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INDB vs SPY

Comparison between Independent Bank Corp (INDB, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed INDB, delivering a return of +14.0% compared to +3.2%

INDB vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
INDB
$3.83B
Winner
SPY
$735B
Expense Ratio
INDB
N/A
SPY
0.09%
Max Drawdown
INDB
70.36%
Winner
SPY
56.47%
Sharpe Ratio
INDB
1.06
Winner
SPY
1.91
5Y Beta
INDB
N/A
SPY
1.00
Industry
INDB
Banks - Regional
SPY
N/A
P/E Ratio
Winner
INDB
15.59
SPY
28.68
Forward P/E
Winner
INDB
10.62
SPY
22.19
PEG Ratio
INDB
1.11
SPY
N/A
Dividend Yield
INDB
3.11%
SPY
N/A
5Y Dividends CAGR
Winner
INDB
10.03%
SPY
5.43%
5Y EPS CAGR
INDB
4.16%
Winner
SPY
26.37%
Debt to Equity
Winner
INDB
0.00%
SPY
34.04%
Free Cash Flow Yield
INDB
8.85%
SPY
N/A
P/S Ratio
INDB
4.27
Winner
SPY
3.76
P/B Ratio
Winner
INDB
1.04
SPY
5.55

INDB vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
INDB
+0.69%
Winner
SPY
+4.84%
3M
INDB
-0.61%
Winner
SPY
+9.57%
6M
Winner
INDB
+14.71%
SPY
+13.79%
1Y
Winner
INDB
+33.33%
SPY
+29.34%
5Y(CAGR)
INDB
+3.21%
Winner
SPY
+13.98%
10Y(CAGR)
INDB
+8.24%
Winner
SPY
+15.66%
Max(CAGR)
Winner
INDB
+9.78%
SPY
+8.53%

INDB vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearINDBSPY
2026+8.63%+9.45%
2025+19.78%+18.00%
2024+2.44%+25.59%
2023-17.02%+26.72%
2022+3.94%-18.64%
2021+15.04%+30.52%
2020-9.78%+17.28%
2019+18.14%+31.09%
2018+3.24%-5.24%
2017+1.19%+20.78%
2016+58.20%+13.59%
2015+13.16%+1.31%
2014+14.22%+14.56%
2013+34.53%+29.00%
2012+6.28%+14.17%
2011-0.44%+0.85%
2010+31.22%+13.14%
2009-17.19%+22.67%
2008+3.50%-36.25%
2007-22.69%+5.32%
2006+25.42%+13.85%
2005-11.86%+5.32%
2004+21.49%+10.75%
2003+24.60%+24.18%
2002+6.74%-22.42%
2001+81.79%-10.13%
2000+2.42%-8.84%
1999-5.83%+8.61%

INDB vs SPY Drawdown Comparison

The maximum drawdown for INDB was -68.87%, occurring on Mar 9, 2009. Recovery took 1526 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current INDB drawdown is -7.56%. The current SPY drawdown is -0.34%.

RankINDBSPY
#1-68.87%
Dec 27, 2006 - Jan 22, 2013
-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-52.59%
Mar 12, 2021 - Feb 3, 2026
-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-42.91%
Sep 7, 2018 - Feb 24, 2021
-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-33.80%
Apr 16, 2002 - Aug 12, 2003
-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-31.92%
Nov 3, 1999 - Aug 11, 2000
-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-30.44%
Sep 20, 2000 - Feb 13, 2001
-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-29.03%
Dec 1, 2004 - Nov 15, 2006
-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-27.91%
Aug 21, 2001 - Nov 20, 2001
-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-20.30%
Nov 27, 2015 - Aug 5, 2016
-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-17.28%
Feb 10, 2004 - Sep 9, 2004
-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-15.54%
Jan 4, 2017 - Jul 21, 2017
-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-14.30%
Feb 6, 2026 - Mar 18, 2026
-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-13.73%
Jul 20, 2015 - Nov 6, 2015
-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-13.47%
Apr 1, 2014 - Oct 31, 2014
-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-12.73%
Dec 30, 2014 - Mar 16, 2015
-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between INDB and SPY is 0.86 which considered as a strong positive correlation - the stocks tend to move together.

0.86
-101

Dividend Comparison (1999 - 2026)

INDB vs SPY dividend yield comparison.

YearINDBSPY
20260.81%0.24%
20253.23%1.07%
20243.55%1.21%
20233.34%1.40%
20222.46%1.65%
20212.35%1.20%
20202.52%1.52%
20192.11%1.75%
20182.16%2.04%
20171.83%1.80%
20161.65%2.03%
20152.24%2.06%
20142.24%1.87%
20132.25%1.81%
20122.90%2.18%
20112.78%2.05%
20102.66%1.80%
20093.45%1.95%
20082.75%3.02%
20072.50%1.85%
20061.78%1.73%
20052.10%1.73%
20041.66%1.82%
20031.84%1.47%
20022.11%1.70%
20012.05%1.25%
20003.20%1.15%
19990.80%0.24%

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