UNM vs NIO

Comparison between Unum Group (UNM, Company) and NIO Inc (NIO, Company).

UNM is from the Financial Services sector, while NIO is from the Consumer Cyclical sector.

5-Year PerformanceUNM has outperformed NIO, delivering a return of +26.8% compared to -31.3%

UNM vs NIO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UNM(COMPANY)	NIO(COMPANY)
Market Cap	$14B	$14B
Max Drawdown	83.30%	95.00%
Sharpe Ratio	0.28	0.70
5Y Beta	0.75	0.98
Industry	Insurance - Life	Auto Manufacturers
P/E Ratio	18.09	-6.47
Forward P/E	8.22	384.62
PEG Ratio	1.03	N/A
Dividend Yield	1.63%	N/A
5Y Dividends CAGR	14.67%	N/A
5Y EPS CAGR	11.95%	10.16%
Debt to Equity	0.00%	223.16%
Free Cash Flow Yield	3.92%	3.09%
P/S Ratio	1.01	0.16
P/B Ratio	1.23	23.55

Market Cap

UNM

$14B

Winner

NIO

$14B

Max Drawdown

Winner

UNM

83.30%

NIO

95.00%

Sharpe Ratio

UNM

0.28

Winner

NIO

0.70

5Y Beta

Winner

UNM

0.75

NIO

0.98

Industry

UNM

Insurance - Life

NIO

Auto Manufacturers

P/E Ratio

UNM

18.09

Winner

NIO

-6.47

Forward P/E

Winner

UNM

8.22

NIO

384.62

PEG Ratio

UNM

1.03

NIO

N/A

Dividend Yield

UNM

1.63%

NIO

N/A

5Y Dividends CAGR

UNM

14.67%

NIO

N/A

5Y EPS CAGR

Winner

UNM

11.95%

NIO

10.16%

Debt to Equity

Winner

UNM

0.00%

NIO

223.16%

Free Cash Flow Yield

Winner

UNM

3.92%

NIO

3.09%

P/S Ratio

UNM

1.01

Winner

NIO

0.16

P/B Ratio

Winner

UNM

1.23

NIO

23.55

UNM vs NIO - Historical Returns

Returns include dividend reinvestment.

Period	UNM	NIO
1 month	+9.95%	-19.75%
3 months	+20.02%	-1.70%
6 months	+13.05%	-6.81%
1 year	+8.68%	+34.02%
5 years(CAGR)	+26.78%	-31.32%
10 years(CAGR)	+12.71%	N/A
Max(CAGR)	+6.37%	-3.05%

Winner

UNM

+9.95%

NIO

-19.75%

Winner

UNM

+20.02%

NIO

-1.70%

Winner

UNM

+13.05%

NIO

-6.81%

UNM

+8.68%

Winner

NIO

+34.02%

5Y(CAGR)

Winner

UNM

+26.78%

NIO

-31.32%

10Y(CAGR)

UNM

+12.71%

NIO

N/A

Max(CAGR)

Winner

UNM

+6.37%

NIO

-3.05%

UNM vs NIO - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UNM	NIO
2026	+10.76%	+1.17%
2025	+8.70%	+12.09%
2024	+64.57%	-48.22%
2023	+15.86%	-5.82%
2022	+68.61%	-70.87%
2021	+16.16%	-40.77%
2020	-17.67%	+1210.22%
2019	+0.31%	-35.16%
2018	-45.20%	-3.48%
2017	+26.17%	N/A
2016	+37.36%	N/A
2015	-2.19%	N/A
2014	+3.48%	N/A
2013	+66.69%	N/A
2012	-1.07%	N/A
2011	-13.80%	N/A
2010	+23.35%	N/A
2009	+7.88%	N/A
2008	-19.23%	N/A
2007	+15.94%	N/A
2006	-8.85%	N/A
2005	+32.04%	N/A
2004	+13.71%	N/A
2003	-11.11%	N/A
2002	-32.10%	N/A
2001	+6.71%	N/A
2000	-9.50%	N/A
1999	+2.63%	N/A

UNM vs NIO Drawdown Comparison

The maximum drawdown for UNM was -81.88%, occurring on Mar 11, 2003. Recovery took 3347 trading sessions.

The maximum drawdown for NIO was -95.00%, occurring on Apr 8, 2025. This drawdown has not yet recovered.

The current NIO drawdown is -91.73%.

Rank	UNM	NIO
#1	-81.88% Nov 19, 1999 - Mar 14, 2013	-95.00% Feb 9, 2021 - Apr 8, 2025
#2	-81.07% Jan 12, 2018 - Jun 29, 2023	-88.62% Sep 13, 2018 - Jul 7, 2020
#3	-34.97% Jul 29, 2015 - May 27, 2016	-26.00% Nov 23, 2020 - Jan 8, 2021
#4	-18.77% May 31, 2016 - Oct 12, 2016	-25.97% Jul 10, 2020 - Aug 25, 2020
#5	-17.95% Oct 17, 2023 - Mar 7, 2024	-16.68% Aug 26, 2020 - Sep 29, 2020
#6	-16.84% Mar 24, 2025 - Apr 29, 2026	-11.05% Jan 11, 2021 - Feb 9, 2021
#7	-14.79% Sep 2, 2014 - Jun 10, 2015	-8.67% Oct 16, 2020 - Oct 29, 2020
#8	-12.26% Dec 26, 2013 - Mar 4, 2014	-7.74% Nov 12, 2020 - Nov 19, 2020
#9	-11.78% Mar 1, 2017 - Jul 28, 2017	-5.61% Nov 9, 2020 - Nov 12, 2020
#10	-11.16% Aug 1, 2013 - Nov 8, 2013	-5.01% Oct 1, 2020 - Oct 12, 2020
#11	-10.05% Apr 3, 2024 - Jul 17, 2024	-4.41% Oct 29, 2020 - Nov 2, 2020
#12	-9.58% Mar 10, 2014 - Aug 26, 2014	-2.57% Jul 7, 2020 - Jul 9, 2020
#13	-8.60% Aug 4, 2017 - Sep 27, 2017	-1.70% Nov 5, 2020 - Nov 9, 2020
#14	-8.51% Nov 27, 2024 - Jan 29, 2025	-1.05% Oct 12, 2020 - Oct 14, 2020
#15	-8.42% Mar 28, 2013 - May 8, 2013	N/A

Correlation

Correlation between UNM and NIO is -0.44 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.44

-101