StockComparison Logo
vs

UFCS vs SPY

Comparison between United Fire Group Inc (UFCS, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed UFCS, delivering a return of +13.3% compared to +10.8%

UFCS vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
UFCS
$1.16B
Winner
SPY
$735B
Expense Ratio
UFCS
N/A
SPY
0.09%
Max Drawdown
UFCS
71.27%
Winner
SPY
56.47%
Sharpe Ratio
UFCS
1.61
Winner
SPY
1.62
5Y Beta
Winner
UFCS
0.65
SPY
1.00
Industry
UFCS
Insurance - Property & Casualty
SPY
N/A
P/E Ratio
Winner
UFCS
8.81
SPY
28.99
Forward P/E
Winner
UFCS
14.10
SPY
22.37
PEG Ratio
UFCS
0.09
SPY
N/A
Dividend Yield
UFCS
1.55%
SPY
N/A
5Y Dividends CAGR
UFCS
2.44%
Winner
SPY
5.43%
5Y EPS CAGR
UFCS
N/A
SPY
26.05%
Debt to Equity
Winner
UFCS
15.39%
SPY
32.40%
Free Cash Flow Yield
UFCS
25.16%
SPY
N/A
P/S Ratio
Winner
UFCS
0.80
SPY
3.74
P/B Ratio
Winner
UFCS
1.21
SPY
5.61

UFCS vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
Winner
UFCS
+14.00%
SPY
+1.90%
3M
Winner
UFCS
+20.28%
SPY
+8.55%
6M
Winner
UFCS
+30.79%
SPY
+8.18%
1Y
Winner
UFCS
+64.81%
SPY
+25.79%
5Y(CAGR)
UFCS
+10.83%
Winner
SPY
+13.32%
10Y(CAGR)
UFCS
+4.02%
Winner
SPY
+15.19%
Max(CAGR)
Winner
UFCS
+8.49%
SPY
+8.47%

UFCS vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearUFCSSPY
2026+28.36%+8.26%
2025+30.35%+18.00%
2024+43.18%+25.59%
2023-24.90%+26.72%
2022+17.86%-18.64%
2021-4.67%+30.52%
2020-40.50%+17.28%
2019-17.93%+31.09%
2018+31.80%-5.24%
2017-5.19%+20.78%
2016+35.86%+13.59%
2015+35.70%+1.31%
2014+10.16%+14.56%
2013+28.91%+29.00%
2012+9.49%+14.17%
2011-10.08%+0.85%
2010+24.39%+13.14%
2009-38.06%+22.67%
2008+7.65%-36.25%
2007-16.01%+5.32%
2006-10.69%+13.85%
2005+20.83%+5.32%
2004+69.60%+10.75%
2003+21.43%+24.18%
2002+20.64%-22.42%
2001+48.98%-10.13%
2000-6.96%-8.84%
1999+7.37%+8.61%

UFCS vs SPY Drawdown Comparison

The maximum drawdown for UFCS was -69.89%, occurring on Nov 20, 2008. Recovery took 2502 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current UFCS drawdown is -7.66%. The current SPY drawdown is -2.90%.

RankUFCSSPY
#1-69.89%
Nov 11, 2005 - Oct 22, 2015		-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-64.48%
Aug 1, 2018 - May 8, 2026		-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-31.31%
Jan 7, 2000 - Jan 25, 2001		-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-28.56%
Jun 5, 2001 - Mar 7, 2002		-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-25.32%
Nov 15, 2002 - Aug 19, 2003		-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-20.40%
Dec 12, 2016 - Mar 20, 2018		-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-16.81%
Nov 9, 2004 - May 3, 2005		-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-15.99%
Aug 5, 2004 - Nov 2, 2004		-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-15.53%
Nov 26, 1999 - Jan 7, 2000		-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-15.46%
May 3, 2016 - Nov 17, 2016		-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-15.01%
Jun 24, 2002 - Nov 14, 2002		-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-14.96%
Jan 25, 2001 - Apr 20, 2001		-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-14.93%
Jul 25, 2005 - Nov 10, 2005		-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-12.24%
May 18, 2026 - Jun 3, 2026		-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-11.06%
Sep 3, 2003 - Nov 6, 2003		-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between UFCS and SPY is 0.57 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.57
-101

Dividend Comparison (1999 - 2026)

UFCS vs SPY dividend yield comparison.

YearUFCSSPY
20260.88%0.24%
20251.76%1.07%
20242.25%1.21%
20233.18%1.40%
20222.30%1.65%
20212.59%1.20%
20204.54%1.52%
20192.97%1.75%
20187.59%2.04%
20172.39%1.80%
20161.97%2.03%
20152.24%2.06%
20142.62%1.87%
20132.41%1.81%
20122.75%2.18%
20112.97%2.05%
20102.69%1.80%
20093.29%1.95%
20081.93%3.02%
20071.91%1.85%
20061.40%1.73%
20051.19%1.73%
20041.25%1.82%
20031.89%1.47%
20022.18%1.70%
20012.51%1.25%
20003.59%1.15%
19990.75%0.24%

Select Stocks to Compare

Popular: UFCS vs SPY