HRTG vs NFGC

Comparison between Heritage Insurance Holdings Inc (HRTG, Company) and New Found Gold Corp (NFGC, Company).

HRTG is from the Financial Services sector, while NFGC is from the Basic Materials sector.

5-Year PerformanceHRTG has outperformed NFGC, delivering a return of +22.0% compared to -31.1%

HRTG vs NFGC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HRTG(COMPANY)	NFGC(COMPANY)
Market Cap	$673M	$673M
Max Drawdown	95.13%	91.00%
Sharpe Ratio	0.13	0.37
5Y Beta	0.49	0.89
Industry	Insurance - Property & Casualty	Gold
P/E Ratio	3.39	-15.43
Forward P/E	N/A	11.75
PEG Ratio	0.02	N/A
5Y Dividends CAGR	0.00%	N/A
5Y EPS CAGR	N/A	-5.61%
Debt to Equity	14.91%	0.27%
Free Cash Flow Yield	29.47%	-6.17%
P/S Ratio	0.77	147.17
P/B Ratio	1.26	2.73

Market Cap

Winner

HRTG

$673M

NFGC

$673M

Max Drawdown

HRTG

95.13%

Winner

NFGC

91.00%

Sharpe Ratio

HRTG

0.13

Winner

NFGC

0.37

5Y Beta

Winner

HRTG

0.49

NFGC

0.89

Industry

HRTG

Insurance - Property & Casualty

NFGC

Gold

P/E Ratio

HRTG

3.39

Winner

NFGC

-15.43

Forward P/E

HRTG

N/A

NFGC

11.75

PEG Ratio

HRTG

0.02

NFGC

N/A

5Y Dividends CAGR

HRTG

0.00%

NFGC

N/A

5Y EPS CAGR

HRTG

N/A

NFGC

-5.61%

Debt to Equity

HRTG

14.91%

Winner

NFGC

0.27%

Free Cash Flow Yield

Winner

HRTG

29.47%

NFGC

-6.17%

P/S Ratio

Winner

HRTG

0.77

NFGC

147.17

P/B Ratio

Winner

HRTG

1.26

NFGC

2.73

HRTG vs NFGC - Historical Returns

Returns include dividend reinvestment.

Period	HRTG	NFGC
1 month	-2.39%	-26.85%
3 months	-20.18%	-34.71%
6 months	-22.76%	-45.33%
1 year	-5.95%	+2.60%
5 years(CAGR)	+22.01%	-31.11%
10 years(CAGR)	+7.56%	N/A
Max(CAGR)	+7.00%	-1.18%

Winner

HRTG

-2.39%

NFGC

-26.85%

Winner

HRTG

-20.18%

NFGC

-34.71%

Winner

HRTG

-22.76%

NFGC

-45.33%

HRTG

-5.95%

Winner

NFGC

+2.60%

5Y(CAGR)

Winner

HRTG

+22.01%

NFGC

-31.11%

10Y(CAGR)

HRTG

+7.56%

NFGC

N/A

Max(CAGR)

Winner

HRTG

+7.00%

NFGC

-1.18%

HRTG vs NFGC - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	HRTG	NFGC
2026	-17.67%	-47.85%
2025	+139.44%	+53.89%
2024	+87.89%	-46.63%
2023	+252.43%	-15.46%
2022	-68.65%	-43.02%
2021	-41.81%	+118.15%
2020	-21.15%	+91.61%
2019	-9.90%	N/A
2018	-15.53%	N/A
2017	+14.64%	N/A
2016	-23.76%	N/A
2015	+11.63%	N/A
2014	+68.96%	N/A

HRTG vs NFGC Drawdown Comparison

The maximum drawdown for HRTG was -94.36%, occurring on Oct 20, 2022. Recovery took 2466 trading sessions.

The maximum drawdown for NFGC was -91.00%, occurring on Apr 7, 2025. This drawdown has not yet recovered.

The current HRTG drawdown is -27.87%. The current NFGC drawdown is -85.34%.

Rank	HRTG	NFGC
#1	-94.36% Jul 17, 2015 - May 7, 2025	-91.00% Jun 10, 2021 - Apr 7, 2025
#2	-32.95% Nov 14, 2025 - Jun 3, 2026	-28.34% Dec 18, 2020 - Mar 17, 2021
#3	-26.90% May 9, 2025 - Sep 19, 2025	-20.86% Oct 14, 2020 - Oct 30, 2020
#4	-19.47% Sep 19, 2025 - Nov 7, 2025	-19.04% Nov 13, 2020 - Dec 18, 2020
#5	-11.87% Mar 11, 2015 - Jun 30, 2015	-18.87% Sep 16, 2020 - Oct 2, 2020
#6	-11.09% Nov 5, 2014 - Dec 9, 2014	-16.57% Mar 22, 2021 - Apr 9, 2021
#7	-10.65% Jul 1, 2014 - Oct 21, 2014	-11.01% May 11, 2021 - May 21, 2021
#8	-5.07% Dec 23, 2014 - Feb 5, 2015	-8.24% May 25, 2021 - Jun 1, 2021
#9	-5.00% Dec 9, 2014 - Dec 22, 2014	-7.24% Oct 30, 2020 - Nov 5, 2020
#10	-4.26% Jun 20, 2014 - Jul 1, 2014	-7.01% Apr 12, 2021 - Apr 16, 2021
#11	-3.08% Jun 9, 2014 - Jun 11, 2014	-6.26% May 4, 2021 - May 7, 2021
#12	-2.63% Jul 6, 2015 - Jul 14, 2015	-5.27% Jun 1, 2021 - Jun 3, 2021
#13	-2.13% Nov 7, 2025 - Nov 12, 2025	-4.85% Oct 5, 2020 - Oct 7, 2020
#14	-1.90% Mar 6, 2015 - Mar 11, 2015	-4.77% Apr 20, 2021 - Apr 23, 2021
#15	-1.79% Oct 21, 2014 - Oct 24, 2014	-2.05% Oct 12, 2020 - Oct 14, 2020

Correlation

Correlation between HRTG and NFGC is -0.54 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.54

-101