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UFCS vs TWO

Comparison between United Fire Group Inc (UFCS, Company) and Two Harbors Investment Corp (TWO, Company).

UFCS is from the Financial Services sector, while TWO is from the Real Estate sector.

5-Year PerformanceUFCS has outperformed TWO, delivering a return of +18.5% compared to -0.8%

UFCS vs TWO - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
UFCS
$1.27B
TWO
$1.27B
Max Drawdown
Winner
UFCS
71.27%
TWO
92.02%
Sharpe Ratio
Winner
UFCS
1.88
TWO
0.84
5Y Beta
UFCS
0.60
Winner
TWO
0.58
Industry
UFCS
Insurance - Property & Casualty
TWO
Reit - Mortgage
P/E Ratio
UFCS
9.70
Winner
TWO
-3.67
Forward P/E
UFCS
14.10
Winner
TWO
10.71
PEG Ratio
Winner
UFCS
0.10
TWO
2.76
Dividend Yield
UFCS
1.37%
Winner
TWO
11.70%
5Y Dividends CAGR
Winner
UFCS
2.44%
TWO
-7.61%
Debt to Equity
Winner
UFCS
15.39%
TWO
478.53%
Free Cash Flow Yield
Winner
UFCS
22.87%
TWO
2.64%
P/S Ratio
Winner
UFCS
0.89
TWO
2.57
P/B Ratio
UFCS
1.34
Winner
TWO
1.13

UFCS vs TWO - Historical Returns

Returns include dividend reinvestment.

1M
UFCS
-1.63%
Winner
TWO
+0.90%
3M
Winner
UFCS
+24.22%
TWO
+13.01%
6M
Winner
UFCS
+45.27%
TWO
-4.18%
1Y
Winner
UFCS
+81.13%
TWO
+31.37%
5Y(CAGR)
Winner
UFCS
+18.46%
TWO
-0.77%
10Y(CAGR)
Winner
UFCS
+4.68%
TWO
-4.01%
Max(CAGR)
Winner
UFCS
+8.80%
TWO
+2.42%

UFCS vs TWO - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearUFCSTWO
2026+40.25%+25.05%
2025+30.35%+1.39%
2024+43.18%-2.38%
2023-24.90%-0.24%
2022+17.86%-25.38%
2021-4.67%+3.15%
2020-40.50%-52.49%
2019-17.93%+27.18%
2018+31.80%-9.54%
2017-5.19%+13.91%
2016+35.86%+18.53%
2015+35.70%-11.36%
2014+10.16%+17.20%
2013+28.91%-10.10%
2012+9.49%+39.18%
2011-10.08%+15.17%
2010+24.39%+17.22%
2009-38.06%+3.87%
2008+7.65%N/A
2007-16.01%N/A
2006-10.69%N/A
2005+20.83%N/A
2004+69.60%N/A
2003+21.43%N/A
2002+20.64%N/A
2001+48.98%N/A
2000-6.96%N/A
1999+7.37%N/A

UFCS vs TWO Drawdown Comparison

The maximum drawdown for UFCS was -69.89%, occurring on Nov 20, 2008. Recovery took 2502 trading sessions.

The maximum drawdown for TWO was -84.71%, occurring on Apr 3, 2020. This drawdown has not yet recovered.

The current UFCS drawdown is -8.36%. The current TWO drawdown is -56.21%.

RankUFCSTWO
#1-69.89%
Nov 11, 2005 - Oct 22, 2015
-84.71%
Feb 20, 2020 - Apr 3, 2020
#2-64.48%
Aug 1, 2018 - May 8, 2026
-31.39%
Mar 26, 2013 - Feb 16, 2017
#3-31.31%
Jan 7, 2000 - Jan 25, 2001
-21.96%
Oct 5, 2017 - Nov 8, 2019
#4-28.56%
Jun 5, 2001 - Mar 7, 2002
-20.98%
Jul 6, 2011 - Feb 17, 2012
#5-25.32%
Nov 15, 2002 - Aug 19, 2003
-16.18%
Oct 8, 2012 - Jan 2, 2013
#6-20.40%
Dec 12, 2016 - Mar 20, 2018
-13.53%
Jan 4, 2010 - Sep 13, 2010
#7-16.81%
Nov 9, 2004 - May 3, 2005
-9.39%
Oct 30, 2009 - Dec 8, 2009
#8-15.99%
Aug 5, 2004 - Nov 2, 2004
-7.76%
Mar 9, 2011 - May 19, 2011
#9-15.53%
Nov 26, 1999 - Jan 7, 2000
-5.83%
Jun 19, 2017 - Aug 31, 2017
#10-15.46%
May 3, 2016 - Nov 17, 2016
-4.86%
Apr 27, 2012 - Jun 13, 2012
#11-15.01%
Jun 24, 2002 - Nov 14, 2002
-4.55%
Apr 27, 2017 - Jun 1, 2017
#12-14.96%
Jan 25, 2001 - Apr 20, 2001
-4.05%
May 19, 2011 - Jun 22, 2011
#13-14.93%
Jul 25, 2005 - Nov 10, 2005
-4.04%
Dec 8, 2009 - Dec 30, 2009
#14-12.24%
May 18, 2026 - Jun 23, 2026
-3.91%
Feb 19, 2013 - Feb 28, 2013
#15-11.06%
Sep 3, 2003 - Nov 6, 2003
-3.66%
Dec 13, 2010 - Dec 30, 2010

Correlation

Correlation between UFCS and TWO is 0.54 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.54
-101

Dividend Comparison (1999 - 2026)

UFCS vs TWO dividend yield comparison.

YearUFCSTWO
20260.81%8.44%
20251.76%15.52%
20242.25%15.22%
20233.18%15.08%
20222.30%12.94%
20212.59%11.79%
20204.54%7.85%
20192.97%11.42%
20187.59%14.64%
20172.39%23.31%
20161.97%10.67%
20152.24%12.84%
20142.62%10.38%
20132.41%12.61%
20122.75%15.43%
20112.97%21.32%
20102.69%15.12%
20093.29%2.65%
20081.93%0.00%
20071.91%0.00%
20061.40%0.00%
20051.19%0.00%
20041.25%0.00%
20031.89%0.00%
20022.18%0.00%
20012.51%0.00%
20003.59%0.00%
19990.75%0.00%

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