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UCB vs INDB

Comparison between United Community Banks Inc (UCB, Company) and Independent Bank Corp (INDB, Company).

Both UCB and INDB are from the Financial Services sector.

5-Year PerformanceINDB has outperformed UCB, delivering a return of +4.9% compared to +4.0%

UCB vs INDB - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
UCB
$3.93B
Winner
INDB
$3.94B
Max Drawdown
UCB
96.24%
Winner
INDB
70.36%
Sharpe Ratio
UCB
0.80
Winner
INDB
1.18
5Y Beta
UCB
1.05
Winner
INDB
0.98
Industry
UCB
Banks - Regional
INDB
Banks - Regional
P/E Ratio
Winner
UCB
11.64
INDB
16.01
Forward P/E
UCB
12.53
Winner
INDB
11.32
PEG Ratio
Winner
UCB
0.40
INDB
1.14
Dividend Yield
Winner
UCB
2.97%
INDB
2.92%
5Y Dividends CAGR
UCB
6.21%
Winner
INDB
10.03%
5Y EPS CAGR
UCB
3.24%
Winner
INDB
4.16%
Debt to Equity
UCB
3.30%
Winner
INDB
0.00%
Free Cash Flow Yield
UCB
8.25%
Winner
INDB
8.62%

UCB vs INDB - Historical Returns

Returns include dividend reinvestment.

1M
UCB
+1.58%
Winner
INDB
+4.43%
3M
Winner
UCB
+11.40%
INDB
+10.91%
6M
UCB
+3.13%
Winner
INDB
+6.93%
1Y
UCB
+21.97%
Winner
INDB
+36.93%
5Y(CAGR)
UCB
+3.96%
Winner
INDB
+4.91%
10Y(CAGR)
UCB
+8.63%
Winner
INDB
+9.15%
Max(CAGR)
UCB
-1.45%
Winner
INDB
+9.87%

UCB vs INDB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearUCBINDB
2026+6.11%+11.70%
2025+2.28%+19.78%
2024+14.60%+2.44%
2023-10.20%-17.02%
2022-4.05%+3.94%
2021+30.70%+15.04%
2020-4.96%-9.78%
2019+44.66%+18.14%
2018-21.80%+3.24%
2017-3.90%+1.19%
2016+57.61%+58.20%
2015+5.47%+13.16%
2014+8.11%+14.22%
2013+78.21%+34.53%
2012+30.57%+6.28%
2011-28.31%-0.44%
2010-43.97%+31.22%
2009-73.51%-17.19%
2008-10.13%+3.50%
2007-51.25%-22.69%
2006+22.50%+25.42%
2005-1.28%-11.86%
2004+22.82%+21.49%
2003+29.82%+24.60%
2002+11.86%+6.74%
2001N/A+81.79%
2000N/A+2.42%
1999N/A-5.83%

UCB vs INDB Drawdown Comparison

The maximum drawdown for UCB was -95.98%, occurring on Nov 15, 2010. This drawdown has not yet recovered.

The maximum drawdown for INDB was -68.87%, occurring on Mar 9, 2009. Recovery took 1526 trading sessions.

The current UCB drawdown is -71.70%. The current INDB drawdown is -4.95%.

RankUCBINDB
#1-95.98%
Mar 7, 2007 - Nov 15, 2010
-68.87%
Dec 27, 2006 - Jan 22, 2013
#2-26.47%
May 20, 2002 - Aug 14, 2003
-52.59%
Mar 12, 2021 - Feb 3, 2026
#3-24.88%
Dec 1, 2004 - Oct 31, 2005
-42.91%
Sep 7, 2018 - Feb 24, 2021
#4-15.10%
Mar 28, 2002 - May 14, 2002
-33.80%
Apr 16, 2002 - Aug 12, 2003
#5-13.62%
Jun 30, 2004 - Nov 10, 2004
-31.92%
Nov 3, 1999 - Aug 11, 2000
#6-13.31%
Nov 10, 2005 - Jun 30, 2006
-30.44%
Sep 20, 2000 - Feb 13, 2001
#7-12.56%
Jan 20, 2004 - Apr 2, 2004
-29.03%
Dec 1, 2004 - Nov 15, 2006
#8-10.95%
Apr 12, 2004 - Jun 30, 2004
-27.91%
Aug 21, 2001 - Nov 20, 2001
#9-10.92%
Aug 3, 2006 - Nov 16, 2006
-20.30%
Nov 27, 2015 - Aug 5, 2016
#10-9.30%
Jul 3, 2006 - Jul 28, 2006
-17.28%
Feb 10, 2004 - Sep 9, 2004
#11-9.19%
Aug 21, 2003 - Oct 14, 2003
-15.54%
Jan 4, 2017 - Jul 21, 2017
#12-8.04%
Feb 7, 2007 - Mar 7, 2007
-14.30%
Feb 6, 2026 - Mar 18, 2026
#13-6.60%
Nov 25, 2003 - Dec 29, 2003
-13.73%
Jul 20, 2015 - Nov 6, 2015
#14-6.22%
Nov 30, 2006 - Feb 6, 2007
-13.47%
Apr 1, 2014 - Oct 31, 2014
#15-6.20%
Aug 14, 2003 - Aug 20, 2003
-12.73%
Dec 30, 2014 - Mar 16, 2015

Correlation

Correlation between UCB and INDB is -0.33 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.33
-101

Dividend Comparison (1999 - 2026)

UCB vs INDB dividend yield comparison.

YearUCBINDB
20261.52%0.79%
20253.14%3.23%
20242.91%3.55%
20233.14%3.34%
20222.54%2.46%
20212.17%2.35%
20202.53%2.52%
20192.20%2.11%
20182.70%2.16%
20171.35%1.83%
20161.01%1.65%
20151.13%2.24%
20140.58%2.24%
20130.00%2.25%
20120.00%2.90%
20110.00%2.78%
20100.00%2.66%
20093.89%3.45%
20082.75%2.75%
20072.28%2.50%
20060.99%1.78%
20051.05%2.10%
20040.89%1.66%
20030.91%1.84%
20021.03%2.11%
20010.00%2.05%
20000.00%3.20%
19990.00%0.80%

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