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UBCP vs SSBI

Comparison between United Bancorp Inc (Martins Ferry OH) (UBCP, Company) and Summit State Bank (SSBI, Company).

Both UBCP and SSBI are from the Financial Services sector.

5-Year PerformanceUBCP has outperformed SSBI, delivering a return of +7.6% compared to +4.9%

UBCP vs SSBI - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
UBCP
$92M
SSBI
$92M
Max Drawdown
Winner
UBCP
57.17%
SSBI
72.37%
Sharpe Ratio
UBCP
0.76
Winner
SSBI
1.35
5Y Beta
Winner
UBCP
0.05
SSBI
0.19
Industry
UBCP
Banks - Regional
SSBI
Banks - Regional
P/E Ratio
UBCP
11.84
Winner
SSBI
-63.34
Forward P/E
Winner
UBCP
10.30
SSBI
23.87
PEG Ratio
UBCP
1.62
Winner
SSBI
0.00
Dividend Yield
UBCP
3.64%
SSBI
N/A
5Y Dividends CAGR
Winner
UBCP
10.84%
SSBI
-1.73%
5Y EPS CAGR
UBCP
-1.23%
SSBI
N/A
Debt to Equity
UBCP
0.00%
SSBI
N/A
Free Cash Flow Yield
UBCP
-2.71%
SSBI
N/A
P/S Ratio
UBCP
N/A
SSBI
2.80
P/B Ratio
UBCP
N/A
SSBI
0.93

UBCP vs SSBI - Historical Returns

Returns include dividend reinvestment.

1M
Winner
UBCP
+13.59%
SSBI
+0.44%
3M
Winner
UBCP
+10.12%
SSBI
+3.03%
6M
UBCP
+18.45%
Winner
SSBI
+18.50%
1Y
UBCP
+23.84%
Winner
SSBI
+40.73%
5Y(CAGR)
Winner
UBCP
+7.62%
SSBI
+4.91%
10Y(CAGR)
Winner
UBCP
+10.58%
SSBI
+6.20%
Max(CAGR)
Winner
UBCP
+7.08%
SSBI
+5.07%

UBCP vs SSBI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearUBCPSSBI
2026+15.56%+14.02%
2025+15.89%+56.32%
2024+4.46%-33.68%
2023-7.29%-19.38%
2022-8.54%+7.27%
2021+33.90%+34.04%
2020-6.59%+9.58%
2019+30.76%+14.37%
2018-9.15%-4.85%
2017+3.07%+8.39%
2016+47.61%+12.16%
2015+24.71%+2.64%
2014-9.08%+37.07%
2013+33.68%+53.87%
2012-23.45%+32.56%
2011+3.11%-17.86%
2010+9.20%+42.51%
2009-7.85%+26.99%
2008+4.19%-40.10%
2007+8.17%-34.31%
2006-5.26%-13.84%
2005-5.77%N/A
2004-5.89%N/A
2003+49.65%N/A
2002+10.20%N/A
2001+16.25%N/A
2000-3.47%N/A
1999+4.67%N/A

UBCP vs SSBI Drawdown Comparison

The maximum drawdown for UBCP was -47.99%, occurring on Oct 24, 2023. Recovery took 983 trading sessions.

The maximum drawdown for SSBI was -68.67%, occurring on Dec 23, 2008. Recovery took 1845 trading sessions.

The current UBCP drawdown is -4.84%. The current SSBI drawdown is -21.11%.

RankUBCPSSBI
#1-47.99%
Apr 19, 2022 - Mar 20, 2026
-68.67%
Aug 8, 2006 - Dec 5, 2013
#2-41.67%
Dec 31, 1999 - Apr 9, 2002
-64.33%
Aug 4, 2023 - Nov 11, 2024
#3-41.14%
Apr 20, 2012 - Jun 26, 2015
-56.23%
Aug 8, 2018 - Jan 12, 2021
#4-39.85%
Dec 30, 2019 - Mar 2, 2021
-27.86%
Dec 8, 2022 - Jul 19, 2023
#5-36.98%
Dec 1, 2004 - Mar 20, 2012
-22.37%
Mar 19, 2021 - Aug 3, 2021
#6-27.93%
Dec 15, 2003 - Nov 24, 2004
-18.82%
Oct 5, 2021 - Dec 7, 2022
#7-25.23%
Sep 18, 2015 - Sep 2, 2016
-16.31%
Jan 25, 2021 - Mar 19, 2021
#8-24.35%
Jun 7, 2018 - Dec 6, 2019
-12.83%
Feb 23, 2017 - Feb 28, 2018
#9-20.93%
Sep 19, 2002 - Nov 26, 2002
-10.85%
Nov 17, 2014 - Sep 11, 2015
#10-18.60%
Nov 2, 1999 - Dec 30, 1999
-9.72%
Jul 20, 2023 - Aug 4, 2023
#11-16.85%
Jun 8, 2021 - Aug 27, 2021
-9.29%
Aug 3, 2021 - Sep 21, 2021
#12-16.23%
Mar 24, 2026 - May 18, 2026
-9.17%
Sep 15, 2015 - Apr 19, 2016
#13-14.83%
Apr 9, 2002 - Sep 18, 2002
-8.71%
Sep 2, 2014 - Nov 3, 2014
#14-14.39%
Dec 22, 2016 - Dec 18, 2017
-7.40%
Dec 5, 2013 - Jan 13, 2014
#15-14.36%
Jan 18, 2018 - May 9, 2018
-6.46%
Jun 27, 2014 - Sep 2, 2014

Correlation

Correlation between UBCP and SSBI is 0.88 which considered as a strong positive correlation - the stocks tend to move together.

0.88
-101

Dividend Comparison (1999 - 2026)

UBCP vs SSBI dividend yield comparison.

YearUBCPSSBI
20263.52%0.00%
20256.41%0.00%
20246.58%3.66%
20236.35%3.90%
20225.26%3.04%
20214.11%2.89%
20204.32%3.56%
20193.81%3.70%
20184.55%4.08%
20173.47%3.62%
20163.48%3.20%
20154.38%3.49%
20144.09%3.17%
20133.61%4.00%
20126.71%5.34%
20116.62%6.93%
20106.43%5.15%
20096.57%6.56%
20085.40%7.83%
20074.96%5.59%
20064.87%1.41%
20053.96%0.00%
20043.25%0.00%
20032.66%0.00%
20023.59%0.00%
20013.74%0.00%
20003.77%0.00%
19990.49%0.00%

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