UFCS vs ARHS

Comparison between United Fire Group Inc (UFCS, Company) and Arhaus Inc Class A (ARHS, Company).

UFCS is from the Financial Services sector, while ARHS is from the Consumer Cyclical sector.

5-Year PerformanceUFCS has outperformed ARHS, delivering a return of +17.8% compared to -4.0%

UFCS vs ARHS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UFCS(COMPANY)	ARHS(COMPANY)
Market Cap	$1.37B	$1.37B
Max Drawdown	71.27%	70.78%
Sharpe Ratio	1.89	0.02
5Y Beta	0.57	1.43
Industry	Insurance - Property & Casualty	Specialty Retail
P/E Ratio	9.66	15.27
Forward P/E	14.10	15.22
PEG Ratio	0.18	0.22
Dividend Yield	1.33%	N/A
5Y Dividends CAGR	2.44%	N/A
Debt to Equity	14.97%	0.00%
Free Cash Flow Yield	19.86%	2.99%

Market Cap

Winner

UFCS

$1.37B

ARHS

$1.37B

Max Drawdown

UFCS

71.27%

Winner

ARHS

70.78%

Sharpe Ratio

Winner

UFCS

1.89

ARHS

0.02

5Y Beta

Winner

UFCS

0.57

ARHS

1.43

Industry

UFCS

Insurance - Property & Casualty

ARHS

Specialty Retail

P/E Ratio

Winner

UFCS

9.66

ARHS

15.27

Forward P/E

Winner

UFCS

14.10

ARHS

15.22

PEG Ratio

Winner

UFCS

0.18

ARHS

0.22

Dividend Yield

UFCS

1.33%

ARHS

N/A

5Y Dividends CAGR

UFCS

2.44%

ARHS

N/A

Debt to Equity

UFCS

14.97%

Winner

ARHS

0.00%

Free Cash Flow Yield

Winner

UFCS

19.86%

ARHS

2.99%

UFCS vs ARHS - Historical Returns

Returns include dividend reinvestment.

Period	UFCS	ARHS
1 month	+2.42%	+25.49%
3 months	+10.84%	+65.25%
6 months	+37.92%	+10.02%
1 year	+77.84%	-20.06%
5 years(CAGR)	+17.77%	-4.01%
10 years(CAGR)	+5.53%	N/A
Max(CAGR)	+9.12%	-4.01%

UFCS

+2.42%

Winner

ARHS

+25.49%

UFCS

+10.84%

Winner

ARHS

+65.25%

Winner

UFCS

+37.92%

ARHS

+10.02%

Winner

UFCS

+77.84%

ARHS

-20.06%

5Y(CAGR)

Winner

UFCS

+17.77%

ARHS

-4.01%

10Y(CAGR)

UFCS

+5.53%

ARHS

N/A

Max(CAGR)

Winner

UFCS

+9.12%

ARHS

-4.01%

UFCS vs ARHS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UFCS	ARHS
2026	+52.46%	-10.42%
2025	+30.35%	+19.00%
2024	+43.18%	-16.68%
2023	-24.90%	+26.06%
2022	+17.86%	-22.74%
2021	-4.67%	+3.52%
2020	-40.50%	N/A
2019	-17.93%	N/A
2018	+31.80%	N/A
2017	-5.19%	N/A
2016	+35.86%	N/A
2015	+35.70%	N/A
2014	+10.16%	N/A
2013	+28.91%	N/A
2012	+9.49%	N/A
2011	-10.08%	N/A
2010	+24.39%	N/A
2009	-38.06%	N/A
2008	+7.65%	N/A
2007	-16.01%	N/A
2006	-10.69%	N/A
2005	+20.83%	N/A
2004	+69.60%	N/A
2003	+21.43%	N/A
2002	+20.64%	N/A
2001	+48.98%	N/A
2000	-6.96%	N/A
1999	+7.37%	N/A

UFCS vs ARHS Drawdown Comparison

The maximum drawdown for UFCS was -69.89%, occurring on Nov 20, 2008. Recovery took 2502 trading sessions.

The maximum drawdown for ARHS was -69.35%, occurring on May 15, 2026. This drawdown has not yet recovered.

The current UFCS drawdown is -2.20%. The current ARHS drawdown is -48.29%.

Rank	UFCS	ARHS
#1	-69.89% Nov 11, 2005 - Oct 22, 2015	-69.35% Jun 7, 2024 - May 15, 2026
#2	-64.48% Aug 1, 2018 - May 8, 2026	-67.08% Dec 30, 2021 - Jan 23, 2023
#3	-31.31% Jan 7, 2000 - Jan 25, 2001	-54.30% Feb 15, 2023 - Mar 11, 2024
#4	-28.56% Jun 5, 2001 - Mar 7, 2002	-34.22% Nov 4, 2021 - Dec 29, 2021
#5	-25.32% Nov 15, 2002 - Aug 19, 2003	-22.19% Apr 8, 2024 - May 10, 2024
#6	-20.40% Dec 12, 2016 - Mar 20, 2018	-7.86% Mar 13, 2024 - Apr 1, 2024
#7	-16.81% Nov 9, 2004 - May 3, 2005	-6.34% Feb 7, 2023 - Feb 15, 2023
#8	-15.99% Aug 5, 2004 - Nov 2, 2004	-5.84% May 14, 2024 - May 28, 2024
#9	-15.53% Nov 26, 1999 - Jan 7, 2000	-4.09% Jan 23, 2023 - Jan 31, 2023
#10	-15.46% May 3, 2016 - Nov 17, 2016	-1.74% Apr 1, 2024 - Apr 3, 2024
#11	-15.01% Jun 24, 2002 - Nov 14, 2002	-1.49% Jun 5, 2024 - Jun 7, 2024
#12	-14.96% Jan 25, 2001 - Apr 20, 2001	-1.21% Apr 3, 2024 - Apr 5, 2024
#13	-14.93% Jul 25, 2005 - Nov 10, 2005	-0.58% Jun 3, 2024 - Jun 5, 2024
#14	-12.24% May 18, 2026 - Jun 23, 2026	-0.34% Feb 2, 2023 - Feb 7, 2023
#15	-11.06% Sep 3, 2003 - Nov 6, 2003	N/A

Correlation

Correlation between UFCS and ARHS is -0.29 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.29

-101

Dividend Comparison (1999 - 2026)

UFCS vs ARHS dividend yield comparison.

Year	UFCS	ARHS
2026	0.74%	3.61%
2025	1.76%	0.00%
2024	2.25%	5.32%
2023	3.18%	0.00%
2022	2.30%	0.00%
2021	2.59%	0.00%
2020	4.54%	0.00%
2019	2.97%	0.00%
2018	7.59%	0.00%
2017	2.39%	0.00%
2016	1.97%	0.00%
2015	2.24%	0.00%
2014	2.62%	0.00%
2013	2.41%	0.00%
2012	2.75%	0.00%
2011	2.97%	0.00%
2010	2.69%	0.00%
2009	3.29%	0.00%
2008	1.93%	0.00%
2007	1.91%	0.00%
2006	1.40%	0.00%
2005	1.19%	0.00%
2004	1.25%	0.00%
2003	1.89%	0.00%
2002	2.18%	0.00%
2001	2.51%	0.00%
2000	3.59%	0.00%
1999	0.75%	0.00%