HRTG vs TIPT

Comparison between Heritage Insurance Holdings Inc (HRTG, Company) and Tiptree Inc (TIPT, Company).

Both HRTG and TIPT are from the Financial Services sector.

5-Year PerformanceHRTG has outperformed TIPT, delivering a return of +22.0% compared to +12.7%

HRTG vs TIPT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HRTG(COMPANY)	TIPT(COMPANY)
Market Cap	$673M	$675M
Max Drawdown	95.13%	55.89%
Sharpe Ratio	0.13	-0.65
5Y Beta	0.49	0.63
Industry	Insurance - Property & Casualty	Insurance - Specialty
P/E Ratio	3.39	14.94
Forward P/E	N/A	12.11
PEG Ratio	0.02	3.14
Dividend Yield	N/A	1.33%
5Y Dividends CAGR	0.00%	14.87%
5Y EPS CAGR	N/A	-7.82%
Debt to Equity	14.91%	14.30%
Free Cash Flow Yield	29.47%	26.02%
P/S Ratio	0.77	0.29
P/B Ratio	1.26	1.33

Market Cap

HRTG

$673M

Winner

TIPT

$675M

Max Drawdown

HRTG

95.13%

Winner

TIPT

55.89%

Sharpe Ratio

Winner

HRTG

0.13

TIPT

-0.65

5Y Beta

Winner

HRTG

0.49

TIPT

0.63

Industry

HRTG

Insurance - Property & Casualty

TIPT

Insurance - Specialty

P/E Ratio

Winner

HRTG

3.39

TIPT

14.94

Forward P/E

HRTG

N/A

TIPT

12.11

PEG Ratio

Winner

HRTG

0.02

TIPT

3.14

Dividend Yield

HRTG

N/A

TIPT

1.33%

5Y Dividends CAGR

HRTG

0.00%

Winner

TIPT

14.87%

5Y EPS CAGR

HRTG

N/A

TIPT

-7.82%

Debt to Equity

HRTG

14.91%

Winner

TIPT

14.30%

Free Cash Flow Yield

Winner

HRTG

29.47%

TIPT

26.02%

P/S Ratio

HRTG

0.77

Winner

TIPT

0.29

P/B Ratio

Winner

HRTG

1.26

TIPT

1.33

HRTG vs TIPT - Historical Returns

Returns include dividend reinvestment.

Period	HRTG	TIPT
1 month	-2.39%	+4.85%
3 months	-20.18%	+11.14%
6 months	-22.76%	-0.40%
1 year	-5.95%	-23.01%
5 years(CAGR)	+22.01%	+12.70%
10 years(CAGR)	+7.56%	+15.47%
Max(CAGR)	+7.00%	+11.28%

HRTG

-2.39%

Winner

TIPT

+4.85%

HRTG

-20.18%

Winner

TIPT

+11.14%

HRTG

-22.76%

Winner

TIPT

-0.40%

Winner

HRTG

-5.95%

TIPT

-23.01%

5Y(CAGR)

Winner

HRTG

+22.01%

TIPT

+12.70%

10Y(CAGR)

HRTG

+7.56%

Winner

TIPT

+15.47%

Max(CAGR)

HRTG

+7.00%

Winner

TIPT

+11.28%

HRTG vs TIPT - Annual Returns (2010 - 2026)

Returns include dividend reinvestment.

Year	HRTG	TIPT
2026	-17.67%	-1.06%
2025	+139.44%	-9.29%
2024	+87.89%	+14.13%
2023	+252.43%	+36.04%
2022	-68.65%	-0.20%
2021	-41.81%	+184.21%
2020	-21.15%	-36.28%
2019	-9.90%	+48.00%
2018	-15.53%	-5.59%
2017	+14.64%	-3.80%
2016	-23.76%	+10.37%
2015	+11.63%	-21.45%
2014	+68.96%	+9.61%
2013	N/A	+0.33%
2012	N/A	+24.81%
2011	N/A	+45.26%
2010	N/A	-1.66%

HRTG vs TIPT Drawdown Comparison

The maximum drawdown for HRTG was -94.36%, occurring on Oct 20, 2022. Recovery took 2466 trading sessions.

The maximum drawdown for TIPT was -51.21%, occurring on Mar 18, 2020. Recovery took 1703 trading sessions.

The current HRTG drawdown is -27.87%. The current TIPT drawdown is -29.76%.

Rank	HRTG	TIPT
#1	-94.36% Jul 17, 2015 - May 7, 2025	-51.21% Jun 25, 2014 - Mar 31, 2021
#2	-32.95% Nov 14, 2025 - Jun 3, 2026	-42.34% Apr 23, 2021 - Oct 14, 2021
#3	-26.90% May 9, 2025 - Sep 19, 2025	-39.05% Nov 4, 2021 - Feb 10, 2023
#4	-19.47% Sep 19, 2025 - Nov 7, 2025	-37.86% Sep 12, 2025 - Mar 19, 2026
#5	-11.87% Mar 11, 2015 - Jun 30, 2015	-25.49% Feb 22, 2023 - Aug 28, 2023
#6	-11.09% Nov 5, 2014 - Dec 9, 2014	-25.28% Jun 14, 2012 - Aug 23, 2012
#7	-10.65% Jul 1, 2014 - Oct 21, 2014	-24.04% Jan 11, 2024 - Oct 16, 2024
#8	-5.07% Dec 23, 2014 - Feb 5, 2015	-22.61% Jun 24, 2011 - Mar 19, 2012
#9	-5.00% Dec 9, 2014 - Dec 22, 2014	-21.62% Apr 21, 2014 - Jun 16, 2014
#10	-4.26% Jun 20, 2014 - Jul 1, 2014	-18.86% Mar 26, 2025 - Sep 12, 2025
#11	-3.08% Jun 9, 2014 - Jun 11, 2014	-17.94% Jan 29, 2014 - Apr 4, 2014
#12	-2.63% Jul 6, 2015 - Jul 14, 2015	-17.64% Dec 31, 2012 - Aug 14, 2013
#13	-2.13% Nov 7, 2025 - Nov 12, 2025	-17.22% Dec 2, 2024 - Feb 27, 2025
#14	-1.90% Mar 6, 2015 - Mar 11, 2015	-17.00% Nov 26, 2010 - Jan 4, 2011
#15	-1.79% Oct 21, 2014 - Oct 24, 2014	-15.61% Sep 1, 2023 - Nov 14, 2023

Correlation

Correlation between HRTG and TIPT is 0.10 which considered as a very weak or no correlation - the stocks move independently of each other.

0.10

-101

Dividend Comparison (2011 - 2026)

HRTG vs TIPT dividend yield comparison.

Year	HRTG	TIPT
2026	0.00%	0.68%
2025	0.00%	1.31%
2024	0.00%	2.35%
2023	0.00%	1.05%
2022	6.67%	1.16%
2021	4.08%	1.16%
2020	2.37%	3.19%
2019	1.81%	1.90%
2018	1.63%	2.42%
2017	1.33%	2.02%
2016	1.47%	1.63%
2015	0.23%	1.63%
2013	0.00%	2.38%
2012	0.00%	7.20%
2011	0.00%	6.23%