UCB vs REGCO

Comparison between United Community Banks Inc (UCB, Company) and Regency Centers Corporation (REGCO, Company).

UCB is from the Financial Services sector, while REGCO is from the Real Estate sector.

UCB vs REGCO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UCB(COMPANY)	REGCO(COMPANY)
Market Cap	$4.07B	$4.08B
Max Drawdown	96.24%	13.43%
Sharpe Ratio	0.65	0.44
5Y Beta	1.06	0.16
Industry	Banks - Regional	Reit - Retail
P/E Ratio	12.04	7.45
Forward P/E	12.53	N/A
PEG Ratio	0.42	0.21
Dividend Yield	2.93%	13.30%
5Y Dividends CAGR	6.21%	N/A
5Y EPS CAGR	3.24%	N/A
Debt to Equity	3.30%	72.60%
Free Cash Flow Yield	7.98%	20.07%
P/S Ratio	3.88	N/A
P/B Ratio	1.11	N/A

Market Cap

UCB

$4.07B

Winner

REGCO

$4.08B

Max Drawdown

UCB

96.24%

Winner

REGCO

13.43%

Sharpe Ratio

Winner

UCB

0.65

REGCO

0.44

5Y Beta

UCB

1.06

Winner

REGCO

0.16

Industry

UCB

Banks - Regional

REGCO

Reit - Retail

P/E Ratio

UCB

12.04

Winner

REGCO

7.45

Forward P/E

UCB

12.53

REGCO

N/A

PEG Ratio

UCB

0.42

Winner

REGCO

0.21

Dividend Yield

UCB

2.93%

Winner

REGCO

13.30%

5Y Dividends CAGR

UCB

6.21%

REGCO

N/A

5Y EPS CAGR

UCB

3.24%

REGCO

N/A

Debt to Equity

Winner

UCB

3.30%

REGCO

72.60%

Free Cash Flow Yield

UCB

7.98%

Winner

REGCO

20.07%

P/S Ratio

UCB

3.88

REGCO

N/A

P/B Ratio

UCB

1.11

REGCO

N/A

UCB vs REGCO - Historical Returns

Returns include dividend reinvestment.

Period	UCB	REGCO
1 month	+5.68%	+0.18%
3 months	+15.70%	+1.51%
6 months	+8.64%	+2.61%
1 year	+22.87%	+7.58%
5 years(CAGR)	+3.58%	N/A
10 years(CAGR)	+9.00%	N/A
Max(CAGR)	-1.26%	+7.10%

Winner

UCB

+5.68%

REGCO

+0.18%

Winner

UCB

+15.70%

REGCO

+1.51%

Winner

UCB

+8.64%

REGCO

+2.61%

Winner

UCB

+22.87%

REGCO

+7.58%

5Y(CAGR)

UCB

+3.58%

REGCO

N/A

10Y(CAGR)

UCB

+9.00%

REGCO

N/A

Max(CAGR)

UCB

-1.26%

Winner

REGCO

+7.10%

UCB vs REGCO - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	UCB	REGCO
2026	+11.03%	+2.76%
2025	+2.28%	+5.65%
2024	+14.60%	+0.49%
2023	-10.20%	+8.08%
2022	-4.05%	N/A
2021	+30.70%	N/A
2020	-4.96%	N/A
2019	+44.66%	N/A
2018	-21.80%	N/A
2017	-3.90%	N/A
2016	+57.61%	N/A
2015	+5.47%	N/A
2014	+8.11%	N/A
2013	+78.21%	N/A
2012	+30.57%	N/A
2011	-28.31%	N/A
2010	-43.97%	N/A
2009	-73.51%	N/A
2008	-10.13%	N/A
2007	-51.25%	N/A
2006	+22.50%	N/A
2005	-1.28%	N/A
2004	+22.82%	N/A
2003	+29.82%	N/A
2002	+11.86%	N/A

UCB vs REGCO Drawdown Comparison

The maximum drawdown for UCB was -95.98%, occurring on Nov 15, 2010. This drawdown has not yet recovered.

The maximum drawdown for REGCO was -12.03%, occurring on Apr 30, 2024. Recovery took 160 trading sessions.

The current UCB drawdown is -70.39%. The current REGCO drawdown is -2.14%.

Rank	UCB	REGCO
#1	-95.98% Mar 7, 2007 - Nov 15, 2010	-12.03% Jan 31, 2024 - Sep 19, 2024
#2	-26.47% May 20, 2002 - Aug 14, 2003	-10.98% Nov 8, 2024 - Sep 17, 2025
#3	-24.88% Dec 1, 2004 - Oct 31, 2005	-10.10% Aug 25, 2023 - Sep 29, 2023
#4	-15.10% Mar 28, 2002 - May 14, 2002	-9.76% Sep 29, 2023 - Dec 22, 2023
#5	-13.62% Jun 30, 2004 - Nov 10, 2004	-7.54% Oct 1, 2025 - Mar 25, 2026
#6	-13.31% Nov 10, 2005 - Jun 30, 2006	-2.35% Jan 8, 2024 - Jan 26, 2024
#7	-12.56% Jan 20, 2004 - Apr 2, 2004	-1.84% Sep 25, 2024 - Oct 3, 2024
#8	-10.95% Apr 12, 2004 - Jun 30, 2004	-1.66% Oct 8, 2024 - Oct 16, 2024
#9	-10.92% Aug 3, 2006 - Nov 16, 2006	-1.56% Dec 22, 2023 - Jan 2, 2024
#10	-9.30% Jul 3, 2006 - Jul 28, 2006	-1.48% Oct 16, 2024 - Oct 31, 2024
#11	-9.19% Aug 21, 2003 - Oct 14, 2003	-1.40% Jan 3, 2024 - Jan 8, 2024
#12	-8.04% Feb 7, 2007 - Mar 7, 2007	-0.78% Nov 5, 2024 - Nov 8, 2024
#13	-6.60% Nov 25, 2003 - Dec 29, 2003	-0.77% Sep 17, 2025 - Sep 19, 2025
#14	-6.22% Nov 30, 2006 - Feb 6, 2007	-0.57% Oct 31, 2024 - Nov 5, 2024
#15	-6.20% Aug 14, 2003 - Aug 20, 2003	-0.54% Sep 29, 2025 - Oct 1, 2025

Correlation

Correlation between UCB and REGCO is 0.71 which considered as a strong positive correlation - the stocks tend to move together.

0.71

-101

Dividend Comparison (2002 - 2026)

UCB vs REGCO dividend yield comparison.

Year	UCB	REGCO
2026	0.72%	3.27%
2025	3.14%	6.51%
2024	2.91%	6.54%
2023	3.14%	1.56%
2022	2.54%	0.00%
2021	2.17%	0.00%
2020	2.53%	0.00%
2019	2.20%	0.00%
2018	2.70%	0.00%
2017	1.35%	0.00%
2016	1.01%	0.00%
2015	1.13%	0.00%
2014	0.58%	0.00%
2009	3.89%	0.00%
2008	2.75%	0.00%
2007	2.28%	0.00%
2006	0.99%	0.00%
2005	1.05%	0.00%
2004	0.89%	0.00%
2003	0.91%	0.00%
2002	1.03%	0.00%