HRTG vs REPL

Comparison between Heritage Insurance Holdings Inc (HRTG, Company) and Replimune Group Inc (REPL, Company).

HRTG is from the Financial Services sector, while REPL is from the Healthcare sector.

5-Year PerformanceHRTG has outperformed REPL, delivering a return of +22.0% compared to -23.5%

HRTG vs REPL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HRTG(COMPANY)	REPL(COMPANY)
Market Cap	$673M	$674M
Max Drawdown	95.13%	96.77%
Sharpe Ratio	0.13	1.11
5Y Beta	0.49	0.77
Industry	Insurance - Property & Casualty	Biotechnology
P/E Ratio	3.39	-2.10
PEG Ratio	0.02	-0.10
5Y Dividends CAGR	0.00%	N/A
5Y EPS CAGR	N/A	17.05%
Debt to Equity	14.91%	22.62%
Free Cash Flow Yield	29.47%	-41.20%
P/S Ratio	0.77	N/A
P/B Ratio	1.26	3.32

Market Cap

HRTG

$673M

Winner

REPL

$674M

Max Drawdown

Winner

HRTG

95.13%

REPL

96.77%

Sharpe Ratio

HRTG

0.13

Winner

REPL

1.11

5Y Beta

Winner

HRTG

0.49

REPL

0.77

Industry

HRTG

Insurance - Property & Casualty

REPL

Biotechnology

P/E Ratio

HRTG

3.39

Winner

REPL

-2.10

PEG Ratio

HRTG

0.02

Winner

REPL

-0.10

5Y Dividends CAGR

HRTG

0.00%

REPL

N/A

5Y EPS CAGR

HRTG

N/A

REPL

17.05%

Debt to Equity

Winner

HRTG

14.91%

REPL

22.62%

Free Cash Flow Yield

Winner

HRTG

29.47%

REPL

-41.20%

P/S Ratio

HRTG

0.77

REPL

N/A

P/B Ratio

Winner

HRTG

1.26

REPL

3.32

HRTG vs REPL - Historical Returns

Returns include dividend reinvestment.

Period	HRTG	REPL
1 month	-2.39%	+117.11%
3 months	-20.18%	+17.15%
6 months	-22.76%	-12.77%
1 year	-5.95%	-10.17%
5 years(CAGR)	+22.01%	-23.54%
10 years(CAGR)	+7.56%	N/A
Max(CAGR)	+7.00%	-6.55%

HRTG

-2.39%

Winner

REPL

+117.11%

HRTG

-20.18%

Winner

REPL

+17.15%

HRTG

-22.76%

Winner

REPL

-12.77%

Winner

HRTG

-5.95%

REPL

-10.17%

5Y(CAGR)

Winner

HRTG

+22.01%

REPL

-23.54%

10Y(CAGR)

HRTG

+7.56%

REPL

N/A

Max(CAGR)

Winner

HRTG

+7.00%

REPL

-6.55%

HRTG vs REPL - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	HRTG	REPL
2026	-17.67%	-0.22%
2025	+139.44%	-22.61%
2024	+87.89%	+39.68%
2023	+252.43%	-68.01%
2022	-68.65%	-7.20%
2021	-41.81%	-29.11%
2020	-21.15%	+160.94%
2019	-9.90%	+36.67%
2018	-15.53%	-34.04%
2017	+14.64%	N/A
2016	-23.76%	N/A
2015	+11.63%	N/A
2014	+68.96%	N/A

HRTG vs REPL Drawdown Comparison

The maximum drawdown for HRTG was -94.36%, occurring on Oct 20, 2022. Recovery took 2466 trading sessions.

The maximum drawdown for REPL was -96.77%, occurring on Apr 13, 2026. This drawdown has not yet recovered.

The current HRTG drawdown is -27.87%. The current REPL drawdown is -83.13%.

Rank	HRTG	REPL
#1	-94.36% Jul 17, 2015 - May 7, 2025	-96.77% Dec 1, 2020 - Apr 13, 2026
#2	-32.95% Nov 14, 2025 - Jun 3, 2026	-59.80% Sep 4, 2018 - Jun 4, 2020
#3	-26.90% May 9, 2025 - Sep 19, 2025	-27.36% Jun 25, 2020 - Aug 28, 2020
#4	-19.47% Sep 19, 2025 - Nov 7, 2025	-23.56% Aug 31, 2020 - Oct 14, 2020
#5	-11.87% Mar 11, 2015 - Jun 30, 2015	-15.89% Jun 8, 2020 - Jun 25, 2020
#6	-11.09% Nov 5, 2014 - Dec 9, 2014	-9.20% Aug 29, 2018 - Sep 4, 2018
#7	-10.65% Jul 1, 2014 - Oct 21, 2014	-8.89% Nov 5, 2020 - Nov 17, 2020
#8	-5.07% Dec 23, 2014 - Feb 5, 2015	-7.50% Oct 23, 2020 - Nov 4, 2020
#9	-5.00% Dec 9, 2014 - Dec 22, 2014	-4.70% Aug 16, 2018 - Aug 28, 2018
#10	-4.26% Jun 20, 2014 - Jul 1, 2014	-3.42% Aug 2, 2018 - Aug 10, 2018
#11	-3.08% Jun 9, 2014 - Jun 11, 2014	-2.98% Nov 20, 2020 - Nov 25, 2020
#12	-2.63% Jul 6, 2015 - Jul 14, 2015	-2.38% Oct 20, 2020 - Oct 22, 2020
#13	-2.13% Nov 7, 2025 - Nov 12, 2025	-1.79% Jun 4, 2020 - Jun 8, 2020
#14	-1.90% Mar 6, 2015 - Mar 11, 2015	-1.33% Aug 14, 2018 - Aug 16, 2018
#15	-1.79% Oct 21, 2014 - Oct 24, 2014	-1.12% Jul 20, 2018 - Aug 1, 2018

Correlation

Correlation between HRTG and REPL is -0.48 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.48

-101