UFCS vs PAHC

Comparison between United Fire Group Inc (UFCS, Company) and Phibro Animal Health Corp - Class A (PAHC, Company).

UFCS is from the Financial Services sector, while PAHC is from the Healthcare sector.

5-Year PerformanceUFCS has outperformed PAHC, delivering a return of +17.8% compared to +9.3%

UFCS vs PAHC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UFCS(COMPANY)	PAHC(COMPANY)
Market Cap	$1.37B	$1.37B
Max Drawdown	71.27%	82.07%
Sharpe Ratio	1.89	0.54
5Y Beta	0.57	1.12
Industry	Insurance - Property & Casualty	Drug Manufacturers - Specialty & Generic
P/E Ratio	9.66	13.85
Forward P/E	14.10	13.83
PEG Ratio	0.18	0.03
Dividend Yield	1.33%	1.40%
5Y Dividends CAGR	2.44%	4.56%
5Y EPS CAGR	N/A	15.27%
Debt to Equity	14.97%	171.50%
Free Cash Flow Yield	19.86%	4.82%

Market Cap

UFCS

$1.37B

Winner

PAHC

$1.37B

Max Drawdown

Winner

UFCS

71.27%

PAHC

82.07%

Sharpe Ratio

Winner

UFCS

1.89

PAHC

0.54

5Y Beta

Winner

UFCS

0.57

PAHC

1.12

Industry

UFCS

Insurance - Property & Casualty

PAHC

Drug Manufacturers - Specialty & Generic

P/E Ratio

Winner

UFCS

9.66

PAHC

13.85

Forward P/E

UFCS

14.10

Winner

PAHC

13.83

PEG Ratio

UFCS

0.18

Winner

PAHC

0.03

Dividend Yield

UFCS

1.33%

Winner

PAHC

1.40%

5Y Dividends CAGR

UFCS

2.44%

Winner

PAHC

4.56%

5Y EPS CAGR

UFCS

N/A

PAHC

15.27%

Debt to Equity

Winner

UFCS

14.97%

PAHC

171.50%

Free Cash Flow Yield

Winner

UFCS

19.86%

PAHC

4.82%

UFCS vs PAHC - Historical Returns

Returns include dividend reinvestment.

Period	UFCS	PAHC
1 month	+2.42%	+3.21%
3 months	+10.84%	-3.04%
6 months	+37.92%	-34.43%
1 year	+77.84%	+11.34%
5 years(CAGR)	+17.77%	+9.34%
10 years(CAGR)	+5.53%	+7.31%
Max(CAGR)	+9.12%	+7.83%

UFCS

+2.42%

Winner

PAHC

+3.21%

Winner

UFCS

+10.84%

PAHC

-3.04%

Winner

UFCS

+37.92%

PAHC

-34.43%

Winner

UFCS

+77.84%

PAHC

+11.34%

5Y(CAGR)

Winner

UFCS

+17.77%

PAHC

+9.34%

10Y(CAGR)

UFCS

+5.53%

Winner

PAHC

+7.31%

Max(CAGR)

Winner

UFCS

+9.12%

PAHC

+7.83%

UFCS vs PAHC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UFCS	PAHC
2026	+52.46%	-8.13%
2025	+30.35%	+83.13%
2024	+43.18%	+82.39%
2023	-24.90%	-12.04%
2022	+17.86%	-33.69%
2021	-4.67%	+5.70%
2020	-40.50%	-21.59%
2019	-17.93%	-20.70%
2018	+31.80%	-5.25%
2017	-5.19%	+14.56%
2016	+35.86%	+1.98%
2015	+35.70%	-1.21%
2014	+10.16%	+87.17%
2013	+28.91%	N/A
2012	+9.49%	N/A
2011	-10.08%	N/A
2010	+24.39%	N/A
2009	-38.06%	N/A
2008	+7.65%	N/A
2007	-16.01%	N/A
2006	-10.69%	N/A
2005	+20.83%	N/A
2004	+69.60%	N/A
2003	+21.43%	N/A
2002	+20.64%	N/A
2001	+48.98%	N/A
2000	-6.96%	N/A
1999	+7.37%	N/A

UFCS vs PAHC Drawdown Comparison

The maximum drawdown for UFCS was -69.89%, occurring on Nov 20, 2008. Recovery took 2502 trading sessions.

The maximum drawdown for PAHC was -79.62%, occurring on Nov 10, 2023. Recovery took 1811 trading sessions.

The current UFCS drawdown is -2.20%. The current PAHC drawdown is -42.62%.

Rank	UFCS	PAHC
#1	-69.89% Nov 11, 2005 - Oct 22, 2015	-79.62% Aug 27, 2018 - Nov 10, 2025
#2	-64.48% Aug 1, 2018 - May 8, 2026	-54.79% Aug 11, 2015 - Aug 2, 2017
#3	-31.31% Jan 7, 2000 - Jan 25, 2001	-52.13% Apr 13, 2026 - Jun 2, 2026
#4	-28.56% Jun 5, 2001 - Mar 7, 2002	-21.85% Jun 11, 2014 - Oct 10, 2014
#5	-25.32% Nov 15, 2002 - Aug 19, 2003	-19.04% Aug 16, 2017 - Mar 5, 2018
#6	-20.40% Dec 12, 2016 - Mar 20, 2018	-18.50% Nov 10, 2025 - Feb 5, 2026
#7	-16.81% Nov 9, 2004 - May 3, 2005	-17.16% Dec 8, 2014 - Feb 17, 2015
#8	-15.99% Aug 5, 2004 - Nov 2, 2004	-14.85% Mar 2, 2015 - May 18, 2015
#9	-15.53% Nov 26, 1999 - Jan 7, 2000	-13.81% May 18, 2015 - Jun 30, 2015
#10	-15.46% May 3, 2016 - Nov 17, 2016	-12.19% Feb 26, 2026 - Mar 24, 2026
#11	-15.01% Jun 24, 2002 - Nov 14, 2002	-6.42% Mar 25, 2026 - Apr 8, 2026
#12	-14.96% Jan 25, 2001 - Apr 20, 2001	-6.09% Jun 30, 2015 - Jul 31, 2015
#13	-14.93% Jul 25, 2005 - Nov 10, 2005	-5.76% Apr 11, 2014 - Apr 23, 2014
#14	-12.24% May 18, 2026 - Jun 23, 2026	-5.41% Jun 20, 2018 - Jul 12, 2018
#15	-11.06% Sep 3, 2003 - Nov 6, 2003	-5.11% Apr 17, 2018 - May 8, 2018

Correlation

Correlation between UFCS and PAHC is 0.61 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.61

-101

Dividend Comparison (1999 - 2026)

UFCS vs PAHC dividend yield comparison.

Year	UFCS	PAHC
2026	0.74%	0.70%
2025	1.76%	1.28%
2024	2.25%	2.29%
2023	3.18%	4.15%
2022	2.30%	3.58%
2021	2.59%	2.35%
2020	4.54%	2.47%
2019	2.97%	1.93%
2018	7.59%	1.31%
2017	2.39%	1.19%
2016	1.97%	1.37%
2015	2.24%	1.33%
2014	2.62%	0.63%
2013	2.41%	0.00%
2012	2.75%	0.00%
2011	2.97%	0.00%
2010	2.69%	0.00%
2009	3.29%	0.00%
2008	1.93%	0.00%
2007	1.91%	0.00%
2006	1.40%	0.00%
2005	1.19%	0.00%
2004	1.25%	0.00%
2003	1.89%	0.00%
2002	2.18%	0.00%
2001	2.51%	0.00%
2000	3.59%	0.00%
1999	0.75%	0.00%