StockComparison Logo
vs

UBCP vs SPY

Comparison between United Bancorp Inc (Martins Ferry OH) (UBCP, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed UBCP, delivering a return of +13.4% compared to +7.0%

UBCP vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
UBCP
$91M
Winner
SPY
$784B
Expense Ratio
UBCP
N/A
SPY
0.09%
Max Drawdown
UBCP
57.17%
Winner
SPY
56.47%
Sharpe Ratio
UBCP
0.74
Winner
SPY
1.56
5Y Beta
Winner
UBCP
0.06
SPY
1.00
Industry
UBCP
Banks - Regional
SPY
N/A
P/E Ratio
Winner
UBCP
11.71
SPY
28.29
Forward P/E
Winner
UBCP
10.30
SPY
21.75
PEG Ratio
UBCP
1.60
SPY
N/A
Dividend Yield
UBCP
4.78%
SPY
N/A
5Y Dividends CAGR
Winner
UBCP
10.84%
SPY
5.43%
5Y EPS CAGR
UBCP
-1.23%
Winner
SPY
25.98%
Debt to Equity
Winner
UBCP
0.00%
SPY
30.79%
Free Cash Flow Yield
UBCP
-2.74%
SPY
N/A
P/S Ratio
Winner
UBCP
2.93
SPY
3.79
P/B Ratio
Winner
UBCP
1.36
SPY
5.67

UBCP vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
Winner
UBCP
+2.02%
SPY
+0.48%
3M
UBCP
+4.72%
Winner
SPY
+11.67%
6M
Winner
UBCP
+16.83%
SPY
+9.42%
1Y
UBCP
+22.48%
Winner
SPY
+24.27%
5Y(CAGR)
UBCP
+7.04%
Winner
SPY
+13.36%
10Y(CAGR)
UBCP
+10.64%
Winner
SPY
+15.42%
Max(CAGR)
UBCP
+6.99%
Winner
SPY
+8.49%

UBCP vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearUBCPSPY
2026+12.96%+8.88%
2025+15.89%+18.00%
2024+4.46%+25.59%
2023-7.29%+26.72%
2022-8.54%-18.64%
2021+33.90%+30.52%
2020-6.59%+17.28%
2019+30.76%+31.09%
2018-9.15%-5.24%
2017+3.07%+20.78%
2016+47.61%+13.59%
2015+24.71%+1.31%
2014-9.08%+14.56%
2013+33.68%+29.00%
2012-23.45%+14.17%
2011+3.11%+0.85%
2010+9.20%+13.14%
2009-7.85%+22.67%
2008+4.19%-36.25%
2007+8.17%+5.32%
2006-5.26%+13.85%
2005-5.77%+5.32%
2004-5.89%+10.75%
2003+49.65%+24.18%
2002+10.20%-22.42%
2001+16.25%-10.13%
2000-3.47%-8.84%
1999+4.67%+8.61%

UBCP vs SPY Drawdown Comparison

The maximum drawdown for UBCP was -47.99%, occurring on Oct 24, 2023. Recovery took 983 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current UBCP drawdown is -6.98%. The current SPY drawdown is -2.35%.

RankUBCPSPY
#1-47.99%
Apr 19, 2022 - Mar 20, 2026		-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-41.67%
Dec 31, 1999 - Apr 9, 2002		-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-41.14%
Apr 20, 2012 - Jun 26, 2015		-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-39.85%
Dec 30, 2019 - Mar 2, 2021		-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-36.98%
Dec 1, 2004 - Mar 20, 2012		-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-27.93%
Dec 15, 2003 - Nov 24, 2004		-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-25.23%
Sep 18, 2015 - Sep 2, 2016		-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-24.35%
Jun 7, 2018 - Dec 6, 2019		-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-20.93%
Sep 19, 2002 - Nov 26, 2002		-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-18.60%
Nov 2, 1999 - Dec 30, 1999		-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-16.85%
Jun 8, 2021 - Aug 27, 2021		-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-16.23%
Mar 24, 2026 - May 18, 2026		-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-14.83%
Apr 9, 2002 - Sep 18, 2002		-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-14.39%
Dec 22, 2016 - Dec 18, 2017		-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-14.36%
Jan 18, 2018 - May 9, 2018		-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between UBCP and SPY is 0.95 which considered as a very strong positive correlation - the stocks move almost identically together.

0.95
-101

Dividend Comparison (1999 - 2026)

UBCP vs SPY dividend yield comparison.

YearUBCPSPY
20263.60%0.24%
20256.41%1.07%
20246.58%1.21%
20236.35%1.40%
20225.26%1.65%
20214.11%1.20%
20204.32%1.52%
20193.81%1.75%
20184.55%2.04%
20173.47%1.80%
20163.48%2.03%
20154.38%2.06%
20144.09%1.87%
20133.61%1.81%
20126.71%2.18%
20116.62%2.05%
20106.43%1.80%
20096.57%1.95%
20085.40%3.02%
20074.96%1.85%
20064.87%1.73%
20053.96%1.73%
20043.25%1.82%
20032.66%1.47%
20023.59%1.70%
20013.74%1.25%
20003.77%1.15%
19990.49%0.24%

Select Stocks to Compare

Popular: UBCP vs SPY