2018	3.34%	2.04%
2017	1.57%	1.80%
2016	1.75%	2.03%
2015	2.10%	2.06%
2014	1.78%	1.87%
2013	1.57%	1.81%
2012	2.26%	2.18%
2011	1.87%	2.05%
2010	1.45%	1.80%
2009	1.61%	1.95%
2008	1.61%	3.02%
2007	1.26%	1.85%
2006	1.44%	1.73%
2005	1.32%	1.73%
2004	1.67%	1.82%
2003	2.36%	1.47%
2002	3.36%	1.70%
2001	2.23%	1.25%
2000	2.19%	1.15%
1999	0.46%	0.24%