UCB vs SEZL

Comparison between United Community Banks Inc (UCB, Company) and Sezzle Inc (SEZL, Company).

Both UCB and SEZL are from the Financial Services sector.

UCB vs SEZL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UCB(COMPANY)	SEZL(COMPANY)
Market Cap	$4.07B	$4.06B
Max Drawdown	96.24%	89.95%
Sharpe Ratio	0.65	0.46
5Y Beta	1.06	2.82
Industry	Banks - Regional	Credit Services
P/E Ratio	12.04	27.60
Forward P/E	12.53	19.19
PEG Ratio	0.42	0.72
Dividend Yield	2.93%	N/A
5Y Dividends CAGR	6.21%	N/A
5Y EPS CAGR	3.24%	N/A
Debt to Equity	3.30%	0.00%
Free Cash Flow Yield	7.98%	5.88%
P/S Ratio	3.88	8.46
P/B Ratio	1.11	16.86

Market Cap

Winner

UCB

$4.07B

SEZL

$4.06B

Max Drawdown

UCB

96.24%

Winner

SEZL

89.95%

Sharpe Ratio

Winner

UCB

0.65

SEZL

0.46

5Y Beta

Winner

UCB

1.06

SEZL

2.82

Industry

UCB

Banks - Regional

SEZL

Credit Services

P/E Ratio

Winner

UCB

12.04

SEZL

27.60

Forward P/E

Winner

UCB

12.53

SEZL

19.19

PEG Ratio

Winner

UCB

0.42

SEZL

0.72

Dividend Yield

UCB

2.93%

SEZL

N/A

5Y Dividends CAGR

UCB

6.21%

SEZL

N/A

5Y EPS CAGR

UCB

3.24%

SEZL

N/A

Debt to Equity

UCB

3.30%

Winner

SEZL

0.00%

Free Cash Flow Yield

Winner

UCB

7.98%

SEZL

5.88%

P/S Ratio

Winner

UCB

3.88

SEZL

8.46

P/B Ratio

Winner

UCB

1.11

SEZL

16.86

UCB vs SEZL - Historical Returns

Returns include dividend reinvestment.

Period	UCB	SEZL
1 month	+5.68%	+33.19%
3 months	+15.70%	+103.25%
6 months	+8.64%	+88.63%
1 year	+22.87%	-5.28%
5 years(CAGR)	+3.58%	N/A
10 years(CAGR)	+9.00%	N/A
Max(CAGR)	-1.26%	+124.81%

UCB

+5.68%

Winner

SEZL

+33.19%

UCB

+15.70%

Winner

SEZL

+103.25%

UCB

+8.64%

Winner

SEZL

+88.63%

Winner

UCB

+22.87%

SEZL

-5.28%

5Y(CAGR)

UCB

+3.58%

SEZL

N/A

10Y(CAGR)

UCB

+9.00%

SEZL

N/A

Max(CAGR)

UCB

-1.26%

Winner

SEZL

+124.81%

UCB vs SEZL - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	UCB	SEZL
2026	+11.03%	+103.68%
2025	+2.28%	+39.61%
2024	+14.60%	+1095.31%
2023	-10.20%	-74.69%
2022	-4.05%	N/A
2021	+30.70%	N/A
2020	-4.96%	N/A
2019	+44.66%	N/A
2018	-21.80%	N/A
2017	-3.90%	N/A
2016	+57.61%	N/A
2015	+5.47%	N/A
2014	+8.11%	N/A
2013	+78.21%	N/A
2012	+30.57%	N/A
2011	-28.31%	N/A
2010	-43.97%	N/A
2009	-73.51%	N/A
2008	-10.13%	N/A
2007	-51.25%	N/A
2006	+22.50%	N/A
2005	-1.28%	N/A
2004	+22.82%	N/A
2003	+29.82%	N/A
2002	+11.86%	N/A

UCB vs SEZL Drawdown Comparison

The maximum drawdown for UCB was -95.98%, occurring on Nov 15, 2010. This drawdown has not yet recovered.

The maximum drawdown for SEZL was -89.95%, occurring on Oct 27, 2023. Recovery took 152 trading sessions.

The current UCB drawdown is -70.39%. The current SEZL drawdown is -27.15%.

Rank	UCB	SEZL
#1	-95.98% Mar 7, 2007 - Nov 15, 2010	-89.95% Aug 17, 2023 - Mar 26, 2024
#2	-26.47% May 20, 2002 - Aug 14, 2003	-72.02% Jul 3, 2025 - Nov 17, 2025
#3	-24.88% Dec 1, 2004 - Oct 31, 2005	-62.89% Nov 25, 2024 - May 9, 2025
#4	-15.10% Mar 28, 2002 - May 14, 2002	-52.59% Mar 27, 2024 - Jun 6, 2024
#5	-13.62% Jun 30, 2004 - Nov 10, 2004	-24.22% Jun 6, 2024 - Jul 9, 2024
#6	-13.31% Nov 10, 2005 - Jun 30, 2006	-22.56% Jul 9, 2024 - Aug 8, 2024
#7	-12.56% Jan 20, 2004 - Apr 2, 2004	-16.03% Sep 24, 2024 - Oct 11, 2024
#8	-10.95% Apr 12, 2004 - Jun 30, 2004	-15.64% Oct 18, 2024 - Oct 30, 2024
#9	-10.92% Aug 3, 2006 - Nov 16, 2006	-14.72% Nov 8, 2024 - Nov 21, 2024
#10	-9.30% Jul 3, 2006 - Jul 28, 2006	-12.99% Oct 30, 2024 - Nov 6, 2024
#11	-9.19% Aug 21, 2003 - Oct 14, 2003	-8.36% Sep 5, 2024 - Sep 11, 2024
#12	-8.04% Feb 7, 2007 - Mar 7, 2007	-7.29% Aug 21, 2024 - Aug 27, 2024
#13	-6.60% Nov 25, 2003 - Dec 29, 2003	-7.06% Jun 9, 2025 - Jun 12, 2025
#14	-6.22% Nov 30, 2006 - Feb 6, 2007	-6.51% Jun 30, 2025 - Jul 3, 2025
#15	-6.20% Aug 14, 2003 - Aug 20, 2003	-4.68% Jun 12, 2025 - Jun 16, 2025