UDMY vs HRTG

Comparison between Udemy Inc (UDMY, Company) and Heritage Insurance Holdings Inc (HRTG, Company).

UDMY is from the Consumer Defensive sector, while HRTG is from the Financial Services sector.

5-Year PerformanceHRTG has outperformed UDMY, delivering a return of +22.0% compared to -32.5%

UDMY vs HRTG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UDMY(COMPANY)	HRTG(COMPANY)
Market Cap	$676M	$673M
Max Drawdown	86.33%	95.13%
Sharpe Ratio	-0.52	0.13
5Y Beta	N/A	0.49
Industry	Education & Training Services	Insurance - Property & Casualty
P/E Ratio	-93.47	3.39
Forward P/E	44.25	N/A
PEG Ratio	N/A	0.02
5Y Dividends CAGR	N/A	0.00%
Debt to Equity	0.00%	14.91%
Free Cash Flow Yield	12.86%	29.47%
P/S Ratio	N/A	0.77
P/B Ratio	N/A	1.26

Market Cap

Winner

UDMY

$676M

HRTG

$673M

Max Drawdown

Winner

UDMY

86.33%

HRTG

95.13%

Sharpe Ratio

UDMY

-0.52

Winner

HRTG

0.13

5Y Beta

UDMY

N/A

HRTG

0.49

Industry

UDMY

Education & Training Services

HRTG

Insurance - Property & Casualty

P/E Ratio

Winner

UDMY

-93.47

HRTG

3.39

Forward P/E

UDMY

44.25

HRTG

N/A

PEG Ratio

UDMY

N/A

HRTG

0.02

5Y Dividends CAGR

UDMY

N/A

HRTG

0.00%

Debt to Equity

Winner

UDMY

0.00%

HRTG

14.91%

Free Cash Flow Yield

UDMY

12.86%

Winner

HRTG

29.47%

P/S Ratio

UDMY

N/A

HRTG

0.77

P/B Ratio

UDMY

N/A

HRTG

1.26

UDMY vs HRTG - Historical Returns

Returns include dividend reinvestment.

Period	UDMY	HRTG
1 month	+7.93%	-2.39%
3 months	+1.09%	-20.18%
6 months	-11.98%	-22.76%
1 year	-35.69%	-5.95%
5 years(CAGR)	-32.51%	+22.01%
10 years(CAGR)	N/A	+7.56%
Max(CAGR)	-32.51%	+7.00%

Winner

UDMY

+7.93%

HRTG

-2.39%

Winner

UDMY

+1.09%

HRTG

-20.18%

Winner

UDMY

-11.98%

HRTG

-22.76%

UDMY

-35.69%

Winner

HRTG

-5.95%

5Y(CAGR)

UDMY

-32.51%

Winner

HRTG

+22.01%

10Y(CAGR)

UDMY

N/A

HRTG

+7.56%

Max(CAGR)

UDMY

-32.51%

Winner

HRTG

+7.00%

UDMY vs HRTG - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	UDMY	HRTG
2026	-16.88%	-17.67%
2025	-29.00%	+139.44%
2024	-40.96%	+87.89%
2023	+38.18%	+252.43%
2022	-44.42%	-68.65%
2021	-28.95%	-41.81%
2020	N/A	-21.15%
2019	N/A	-9.90%
2018	N/A	-15.53%
2017	N/A	+14.64%
2016	N/A	-23.76%
2015	N/A	+11.63%
2014	N/A	+68.96%

UDMY vs HRTG Drawdown Comparison

The maximum drawdown for UDMY was -86.33%, occurring on Apr 24, 2026. This drawdown has not yet recovered.

The maximum drawdown for HRTG was -94.36%, occurring on Oct 20, 2022. Recovery took 2466 trading sessions.

The current UDMY drawdown is -85.11%. The current HRTG drawdown is -27.87%.

Rank	UDMY	HRTG
#1	-86.33% Nov 18, 2021 - Apr 24, 2026	-94.36% Jul 17, 2015 - May 7, 2025
#2	-11.78% Nov 2, 2021 - Nov 16, 2021	-32.95% Nov 14, 2025 - Jun 3, 2026
#3	N/A	-26.90% May 9, 2025 - Sep 19, 2025
#4	N/A	-19.47% Sep 19, 2025 - Nov 7, 2025
#5	N/A	-11.87% Mar 11, 2015 - Jun 30, 2015
#6	N/A	-11.09% Nov 5, 2014 - Dec 9, 2014
#7	N/A	-10.65% Jul 1, 2014 - Oct 21, 2014
#8	N/A	-5.07% Dec 23, 2014 - Feb 5, 2015
#9	N/A	-5.00% Dec 9, 2014 - Dec 22, 2014
#10	N/A	-4.26% Jun 20, 2014 - Jul 1, 2014
#11	N/A	-3.08% Jun 9, 2014 - Jun 11, 2014
#12	N/A	-2.63% Jul 6, 2015 - Jul 14, 2015
#13	N/A	-2.13% Nov 7, 2025 - Nov 12, 2025
#14	N/A	-1.90% Mar 6, 2015 - Mar 11, 2015
#15	N/A	-1.79% Oct 21, 2014 - Oct 24, 2014

Correlation

Correlation between UDMY and HRTG is -0.61 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.61

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